FHA VS Conventional loan programs in Colchester, New London County, Connecticut
In 2025, within the county of New London, located in Colchester, CT, the limit for a Conventional loan is $726,200. In contrast, the FHA loan cap for a single-family house is $472,030.
Make use of the Lendersa® Conventional loan calculator to compare the current best rates across Conventional, FHA, and USDA options. Calculate the required income, credit, reserves, and documents needed for eligibility. With our advanced mortgage calculator, you can compare Conforming Conventional loans, USDA, FHA, and VA options side-by-side, helping you determine which program best fits your financial situation in CT.
Looking at 2025 loan limits and down payment requirements in Colchester, county of New London, CT
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison is relevant for the zip codes: 06415, 06474
Exploring Loan Options: Conventional and FHA in Colchester, CT
Lendersa® aims to provide you with the best possible Conventional, USDA, or FHA loan swiftly and with ease. Select one of three starting paths that link you to matching lenders and loan programs.
Each year, loan limits can change, impacting your housing options. Whether living in an urban environment or more rural settings in Colchester, CT, understanding these changes can be pivotal in selecting the best mortgage products for you. Staying updated on these developments ensures you make well-informed financial decisions.
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FRFCU's headquarters is located in Bridgewater, NJ & has been in business for over 100 years. The Credit Union was formerly the Ethicon Employees FCU which was formed by a group of Johnson & Johnson employees. As one of the largest Credit Unions in New Jersey, it is a member-owned, not-for-profit cooperative.
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The Bank of Richmondville was established in 1881 by the honorable Judge John Westover and James Foster as a privately owned bank. The bank's initial facility was located at Main and Summit Streets in Richmondville, New York.
In the fall of 1893, through the efforts of William Lewis and A.D. Frasier, the Bank of Richmondville was organized
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