FHA VS Conventional loan programs in Selma, Fresno County, California

In 2026, for a single-family home in Selma, within Fresno county, CA, the Conventional loan limit is $726,200, whereas the FHA loan limit is $472,030.

Leverage the Lendersa® Conventional loan calculator to examine today’s top rates among Conventional, FHA, and USDA loans. Determine the needed income, credit, reserves, and documents to qualify using our comprehensive mortgage calculator, which showcases Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you choose the best program in CA for your unique financial scenario.

Examine offers from a variety of 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Selma, Fresno County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $405,000 0%
FHA $472,030 3.5%

The following table is relevant for these zip codes: 93662

Exploring Conventional and FHA Loan Options in Selma, CA

Lendersa® ensures you quickly and comfortably access optimal Conventional, USDA, or FHA loans. Choose from three starting paths, directing you to matching lenders and loan programs tailored to your needs.

Lendersa results for USDA loan requests and matching


Selma Lenders

  • New Era Services, Inc
  • 1340 Sierra Street, Suite 300, Kingsburg, CA, 93631
  • Lends in California
  • New Era Services Inc. We are a full-service mortgage company based in Kingsburg, CA. We specialize in FHA loans, VA loans, and USDA loans in Kingsburg. We also serve the surrounding cities in Fresno County. Whether you are buying a home or Refinancing in the zip code of 93631, we can help you realize your dream of homeownership or save you money.

  • Gold Standard Mortgage
  • 937 Sierra Street, Kingsburg, CA, 93631
  • Lends in California
  • "Gold Standard Mortgage is a family founded business with the vision of delivering THE DREAM of homeownership to local families.
    We wanted to bring the “old fashion” customer service back to the mortgage industry. Relying on our core values and service to develop relationships to bring a professional and personal experience to Home Buyers"

  • Greater Heights Financial & Realty Inc
  • 2014Tuland street, Suite 631, Fresno, CA, 93721
  • Lends in California
  • At Greater Heights Financial & Realty, we’re committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.

  • NOBLE CREDIT UNION
  • PO Box 8027, Fresno, CA, 93747
  • Lends in California
  • It started out as Fresno County Employees Credit Union in 1941, we didn’t even have an office location to call home. The credit union existed in the briefcase of Fred E. Main, one of our first members. Despite our humble beginnings, we had a dream to thrive and serve our members well.

    The decades that followed were tremendously successful

  • Veronica Barragan home loan
  • 935 G St, Reedley, CA, 93654
  • Lends in California
  • Veronica Barragan have been in the Mortgage Industry for the past 23 years and have enjoyed every minute of it. I started as a “Temp Girl” for a small Mortgage Banker in Visalia in 1988 and held the receptionist position. I eventually went on to the positions of: Doc drawer, shipper, loan processor and Loan Officer.

  • Buwalda Mortgage Services, Inc.
  • 426 N Redington, Hanford, CA, 93230
  • Lends in California
  • Buwalda Mortgage Services Inc., AKA BMS Inc., offers a variety of loan products from FHA, Conventional, VA and Privately funded loans. We are a family owned business that has over 24 years experience in mortgage lending, finance, and retail Banking.variety of loan products from FHA, Conventional, VA and Privately funded loans. We are a family

  • Valleywide Lending Solutions
  • 630 North Irwin Street, Hanford, CA, 93230
  • Lends in California
  • Our mission here at Valleywide Lending is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • All Family Lending
  • 1300 N Irwin St, Hanford, CA, 93230
  • Lends in California
  • All Family Lending & Real Estate has been providing mortgage loans and real estate sales to the residents of Hanford and the surrounding areas since 2005 and also All Family Lending apart is our ability as Mortgage Brokers to reach across several loan programs and products,effectively tailoring a loan to each and every one of our unique customers.

  • First Capital Group
  • 720 E. Center Ave, Suite B, Visalia, CA, 93291
  • Lends in California
  • First Capital Group’s approach to business is strikingly simple; it is relationship-based versus transaction-based. We pride ourselves on building lifetime relationships with our clients and business partners through integrity, expertise, and unparalleled service. and dedicated team of highly trained and educated professionals with years of Real Es

  • Country Club Mortgage
  • 3400 W Mineral King Ave, Suite A, Visalia, CA, 93291
  • Lends in California
  • Country Club Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first.Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.