FHA VS Conventional loan programs in 2025 for Brighton, Adams County, Colorado

In the year 2025, the Conventional loan limit for Brighton, located in the county of Adams, CO, is set at $787,750. Meanwhile, the FHA loan ceiling for a single-family residence is $787,750.

Try out the Lendersa® Conventional loan calculator to evaluate current rates for Conventional, FHA, and USDA loans. Understand what income, credit level, reserves, and documentation are needed to qualify. Our advanced mortgage calculator lets you compare side by side the Conforming Conventional, USDA, FHA, and VA loans, helping you select the best option in CO for your unique financial circumstances.

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2025 Loan Limits & Down Payment Requirements in Brighton, Adams, CO

Loan Type Loan Limit Down Payment
Conventional Conforming $787,750 3%
USDA $547,400 0%
FHA $787,750 3.5%

These limits apply to the zip codes: 80603, 80601

Options for Conventional and FHA Loans in Brighton, CO

Lendersa® is committed to securing the best Conventional, USDA, or FHA loans quickly and efficiently. You can choose from three starting points that lead to suitable lenders and programs.

Outcomes of USDA loan requests and matches by Lendersa


  • Hankey Capital
  • 4751 Wilshire Blvd., Suite 110, Los Angeles, CA, 90010
  • Hankey Capital is a private direct lender originating short-term bridge and construction financing in the $2M to $50M range secured by real estate located in California. We specialize in time-sensitive and value-added deals underserved by banks and other traditional capital sources.
  • Wilkes Mortgage Group
  • 3470 Wilshire Blvd. #910, Los Angeles, CA, 90010
  • When purchasing a home or refinancing, for most Americans it is the biggest investment they will ever make, and should be treated as such. After closing thousands of loans throughout my 16 year career as a licensed realtor and mortgage broker, my objective is straight forward and clear.
  • Timberline Federal Credit Union
  • 1101 Main, Crossett, AR, 71635
  • In April of 1957, a certificate was signed to organize an employee’s credit union for Crossett Paper Mills employees. The credit union started out in a small office inside the main building of the paper mill. Membership was opened in 1970 to Ashley Drew and Northern Railroad, a subsidiary of Georgia Pacific Corporation.
  • HomeIT Lending
  • 695 S Harvard Blvd, Los Angeles, CA, 90005
  • HomeIT Lending is a fast growing mortgage company with a firm commitment to delivering quality service to our customers. We offer a wide range of mortgage products with competitive rates and fast closing. We pride ourselves on providing superior customer service and creating satisfied customers.
  • Marathon County Employees Credit Union
  • 400 E Thomas Street, Wausau, WI, 54403
  • Marathon County Employees Credit Union, MCECU, was established on June 9, 1965. Organized by employees from North Central Health Care Facilities and Marathon County to provide a safe place for employees to borrow and save.Credit Union, MCECU, was established on June 9, 1965. Organiz We are a state chartered
  • Cloverbelt Credit Union
  • 110 McIndoe Street, Wausau, WI, 54403
  • Cloverbelt Credit Union was originally organized by local farmers who found it difficult to obtain financial support elsewhere. Needing an outlet through which they could borrow money as well as a savings headquarters, the credit union was born. CCU’s Articles of Incorporation were signed on October 23, 1935
  • Paradise Valley Federal Credit Union
  • 2700 E 4th Street, National City, CA, 91950
  • Paradise Valley Federal Credit Union serves the Seventh Day Adventist church membership and affiliated companies in the San Diego area. With over 80 million dollars in assets, Paradise Valley Federal Credit Union is a not-for-profit financial institution that is owned and operated by members.
  • GHI Mortgage
  • 2434 Southport Way, Suite D, National City, CA, 91950
  • GHI Mortgage was founded in 2003, which was an expansive time in lending. While other companies were riding the housing bubble and engaging in risky lending practices, the team at GHI Mortgage took the responsible route by working with our customers to ensure they received a safe lending product that worked best for them, both now.