FHA VS Conventional loan programs in 2026 for Ledyard, New London County, Connecticut
In 2026, the Conventional loan limit in Ledyard, situated in the county of New London, CT, is set at $726,200, whereas the FHA loan limit for a single-family home is $472,030.
Use the Lendersa® Conventional loan calculator to evaluate the best current rates among Conventional, FHA, and USDA loans. Check the income, credit, reserves, and documentation needed to qualify. Our sophisticated mortgage calculator allows you to see Conforming Conventional, USDA, FHA, and VA loans side by side, helping you determine which program is optimal for your financial situation in CT.
2026 Loan Limits and Down Payment Requirements in Ledyard, County of New London, CT
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The comparison applies to zip codes: 06335
Exploring Conventional and FHA Loan Options in Ledyard, CT
The goal of Lendersa® is to swiftly provide you with the best possible loan program—be it Conventional, USDA, or FHA—without any hassle. Begin your journey by selecting one of three starting points leading to compatible lenders and loan programs.
Scient Federal Credit Union is a member-owned, federally insured credit union that has been serving the needs of life science professionals and their families since 1968. Built upon the philosophy of “people helping people, ” Scient works to improve the quality of our members’ lives by providing tailored products
Chelsea Groton Bank is a mutually owned bank with 14 locations throughout New London County and a Loan Production Office in Hartford County. The Bank has over $1 billion in assets and serves businesses, individuals and families throughout Connecticut and Rhode Island. To learn more, please visit chelseagroton.com
At Gateway Mortgage Services, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
Jewett City Savings Bank is a community bank providing financial services to consumers & businesses in eastern Connecticut. The Bank currently operates 7 full-service offices along the I-395 corridor in Jewett City, Brooklyn, Dayville, Plainfield, Preston, Putnam & in Pawcatuck. Founded in 1873. Member of the Federal Deposit Insurance Corporation.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
