FHA VS Conventional loan in Winton, Merced County, California

In 2025, the Conventional loan limit for Winton, situated in Merced county, CA, stands at $726,200, while the FHA limit for a single-family home is $472,030.

Utilize Lendersa®'s Conventional loan calculator to compare the best current rates for Conventional, FHA, and USDA loans. It helps determine the income, credit, reserves, and documents you need for qualification. With this advanced mortgage calculator, directly compare Conforming Conventional loans, USDA, FHA, and VA options, guiding you to the optimal choice for your financial situation in CA.

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2025 Loan Limits and Down Payment Requirements in Winton, Merced County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $341,900 0%
FHA $472,030 3.5%

This table applies to zip codes: 95388, 95344

Exploring Conventional and FHA Loan Options in Winton, CA

The goal of Lendersa® is to secure you the best Conventional, USDA, or FHA loan swiftly and effortlessly. Begin by selecting one of three starting points leading to matching lenders and optimal loan programs.

Lendersa results for USDA loan requests and matches


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