FHA VS Conventional loan programs in Kent, Litchfield County, Connecticut

In the county of Litchfield, located in Kent, CT, the conventional loan maximum for 2026 is $726,200, whereas the FHA limit for single-family homes is $472,030.

To evaluate today's rates, compare Conventional loans against FHA and USDA using the Lendersa® Conventional loan calculator. Identify the income, credit, reserves, and required documentation to qualify. Our sophisticated mortgage tool lets you view Conforming Conventional, USDA, FHA, and VA loan options side by side to decide which plan in CT suits your financial needs.

Evaluate loan options from 100 lenders

2026 loan boundaries and downpayment details in Kent, Litchfield, CT

Loan Category Maximum Loan Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The following data applies to zip codes: 06757

Loan alternatives: Conventional and FHA in Kent, CT

Lendersa® is committed to securing the ideal Conventional, USDA, or FHA loan quickly and effortlessly. Begin with any of these three options, leading to matched lenders and programs.

Lendersa USDA loan inquiry and matching outcomes


Kent Lenders

  • Thomaston Savings Bank
  • 73 Main Street South, Bethlehem, CT, 06751
  • Lends in Connecticut
  • At Thomaston Savings Bank, You Get More Your neighbors and local businesses have relied on Thomaston Savings Bank since 1874. Through eras of tumultuous bank mergers, conversions and takeovers happening all around us, Thomaston has remained — and thrived as — an independent mutual savings bank.

  • The Torrington Savings Bank
  • 129 Main Street, Torrington, CT, 06790
  • Lends in Connecticut
  • Torrington Savings Bank was chartered in 1868 as a mutual savings bank. It is owned by its depositors, has no shareholders & is operated to serve the banking & investment management needs of the thirty-three towns in Northwest Connecticut. Our Mutual Savings Bank Charter helps us to manage according to the best interests of our local communities.

  • DML Mortgage
  • 777 Old Rte 7, Suite 7, Brookfield, CT, 06804
  • Lends in Connecticut
  • DML Mortgage was founded by David M. Lichtman. With over 15,000 loans closed, DML Mortgage has assisted many people in achieving their dream of home ownership.For more than 25 years in business, Mr. Lichtman has always stood for persistence, honesty and integrity. DML Mortgage provides Fixed Range Mortgage 30,20,15 Years Conforming, Jumbo Mortgage

  • MC Homes Real Estate
  • 1 Padanaram Rd, Suite 102, Danbury, CT, 06811
  • Lends in Connecticut
  • MC Homes Real Estate has been serving Danbury to Stamford, residential real estate and commercial investments since 2001. Our services incorporate the latest technology to help you find your dream home or sell your property at the highest possible price. We have a team of mortgage lenders, inspectors, and contractors to assist you.

  • Mortgage Affiliates of America, Inc.
  • 12 Mill Plain Road, Suite 7, Danbury, CT, 06811
  • Lends in Connecticut
  • Mortgage Affiliates of America, Inc. is a privately held corporation that was initially named Mortgage Affiliates of Connecticut when it was started in 1993. The company was formed to assist borrowers to connect with Lenders. Our function remains exactly the same today.

    Our Business model is designed in a manner that promotes fairness

  • Gem Star Capital LLC
  • 4 Old Mill Plain Rd, 2nd Floor, Danbury, CT, 06811
  • Lends in Connecticut
  • Gem Star Capital, LLC. does not finance owner occupied residential real estate. We offer commercial
    mortgages strictly for non owner occupied real estate. Gem Star Capital, LLC. originates loans under
    the 12 CFR 1024.5(b)(2) business purpose loans that are exempt from coverage under RESPA as
    defined by 12 CFR 1026.3(a)(1) of Regulation Z.

  • Prysma Lending Group, LLC
  • 18 Padanaram Rd, Danbury, CT, 06811
  • Lends in Connecticut
  • Prysma Lending Group is committed to making home buying easy and affordable by finding you the right mortgage fast. We specialize in home loans for English, Spanish, and Portuguese citizens. For just 3.5% down, you can get the dream home you've been waiting for! We even have a Tax ID loan option with no need for a Social Security or Green Card.

  • Waterbury CT Teachers Federal Credit Union
  • 773 Straits Turnpike, Middlebury, CT, 06762
  • Lends in Connecticut
  • Waterbury CT Teachers Federal Credit Union (WCTFCU) is a member-owned, not-for-profit financial institution offering personal accounts, loans, and credit cards, with competitive rates and exceptional service, to our members. Our 19, 000+ membership includes current, former & retired teachers, school staff, administrators, and their families.