FHA VS Conventional loan in Aurora, Adams County, Colorado

For 2026, the loan limit for Conventional loans in Aurora, Adams county, CO, is $684,250, whereas the FHA limit for a single-family home is $684,250.

The Lendersa® Conventional loan calculator can help you compare today’s best rates for Conventional, FHA, and USDA loans. Evaluate the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator shows Conforming, Conventional, USDA, FHA, and VA loans side-by-side to guide you in choosing the program that best fits your financial situation in CO.

Explore loan offers from over 100 lenders

2026 Loan Limits and Down Payment Requirements in Aurora, Adams County, CO

Loan Type Loan Limit Down Payment
Conventional Conforming $684,250 3%
USDA $477,400 0%
FHA $684,250 3.5%

Applicable to the following zip codes: 80247

Conventional and FHA Loan Options in Aurora, CO

Lendersa® aims to quickly secure the best possible loan—Conventional, USDA, or FHA—without hassle. Choose one of three starting methods to match with lenders and suitable loan programs.

Results from Lendersa USDA loan requests and matches


  • Unibell Financial Inc.
  • 550 S. Wadsworth Blvd, Suite 301, Denver, CO, 80226
  • Our mission is to guide you through the entire home loan process, so that you feel comfortable as you make choices about many options available for your home financing. Your home is one of the largest financial commitments that you will make during your lifetime. Unibell’s licensed mortgage brokers are highly experienced professionals

  • Redstone Bank
  • 15765 East Arapahoe Road, Centennial, CO, 80016
  • Redstone Bank is a full-service community bank offering you and your business all the products and services you will need as a valued banking customer. We make banking simple. No fancy names, no confusing fee schedules; just banking products and services that will help to streamline your banking functions and make life a little easier.

  • Alliance Guaranty Mortgage Corp
  • 6105 S Main St, Suite 200, Aurora, CO, 80016
  • Alliance is a family-owned and operated company. The founder and former CEO, Bill Skufca, served Colorado homeowners since 1958. He retired at the end of 2016 after commemorating 30 years of Alliance Guaranty Mortgage. In April of 2018 Bill passed away, leaving behind a legacy of Colorado home-ownership.

  • Mountain States Lending Inc
  • 7929 South Quemoy Way, Aurora, CO, 80016
  • Mountain States Lending are a first time home buyer needing financial assistance, buying your next investment property or something in between, we can help! We can help you purchase or refinance your primary residence, 2nd home or investment property. Along with the traditional Conventional, FHA, VA, Jumbo and USDA loans and more

  • Mortgage First LLC
  • 6140 South Gun Club Drive, Building K6, Suite 195, Aurora, CO, 80016
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Synergy Mortgage Solutions LLC
  • 7186 South Ukraine Street, Aurora, CO, 80016
  • We are independent mortgage brokers offering both purchase and refinance options for Conventional, FHA and VA mortgages. With our wealth of knowledge after nearly 20 years of industry experience our clients not only enjoy a smooth and fast process but also the lowest rates and costs for their specific scenario.

  • Custom Mortgage Solutions LLC
  • 7995 South Coolidge Way, Aurora, CO, 80016
  • Custom Mortgage Solutions, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.

  • The Best Loan Officer
  • 225 Union Blvd, Suite 150, Denver, CO, 80229
  • Colorado's Best Mortgage Broker, The Best Loan Officer! If you need money for a real estate transaction, we can find it for you. As your expert mortgage broker, your best interest is always on my mind. I like to keep my clients for life. The only way to do that is to offer exceptional service plus knowing that I am your trusted advisor