FHA VS Conventional loan programs in 2026 for Selma, Fresno County, California

In 2026, for a single-family home in Selma, within Fresno county, CA, the Conventional loan limit is $726,200, whereas the FHA loan limit is $472,030.

Leverage the Lendersa® Conventional loan calculator to examine today’s top rates among Conventional, FHA, and USDA loans. Determine the needed income, credit, reserves, and documents to qualify using our comprehensive mortgage calculator, which showcases Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you choose the best program in CA for your unique financial scenario.

Examine offers from a variety of 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Selma, Fresno County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $405,000 0%
FHA $472,030 3.5%

The following table is relevant for these zip codes: 93662

Exploring Conventional and FHA Loan Options in Selma, CA

Lendersa® ensures you quickly and comfortably access optimal Conventional, USDA, or FHA loans. Choose from three starting paths, directing you to matching lenders and loan programs tailored to your needs.

Lendersa results for USDA loan requests and matching


  • Vantage Realty Inc.
  • 145 South Fairfax Avenue, Suite 200, Los Angeles, CA, 90036
  • Our goal is simple. Make your next Real Estate or Mortgage transaction as seamless as possible. We want to empower and educate our clients on all their options and guide them in the directions that will yield maximum results. If you are looking for a friendly, straight-forward, and transparent agent, you’ve come to the right place.

  • Loanenvy.com Inc.
  • 5900 Wilshire Boulevard, Suite 2600, Los Angeles, CA, 90036
  • We’re a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to construction lending. We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with the best rates, terms

  • Sierra Foothill Mortgage
  • 3257 Professional Dr, Suite A, Auburn, CA, 95602
  • Sierra Foothill Mortgage is a family owned and operated business, proudly serving the foothills for more than 25 years. Linda Andrews, owner-broker, has been in the real estate industry for just under 30 years. Chris Nagle, loan officer, has been in the real estate industry for just under a year. Together they are a team to make your loan

  • Caltech Employees Federal Credit Union
  • 515 S. Wilson Ave, Pasadena, CA, 91125
  • On April 11, 1950, seven Caltech employees established Caltech Employees Federal Credit Union (CEFCU). Each of these founding members contributed one share of $5 to the first pool of Credit Union money.

    After 70 years of service, the Credit Union has grown from those first seven-member accounts

  • Wescom Central Credit Union
  • PO Box 7058, Pasadena, CA, 91109
  • Since 1934, Wescom Credit Union has been dedicated to helping members throughout Southern California build better lives. Now with 24 branches, we provide essential banking solutions to more than 200, 000 members.

    Like all credit unions, Wescom is a non-profit financial cooperative, and our members are our owners.

  • Addison Funding
  • 1022 Olancha Drive, Los Angeles, CA, 90065
  • We, on the other hand, work for you, are approved on a wholesale level with a multitude lenders and have the marketing knowledge that can direct us to that wholesale conduit offering Conventional, FHA, VA, expanded conforming, jumbo or super jumbo financing at the best prevailing rates, but it doesn’t stop there.

  • East West Bank
  • 135 N. Los Robles Ave, 7th Floor, Pasadena, CA, 91101
  • East West Bank has served as a pathway to success. With over 120 locations across the U.S. and China, we are the premier financial bridge between the East and West. Our teams of experienced, multicultural professionals help guide businesses and community members on both sides of the Pacific looking to explore new markets and create new opportunitie

  • Tony W. Moon
  • 225 S. Lake Ave, 3rd Floor, Pasadena, CA, 91101
  • Tony W. Moon offer a different products to fit a particular mortgage related challenges and while that in itself is not unique; we strive to deliver our service with honesty, openness, and with the long term benefits in mind for our client/friends, to become a resource for them and their family/friends.