FHA VS Conventional loan programs in 2026 for Fountain, El Paso County, Colorado

For the year 2026, the Conventional loan limit in Fountain, within El Paso county, CO, reaches $726,200, while the FHA limit, applicable for a single-family residence, is $517,500.

Use the Lendersa® Conventional loan calculator to compare the top current rates for Conventional, FHA, and USDA programs. Determine the required income, credit status, reserves, and documents needed to qualify. The advanced mortgage calculator permits side-by-side viewing of Conforming Conventional, USDA, FHA, and VA loans, aiding in choosing the most suitable program within CO for your unique financial context.

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2026 Loan Limits and Down Payment Requirements in Fountain, El Paso, CO

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $368,000 0%
FHA $517,500 3.5%

This table applies to the following zip codes: 80817

Options for Conventional and FHA Loans in Fountain, CO

The mission of Lendersa® is to promptly offer the best possible Conventional, USDA, or FHA loan options without complications. Select one of three starting pathways to connect with matching lenders and loan services.

Lendersa results for USDA loan requests and matches


Fountain Lenders

  • 5Star Bank
  • 455 W Paine St, Building 1485, Colorado Springs, CO, 80914
  • Lends in Colorado
  • 5Star Bank is more than just a bank — as a locally-owned Colorado business, 5Star Bank has a strong commitment to invest in the communities we serve. We reinvest in businesses from small to large, from financing large commercial projects to SBA loans.

    With an entrepreneurial spirit, the Bank is focused on providing banking solutions to busines

  • Next Gear Mortgage Company
  • 16840 Drennan Rd, Colorado Springs, CO, 80928
  • Lends in Colorado
  • Next Gear Mortgage Company is a Independent Mortgage Broker Company. We dont work for one particular lending institution nor are we tied to just one product line. Not all people and buying situations fit in a traditional bank lending. Which is why Next Gear Mortgage Company was formed. We have a wide range of excellent lenders

  • SFR Inc & MasterBuilt Homes LLC
  • 2993 Broadmoor Valley Rd, Colorado Springs, CO, 80906
  • Lends in Colorado
  • We focus on brokering other people’s properties, like houses and establishments. In addition to this, we also sell our own residential and commercial properties. Our specialty is in apartment homes and manufactured communities.
    Turn to The Broadmoor Mortgage CO for conventional and jumbo residential loans.

  • Curbow Home Loans
  • 3659 Star Ranch Rd., Colorado Springs, CO, 80906
  • Lends in Colorado
  • Curbow Home Loans has been locally and family owned and operating in Colorado Springs since 2003. We have been under the current ownership of Jacob Curbow since 2007.We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, mortgages and best of all quality service and individual

  • Equity Edge Realty
  • 121 S Tejon Street, Suite 900, Colorado Springs, CO, 80903
  • Lends in Colorado
  • Equity Edge Realty is built on a foundation of teamwork & dependability in order to help you achieve your dream of owning Colorado real estate. I am focused on providing a personalized home buying experience as you search for homes for sale in Colorado Springs, Denver & the surrounding areas. To Equity Edge Realty, you will never just be a number.

  • The Ivan Acosta Team
  • 501 S Tejon Street, Suite 250, Colorado Springs, CO, 80903
  • Lends in Colorado
  • My name is Ivan Acosta and I want to thank you for taking the time to visit my website. I guarantee you'll find plenty of helpful information to assist you in purchasing your new home or ReFinancing your current Colorado Springs Home Loan. I am a Colorado Springs Mortgage consultant, serving all of Colorado Springs, and the surrounding communities.

  • CB&T Mortgage
  • 1 South Nevada Avenue, Suite 105, Colorado Springs, CO, 80903
  • Lends in Colorado
  • Established in 1995, CB&T Mortgage has grown to become one of the largest and most trusted Colorado-based mortgage bankers. Distinguished by our local, personal approach, every loan that crosses our desk is underwritten and closed here in Colorado. Because there’s no outsourcing of files to someone.

  • Handcrafted Home Mortgage LLC
  • 422 East Vermijo Avenue, Suite 414, Colorado Springs, CO, 80903
  • Lends in Colorado
  • Handcrafted Home Mortgage, a Colorado Springs mortgage lender specializing in purchase home loans and refinance loans. As artists in the craft of lending, our Mortgage Craftsmen are dedicated to making your home loan process a different experience than what you may have experienced in the past. With a focus on helping our families explore.

  • Mortgage United LLC
  • 2 S Wahsatch Ave, Suite 100, Colorado Springs, CO, 80903
  • Lends in Colorado
  • UMortgage is a local mortgage broker serving home buyers and clients in Colorado. With access to innovative technology and a centralized support team, Herman Combs ensures a faster, easier, and cheaper loan process. broker serving home buyers and clients in Colorado. With access to innovative technology