FHA VS Conventional loan programs in Planada, Merced County, California

In 2026, the limit for Conventional loans in Planada, part of Merced county, CA, is $726,200. Meanwhile, the FHA limit for a single-family residence stands at $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today's best rates across Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA options, helping you identify the most suitable program for your financial situation in CA.

Explore loan offers from 100 lenders

Review 2026 Loan Limits and Down Payment Requirements in Planada, Merced County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $341,900 0%
FHA $472,030 3.5%

This comparison table applies to the zip codes: 95333

Exploring Conventional and FHA Loan Options in Planada, CA

Lendersa® aims to help you secure the best Conventional, USDA, or FHA loan quickly and effortlessly. Choose from three starting points to connect with matching lenders and loan programs.

Outcomes of Lendersa USDA loan request and matching


Planada Lenders

  • Agri Capital Inc.
  • 23400 Road 24, Chowchilla, CA, 93610
  • Lends in California
  • Vantage Point Finance
  • 26045 Avenue 17, Suite A, Madera, CA, 93638
  • Lends in California
  • Vantage Point Finance has come a long way since we first started doing business in 2005. Today we have grown to be one of the fastest growing real estate lending brokerage platforms for professionals. Founded on the principles and beliefs to create a better mortgage loan originator experience while remaining true to our core values of honesty.

  • Accurate Lenders Mortgage
  • 25916 Avenue 17, Madera, CA, 93638
  • Lends in California
  • "At Accurate Lenders Mortgage a loan application is always a friendly private consultation when all and everything is explained. No Surprises!
    FREE CONVENIENT AND WITH NO OBLIGATION AS ALWAYS!

    FHA, VA, USDA OR CONVENTIONAL FINANCING WILL BE TAILORED TO YOUR UNIQUE NEEDS FOR PURCHASE"

  • JC Mortgage
  • 4350 West Avenue, Suite 2, Atwater, CA, 95301
  • Lends in California
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • ZABE Mortgage Group
  • 1609 Howard Road, Madera, CA, 93637
  • Lends in California
  • Zabe Mortgage Group is a mortgage banker with mortgage experts, processors, underwriters and funders—all under one roof. With the tools and systems in place, Zabe Mortgage Group proudly offers various loan program options including, FHA, VA, USDA, Conventional, Jumbo and many more.

  • ONE STOP SHOP REALTY, INC.
  • 37042 Avenue 12, Madera, CA, 93636
  • Lends in California
  • At One Stop Shop Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options

  • Mid Valley Services, Inc.
  • 7644 N Palm Ave, Fresno, CA, 93711
  • Lends in California
  • Welcome to Mid Valley Financial (MVF), the premier mortgage provider in Central California. With over 35 years of experience in Fresno, California, we have established ourselves as a trusted name among local real estate agents, title companies, and lenders. Our commitment to excellence has made us a leading provider of real estate loans across Cali

  • Mount Saber
  • 2350 W. Shaw Suite 140, Fresno, CA, 93711
  • Lends in California
  • Our firm collaborates with real estate investors throughout California. We diligently provide services for hard-to-fund loans, requiring a detailed approach to discover funding solutions. With 20 years of experience, our licensed brokers have established a vast network of private funding investors.

  • Homebridge
  • 7471 N. Remington Avenue, Suite 102, Fresno, CA, 93711
  • Lends in California
  • At HomeBridge Financial Services, Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • Precision Home Loans
  • 653 W. Fallbrook Ave, Suite 102, Fresno, CA, 93711
  • Lends in California
  • At Precision Home Loans, we believe how you get your mortgage matters. By making the effort to understand your full financial picture, we can offer you the right loan products. This is our promise to you. No strings attached. Just one ethical and caring transaction from our family to yours.