FHA VS Conventional loan programs in Planada, Merced County, California
In 2025, Convetional loan limit in Planada, county of Merced, CA is $726,200 while FHA limit is $472,030 for a single-family home.
Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.
2025 loan limits and downpayment requirments in Planada, county of Merced, CA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$341,900
0%
FHA
$472,030
3.5%
The comparison table applies to zip codes: 95333, 95365
Conventional and FHA loan options in Planada, CA
Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.
ALT Financial Network strives to educate and complete a high-quality and transparent process throughout the loan process. Our Licensed Mortgage Originators are top of their fields and hand selected based on their commitment to you, our valued client!
We look forward to completing a smooth loan process, and you will be excited to tell your friend
1971 E. Fourth St, Suite 180, Santa Ana, CA, 92705
Mortgage Service Providers was created to support lenders throughout every aspect of the mortgage process. With our family of companies we provide appraisal, verification, quality control and technology services to lenders across the country. Our commitment is to maintain a high level of integrity
SOL Mortgage consists of a team of dedicated career lending professionals tired of hearing about bad mortgage experiences. Our experts share their knowledge and insight with you in an honest and transparent way. It’s friendly and simple. We give you all the information and help you need to make the best decision, provide you with the best qualifyin
Straight Talk lending is your go-to mortgage lender for cash-out refinance and mortgage loans. With over 20 years of experience, we offer outstanding customer service with personalized, direct, and honest advice. We approach things differently than the "big box corporate" approach by focusing on putting humanity
Arbor Financial Group takes great pride in providing our customers with the best customer service. As Southern California’s leading direct mortgage lender for over fifteen years, we bring you a wealth of mortgage experience, real estate and insurance knowledge. We hire only the best and the most seasoned mortgage professionals.
1820 E. Garry Ave, Suite 214, Santa Ana, CA, 92705
"At the Lending Depot, we provide a ""One Stop Shop"" loan resource center for consumers. Obtaining a loan to purchase or refinance a property can be a confusing and difficult experience.
Our goal is to provide information for consumers to make the process easier, including tips on how to shop for the best loan"
2700 N. Main Street, Suite 761, Santa Ana, CA, 92705
"0 PointLoan With over 30 years of expertise in the Mortgage industry and thousands of loans closed - we have learned that educating people is the best way to gain trust from our consumers.
Not only do we help you close your loans, we also educate you to make better financial decisions FOR LIFE."
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.