FHA VS Conventional loan programs in 2025 for Colchester, New London County, Connecticut
In 2025, within the county of New London, located in Colchester, CT, the limit for a Conventional loan is $726,200. In contrast, the FHA loan cap for a single-family house is $472,030.
Make use of the Lendersa® Conventional loan calculator to compare the current best rates across Conventional, FHA, and USDA options. Calculate the required income, credit, reserves, and documents needed for eligibility. With our advanced mortgage calculator, you can compare Conforming Conventional loans, USDA, FHA, and VA options side-by-side, helping you determine which program best fits your financial situation in CT.
Looking at 2025 loan limits and down payment requirements in Colchester, county of New London, CT
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison is relevant for the zip codes: 06415, 06474
Exploring Loan Options: Conventional and FHA in Colchester, CT
Lendersa® aims to provide you with the best possible Conventional, USDA, or FHA loan swiftly and with ease. Select one of three starting paths that link you to matching lenders and loan programs.
Each year, loan limits can change, impacting your housing options. Whether living in an urban environment or more rural settings in Colchester, CT, understanding these changes can be pivotal in selecting the best mortgage products for you. Staying updated on these developments ensures you make well-informed financial decisions.
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