Explore the differences! FHA VS Conventional loan programs in Basalt, Eagle County, Colorado

During 2026, the Conventional loan limit in Basalt, situated in Eagle County, CO, is $1,075,250. For a single-family residence, the FHA loan limit is $1,075,250.

Use the Lendersa® Conventional loan calculator to weigh today's best rates for Conventional, FHA, and USDA loans, and check the income, credit, reserves, and documents needed to qualify. Our advanced mortgage tool shows side-by-side comparisons of Conforming Conventional loans with USDA, FHA, and VA options, helping you choose the most suitable program in CO for your specific financial scenario.

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2026 Loan Limits and Down Payment Needs in Basalt, Eagle, CO

Loan Type Loan Limit Down Payment
Conventional Conforming $1,075,250 3%
USDA $690,000 0%
FHA $1,075,250 3.5%

This table applies to the following zip codes: 81621

Options for Conventional and FHA Loans in Basalt, CO

Lendersa® is dedicated to securing you the top Conventional, USDA, or FHA loan swiftly and without hassle. Begin by choosing one of three paths that connect you to matching lenders and loan programs.

Results from Lendersa USDA loan applications


Basalt Lenders

  • Central Rockies Mortgage Corp
  • 30 Benchmark Rd, Suite G3, Avon, CO, 81620
  • Lends in Colorado
  • Central Rockies Mortgage was formed in 1992. Robert Grems, David Lau and William DesPortes took over ownership of the company in 2016. Our reputations, and the impeccable reputation of the company, have been built and established on providing exceptional and ongoing customer service to each and every one for our valued clients.

  • Eagle One Financial
  • 150 E Beaver Creek Blvd, Avon, CO, 81620
  • Lends in Colorado
  • We offer many loan programs tailored for the resort market including jumbo mortgage loans, condo-tel loans, and portfolio loans for borrowers with unique situations or properties.

    We are a Colorado based, family owned mortgage lender and provide personalized service to each client, one at a time. Many of my clients have been with me for years

  • Alpine Bank and Trust Co
  • 2200 Grand Avenue, Glenwood Springs, CO, 81601
  • Lends in Colorado
  • Alpine Bank is an independent, employee-owned bank which has been helping build Colorado communities for over 45 years. In a time of impersonal banking giants, Alpine Bank stands out as a full-service community bank with the personal touch--delivering the full range of personal, business, wealth management*, mortgage and electronic banking services

  • Apex Mortgage Brokers
  • 16 Linden Lane, Breckenridge, CO, 80424
  • Lends in Colorado
  • Apex Mortgage Brokers. We are a mortgage brokerage firm working with over 45 different lenders to find you the right home loan solution to fit your needs in Colorado and Florida. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment

  • Collegiate Peaks Bank
  • 105 Centennial Plaza, Buena Vista, CO, 81211
  • Lends in Colorado
  • Collegiate Peaks Bank, Division of Glacier Bank is a growing community bank, serving personal and commercial customers. We currently have four bank Branches, in Salida, Buena Vista, Denver-RiNo, Denver-Belcaro and in February, 2020 we will be opening a Branch in the Denver Tech Center.

  • Gunnison Savings and Loan Association
  • 303 North Main St, Gunnison, CO, 81230
  • Lends in Colorado
  • The idea for the local Savings and Loan Cooperative was first conceived by H.W. Endner, who served on its first finance committee in 1911 at the age of 29. Early records indicate that the books and accounts for the firm were originally kept at Endner's business office. The first Board of Directors was composed of C.W. Winslow, E.M. Collins.

  • ADV Mortgage
  • 12 Rosalie Rd, Bailey, CO, 80421
  • Lends in Colorado
  • ADV Mortgage was founded by Richie Frangiosa, a 20 year veteran of the mortgage industry.With an underwriting and processing background, we focus on the best possible service to our clients. We are not salespeople, and will never try to be. Our goal is to make the mortgage process as easy and transparent as possible.

  • Mountain River Credit Union
  • 205 E 3rd. Street, Salida, CO, 81201
  • Lends in Colorado
  • Mountain River Credit Union currently serves all who live or work in Chaffee, Alamosa, Lake, Rio Grande, or Western Fremont County. We help our family take care of their own at home. We offer the services and assistance you need to manage your finances to build a strong financial future for your family.

  • High Country Bank
  • 7360 West Highway 50, Salida, CO, 81201
  • Lends in Colorado
  • High Country Bank's mission is to Strengthen our communities, Help our neighbors, Promote career growth and development of our employees, and Reward our stakeholders.
    On October 27, 1886, an organization meeting of citizens of Chaffee County Colorado was held for the purpose of organizing a Building and Loan Association.