FHA VS Conventional loan programs in 2025 for Winton, Merced County, California
In 2025, the Conventional loan limit for Winton, situated in Merced county, CA, stands at $726,200, while the FHA limit for a single-family home is $472,030.
Utilize Lendersa®'s Conventional loan calculator to compare the best current rates for Conventional, FHA, and USDA loans. It helps determine the income, credit, reserves, and documents you need for qualification. With this advanced mortgage calculator, directly compare Conforming Conventional loans, USDA, FHA, and VA options, guiding you to the optimal choice for your financial situation in CA.
2025 Loan Limits and Down Payment Requirements in Winton, Merced County, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$341,900
0%
FHA
$472,030
3.5%
This table applies to zip codes: 95388, 95344
Exploring Conventional and FHA Loan Options in Winton, CA
The goal of Lendersa® is to secure you the best Conventional, USDA, or FHA loan swiftly and effortlessly. Begin by selecting one of three starting points leading to matching lenders and optimal loan programs.
Bluebonnet Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
Lakeside National Bank is dedicated to meeting our community's financial needs while maintaining a personal touch. At LNB, personal touch means a live person will answer the phone when you call, and when you need financing, your first meeting will be with the loan officer who will see your loan through from start to finish.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
2921 E. 17th Street, Building D, Suite 1, Austin, TX, 78702
PeopleFund creates economic opportunity and financial stability for underserved people by providing access to capital, education and resources to build healthy small businesses. PeopleFund believes that healthy small business growth is the key to economic recovery and development and that every person.
Park Place Funding, LLC was started in 2015 and is based in Austin, Texas. We provide short-term, asset-based loans for non-owner occupied properties in the major markets of Central Texas, including Austin, Dallas, San Antonio, and the surrounding areas. Our loans are secured by a first lien against the property.
Loan Ranger Capital provides funding to real estate investors all over the state of Texas and has become highly regarded as one of Texas’s best funding sources for real estate investments.Loan Ranger Capital is different than other hard money lenders. We’re locally based and take pride in our first-hand market knowledge.
At A+FCU, we don’t have customers, we have members. That means we’re all in this together, and when one member does well, we all share the benefits.
Our purpose is to educate each and every member and give them the right guidance for their unique financial situation. By giving our members the knowledge, resources,
