FHA VS Conventional loan programs in 2024 for Winton, Merced County, California

In 2024, Convetional loan limit in Winton, county of Merced, CA is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Winton, county of Merced, CA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $341,900 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 95388, 95344

Conventional and FHA loan options in Winton, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Main Street Mortgage Inc
  • 1 Tiffany Pointe, Suite 204, Bloomingdale, IL, 60108
  • Main Street Mortgage, Inc. is an Illinois Mortgage Broker. This allows us to work with many different banks to ensure you the best rate and loan program for your needs. With over30 years of mortgage experience, Main Street Mortgage, Inc. specializes in conforming, FHA & VA loans.
  • AVA Mortgage Corp
  • 129 Fairfield Way, Suite 100, Bloomingdale, IL, 60108
  • AVA Mortgage Corp. Whether you are buying a home, refinancing, or taking out another type of loan, our staff is available at your ease and comfort, and are here to guide you through the process. Do not worry about filing a bunch of paperwork, our loan officers will walk you through the entire process.
  • QUICK MORTGAGE CORP.
  • 125 E Lake St, Unit 202, Bloomingdale, IL, 60108
  • Quick Mortgage Corp. Whether you want to buy a house, refinancing, or taking out another type of home loan, our loan officers are available at your ease and comfort, and are here to guide you through the process. Do not worry about filing a bunch of paperwork, our loan processors will walk you through the entire process.
  • Paducah Bank
  • 555 Jefferson Street, Paducah, KY, 42001
  • Paducah Bank is the only locally-owned community bank in Paducah, Kentucky, and is the top small business lender and top mortgage lender in its market. Paducah Bank was named the Best Place to Work in Kentucky among medium-sized companies in 2006 by the Kentucky Chamber of Commerce and the Kentucky Society for Human Resource Management.
  • Lisle Savings Bank
  • 1450 Maple Avenue, Lisle, IL, 60532
  • Lisle Savings Bank was originally chartered on July 19, 1917 as Sacramento Avenue Building & Loan Association. Our doors were opened at 2307 S. Sacramento Avenue in Chicago, Illinois. In that charter, our founding fathers opened the building & loan with the object of building and improving of homesteads and the accumulation of funds to loan among.
  • Fortune Mortgage Company
  • 1624 Odgen Avenue, Suite 200, Lisle, IL, 60532
  • Fortune Mortgage Company is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Great Midwest Bank, S.S.B.
  • 15900 West Bluemound Road, Brookfield, WI, 53005
  • Since 1935, Great Midwest Bank has served Wisconsin Homeowners for their mortgage and personal banking needs. We're a customer-oriented mutual bank offering a variety of Residential Mortgage products to first time homebuyers, existing homeowners, and multi-family property owners.
  • North Shore Bank
  • 15700 West Bluemound Road, Brookfield, WI, 53005
  • Our vision is to be a successful, community-minded bank recognized for high-touch service. Our role is to help people realize their dreams and fulfill customer expectations in a safe and sound manner. We are also committed to supporting our communities annually through sponsorship and participation in hundreds of local activities.