FHA VS Conventional loan programs in 2026 for South-Pasadena, Los Angeles County, California

In 2026, the limit for Conventional loans in South-Pasadena, Los Angeles county, CA is $970,800, whereas the FHA limit for a single-family home is $970,800.

With the Lendersa® Conventional loan calculator, you can juxtapose current rates among Conventional, FHA, and USDA loans and identify the income, credit, reserves, and documentation required for eligibility. Our advanced mortgage calculator juxtaposes Conforming Conventional loans with USDA, FHA, and VA options, aiding you in selecting the finest program for your financial circumstances in CA.

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Loan Limits & Down Payment Requirements 2026 in South-Pasadena, Los Angeles, CA

Loan Type Loan Limit Minimum Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This comparison table pertains to the zip codes: 91030, 91031

Options for Conventional and FHA Loans in South-Pasadena, CA

The objective of Lendersa® is to expedite and simplify obtaining the most suitable Conventional, USDA, or FHA loan. Choose from these three pathways to match with lenders and programs.

Lendersa Loan Request and Matching Results for USDA


  • RAINTREE MORTGAGE SERVICES
  • 150 West Huffaker Lane, Suite 104, Carson City, NV, 89511
  • Raintree Mortgage is proud to be one of the oldest mortgage brokerages in Nevada. Since its founding in 1989, the company has closed more than half a billion dollars in loan volume. Raintree Mortgage works one-on-one with clients to create custom solutions to fit their unique financial needs.

  • emortgages.com
  • 1425 N McDowell Blvd, Suite 209, Petaluma, CA, 94954
  • Emortgages.com is a California based mortgage broker company providing high quality loan services with web-based technology solutions at rates and costs that are consistently below the industry average. Our vision is to be the definitive mortgage broker that provides our customers with the highest level of service.

  • Redwood Empire Home Loans, Inc.
  • 1930 Primrose Drive, Petaluma, CA, 94954
  • At Redwood Empire Home Loans, Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • FJM Private Mortgage Fund
  • 1372 N McDowell Blvd., Suite D, Petaluma, CA, 94954
  • First Bridge Lending specializes in providing fast and creative debt solutions for both commercial and residential property types. With over 100 combined years of lending and investing experience, the principals at First Bridge Lending understand our borrower’s needs and know how to deliver optimal financing solutions

  • FJM Private Mortgage Fund
  • 1372 N McDowell Blvd. Suite D, Petaluma, CA, 94954
  • Founded in 2012, First Bridge Lending specializes in providing fast and creative debt solutions for both commercial and residential property types. With over 100 combined years of lending and investing experience, the principals at First Bridge Lending understand our borrower’s needs and know how to deliver optimal financing solutions.

  • KHoward Mortgage Team
  • 2913 N Power Rd, Suite 108, Mesa, AZ, 85215
  • "With many years of experience in the mortgage banking industry, and extensive practice in originating home loans for both purchase and refinance, I am a firm believer in excellent customer service and offering the most competitive pricing.

    Through working with Union Home Mortgage, a Direct Lender,"

  • Trusted Lending Center
  • 2929 North Power Road, Mesa, AZ, 85215
  • We are a Retail Mortgage Company designed to streamline the mortgage loan process and assist you in navigating your mortgage decisions to accomplish your goals. We hold ourselves to the highest standards and encourage you to do the same. Please keep us in the forefront of your mind for your mortgage needs and those of your family and friends.

  • Simpson Real Estate and Loan Inc
  • 2265 Torc Mountain, Lincoln, CA, 95648
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans and real estate services to our clients while providing them with a smooth transaction along with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks.

  • Lighthouse Mortgage Company, Inc.
  • 570 East 5th Street, Suite 150, Lincoln, CA, 95648
  • Lighthouse Started in 1983 and grew thru out the Bay Area and expanded to the Sacramento Region in 2001. We specialize in every type of financing program from conventional, FHA, and USDA, to commercial and hard money lending as well. We have provided top level service both in our mortgage loans as well as our real estate agents