FHA VS Conventional loan programs in South-Pasadena, Los Angeles County, California

In 2026, the limit for Conventional loans in South-Pasadena, Los Angeles county, CA is $970,800, whereas the FHA limit for a single-family home is $970,800.

With the Lendersa® Conventional loan calculator, you can juxtapose current rates among Conventional, FHA, and USDA loans and identify the income, credit, reserves, and documentation required for eligibility. Our advanced mortgage calculator juxtaposes Conforming Conventional loans with USDA, FHA, and VA options, aiding you in selecting the finest program for your financial circumstances in CA.

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Loan Limits & Down Payment Requirements 2026 in South-Pasadena, Los Angeles, CA

Loan Type Loan Limit Minimum Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This comparison table pertains to the zip codes: 91030

Options for Conventional and FHA Loans in South-Pasadena, CA

The objective of Lendersa® is to expedite and simplify obtaining the most suitable Conventional, USDA, or FHA loan. Choose from these three pathways to match with lenders and programs.

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South-Pasadena Lenders

  • Priority One Credit Union
  • 1631 Huntington Dr, South Pasadena, CA, 91030
  • Lends in California
  • Our mission To help our member-owners and employees achieve financial fitness. We are committed to providing quality products and services that help you win with money We are proud to say that your Credit Union is financially strong and has a great future.We wonder if the first 17 members ever envisioned that we would grow to become a $207 million.

  • Huntington Group
  • 305 Pasadena Avenue South, South Pasadena, CA, 91030
  • Lends in California
  • Huntington Group is A Full Service Real Estate and Mortgage Company. Huntington Group seeks to assist potential clients with prequalification, Real Estate and mortgage services. In addition, Huntington Group can assist potential clients with Bridge or Hard Money Financing. Huntington Group serves all of Southern California.

  • Huntington Mortgage
  • 305 Pasadena Avenue South, South Pasadena, CA, 91030
  • Lends in California
  • Huntington Mortgage is your premier mortgage team located in South Pasadena, California. We pride ourselves on offering some of the most competitive rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the State of California.

  • Journey Mortgage Advisors, Inc
  • 99 Pasadena Avenue, Suite 10C-A, South Pasadena, CA, 91030
  • Lends in California
  • We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.

  • Equity Smart Home Loans
  • 1499 Huntington Dr, Suite 500, South Pasadena, CA, 91030
  • Lends in California
  • We believe that life is all about the journey. Buying a home is the start of an exciting beginning that leads to financial independence & personal fulfillment. However making the right choice isn’t so obvious. We help by making the loan process simple and easy to understand so that getting a loan or refinance is just another step

  • AAA Capital Investment Inc
  • 117 S Garfield Ave,, Alhambra, CA, 91801
  • Lends in California
  • AAA LENDINGS is a direct mortgage lender with many years of lending

    experience. We have a group of experienced professionals providing

    services for our clients. We offer variety loan programs in DSCR

    Loan, Bank Statement Loan, WVOE, Conventional, FHA, VA, and

    Foreign National Loan. We always put customer's needs first and provide the

  • First Commercial Bank (USA)
  • 200 East Main Street, Alhambra, CA, 91801
  • Lends in California
  • First Commercial Bank (USA) is a wholly owned subsidiary of First Commercial Bank in Taipei, one of the premier commercial banks in Taiwan. First Commercial Bank (USA) was established on May 20, 1997 as a California State chartered bank, insured by the Federal Deposit Insurance Corporation.

  • JK&Associates
  • 4499 Via Marisol, Suite 222B, Los Angeles, CA, 90042
  • Lends in California
  • Our ultimate goal is to find the perfect fit for you and your family and to make you feel great about the mortgage. JK&Associates is ready to be right by your side and help you along this journey, comparing hundreds of mortgage options to find what is best for you. and also experienced team of Mortgage Advisors guide you.

  • AAA Capital Investment, Inc.
  • 117 South Garfield Avenue, Alhambra, CA, 91801
  • Lends in California
  • AAA Lendings is a direct mortgage lender with over 20 years of lending experience. We have a group of experienced professionals providing services for home buyers and people with mortgage needs. We offer 100+ customized loan programs in conventional, FHA, VA, EZ qualified and foreigner nationalloans.

  • Uni First Investment
  • 801 S. Garfield Ave #308, Alhambra, CA, 91801
  • Lends in California
  • Uni First Investment company is part of the Investment Firms Industry focuses on educating first time home buyers, saving people money through refinances, giving people the opportunity for a better life through reverse mortgages. We take pride in providing superior customer service and creating satisfied customers.