FHA VS Conventional loan programs in Aurora, Adams County, Colorado

For 2026, the loan limit for Conventional loans in Aurora, Adams county, CO, is $684,250, whereas the FHA limit for a single-family home is $684,250.

The Lendersa® Conventional loan calculator can help you compare today’s best rates for Conventional, FHA, and USDA loans. Evaluate the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator shows Conforming, Conventional, USDA, FHA, and VA loans side-by-side to guide you in choosing the program that best fits your financial situation in CO.

Explore loan offers from over 100 lenders

2026 Loan Limits and Down Payment Requirements in Aurora, Adams County, CO

Loan Type Loan Limit Down Payment
Conventional Conforming $684,250 3%
USDA $477,400 0%
FHA $684,250 3.5%

Applicable to the following zip codes: 80247

Conventional and FHA Loan Options in Aurora, CO

Lendersa® aims to quickly secure the best possible loan—Conventional, USDA, or FHA—without hassle. Choose one of three starting methods to match with lenders and suitable loan programs.

Results from Lendersa USDA loan requests and matches


Aurora Lenders

  • Journey Home Lending
  • 10200 E. Girard Ave, Suite B321, Denver, CO, 80231
  • Lends in Colorado
  • Journey Home Lending Our team will provide the highest level of expertise to quickly guide you through the entire process of finding the best home purchase options or refinancing options for your new mortgage. Transparency and Integrity define our work ethic, and we help guide with options so you can make informed decisions

  • JML Mortgage LLC
  • 8571 East Cornell Drive, Denver, CO, 80231
  • Lends in Colorado
  • JML Mortgage. We are a family owned company focused on offering our clients an unrivaled customer experience. We tailor each loan to meet your family's needs now and into the future. Welcome home and Borrowing money for a home (or investments) is one of the biggest financial decisions you will make in your life.

  • Colorado Lending Solutions Inc
  • 10200 East Girard Avenue, Building B, Suite 230, Denver, CO, 80231
  • Lends in Colorado
  • Colorado Lending Solutions' mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Trust Home Loans
  • 7995 E. Hampden Ave, Suite 204, Denver, CO, 80231
  • Lends in Colorado
  • Trust Home Loans, LLC is a Colorado mortgage lender located in the Denver Metro Area. We specialize in residential home loans including Conventional, FHA, VA and USDA. We’re always working hard to stand out from our competition. We work with wholesale banks which allows us to offer our clients the most competitive rates and loan programs

  • 5280lend.com
  • 6775 E Evans Ave, Denver, CO, 80224
  • Lends in Colorado
  • We provide a non-traditional approach to the way we educate people about using planning, preparation, research and LOGICAL THINKING to execute life's major financial decisions including Home Purchasing and Home Finance, Retirement and Education Expense Planning, Insurance and Estate Planning, Debt Management, Personal Budgeting and more.

  • Universal Lending
  • 6775 E Evans Ave, Denver, CO, 80224
  • Lends in Colorado
  • Universal Lending Corporation has helped families from every walk of life achieve their dreams of responsible home ownership. Founded by Pete Lansing and based in Denver, Colorado, Universal Lending has grown from a staff of three to over 200 mortgage professionals around the United States.

  • Nathan Mortgage
  • 6825 E Tennessee Ave, Suite 415, Denver, CO, 80224
  • Lends in Colorado
  • At Nathan Mortgage, our mission is to bring you the best options, be an informative guide and always be your strongest advocate. We strongly believe in contributing to the communities that we hold close to our heart. Both personally and through Nathan Mortgage, Nathan Beauchamp is an active member and donor to the Guys Who Give Arapahoe chapter.

  • Fulcrum Mortgage
  • 9777 Pyramid Court, Suite 100, Englewood, CO, 80224
  • Lends in Colorado
  • Brent Osland is the founder of the mortgage company and also Brent is an experienced Mortgage Banker with a demonstrated history of working in the financial services industry. Skilled in Construction Loans, Banking, Sales, Credit Analysis, and U.S. FHA Financing. Strong finance professional with a Bachelor of Arts.

  • Unify Home Loan
  • 1709 South Poplar Street, Denver, CO, 80224
  • Lends in Colorado
  • Unify Home Loan Hundreds of products to meet every need. Limited documentation, low rates, low closing costs. and also Unify Home Loan, we will guide you through the loan process and get you the best product at the best price and Unify Home Loan specilality FHA Loan, va, Reverse Mortgage, conventional loan and more option avalible .