FHA VS Conventional loan programs in Ledyard, New London County, Connecticut

In 2025, the Conventional loan limit in Ledyard, situated in the county of New London, CT, is set at $726,200, whereas the FHA loan limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to evaluate the best current rates among Conventional, FHA, and USDA loans. Check the income, credit, reserves, and documentation needed to qualify. Our sophisticated mortgage calculator allows you to see Conforming Conventional, USDA, FHA, and VA loans side by side, helping you determine which program is optimal for your financial situation in CT.

Compare offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Ledyard, County of New London, CT

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison applies to zip codes: 06335, 06339, 06349

Exploring Conventional and FHA Loan Options in Ledyard, CT

The goal of Lendersa® is to swiftly provide you with the best possible loan program—be it Conventional, USDA, or FHA—without any hassle. Begin your journey by selecting one of three starting points leading to compatible lenders and loan programs.

Results from Lendersa USDA loan request


  • Bay Atlantic Federal Credit Union
  • 101 West Elmer Road, Vineland, NJ, 08360
  • BAFCU is a member owned, not for profit, financial cooperative chartered in 1939. We are dedicated to providing members with a full range of high-quality personal financial products and services at the lowest cost possible. We currently serve the employees and members of 200 local businesses and organizations.
  • Dirigo Federal Credit Union
  • 20 Washington Street, Auburn, ME, 04210
  • Dirigo Federal Credit Union services members in the greater Lewiston/Auburn area including Mechanic Falls & South Paris and has for over 60 years! Dirigo FCU proudly serves the counties of Androscoggin, Cumberland, Franklin, Kennebec, Knox, Lincoln, Oxford, Sagadahoc, Somerset, and York.
  • East Coast Mortgage Group
  • 316 Center Street, Auburn, ME, 04210
  • East Coast Mortgage Group is a mortgage broker that is located in Auburn, Maine that offers the best rates, terms and fast closings throughout the State of Maine. Since 2007, East Coast Mortgage Group has been a mortgage company that has excelled to meet the needs of Maine communities within Lewiston, ME, Auburn, ME and Portland
  • T&M Commercial Funding
  • 259 Minot Ave, Auburn, ME, 04210
  • T&M Commercial Funding provides equity based lending on all property types. We cater to Investors, brokers, Corporations and sub-prime money borrowers who do not meet the stringent requirements set forth by conventional lenders and banks. Our excellent reputation as a Direct Hard Money Lender has been built on our ability to provide fast financing
  • Curtis Mortgage LLC
  • 115 West State Street, Media, PA, 19063
  • Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
  • Rinaldi Group LLC
  • 1 W 3rd St, Suite 203, Media, PA, 19063
  • The singular mission for the Rinaldi Group LLC is to be a difference-maker for families in the community. Its our promise to always lead with listening, focus and understanding of our client’s goals by structuring a strategic plan based on those goals. Rinaldi Group LLC was established in October of 2020.
  • Professional Mortgage Advisors LLC
  • 14 South Jackson Street, Suite 102, Media, PA, 19063
  • Professional Mortgage Advisors (PMA NMLS#1752417) has taken off under the expert guidance of Robert McLaughlin, a 20+ year mortgage industry professional. Based in Media, PA, PMA looks to be different than your average mortgage company. While some companies look to fit you into their products, PMA wants to find the product that suits YOU.
  • Meridian Bank
  • 9 Old Lincoln Hwy, Malvern, PA, 19355
  • Meridian is an innovative community bank providing a comprehensive array of financial services to businesses, professional practices and individuals in PA, NJ, DE and MD. In addition to a broad-based commercial lending portfolio, specialties include SBA lending, commercial and consumer real estate financing, residential mortgages, private banking
  • Spring Mill Financial LLC
  • 101 Lindenwood Drive, Suite 225, Malvern, PA, 19355
  • Spring Mill Financial is a full service mortgage broker. We offer conventional, FHA, VA, USDA, Jumbo and reverse mortgages. If you are purchasing, refinancing, or looking to draw equity from your home, Spring Mill Financial can help! NMLS 1854510broker. We offer conventional, FHA, VA, USDA, Jumbo and reverse mortgages.
  • National Mortgage Group, Inc.
  • 101 Lindenwood Drive Suite 225, Malvern, PA, 19355
  • National Mortgage Group offers a wide variety of competitive financing options. We specialize in Conforming, FHA Government Insured, Jumbo Loans, VA, Commercial and much more. National Mortgage Group has experienced tremendous success by providing exceptional customer service and a wide range of competitive mortgage
  • Passumpsic Savings Bank
  • 497 Railroad Street, Saint Johnsbury, VT, 05819
  • Passumpsic Bank is a community bank, 11 branches strong, proudly serving the Northeast Kingdom, Central Vermont and New Hampshire's North Country. Passumpsic Bank is a one of the few remaining mutually owned banks. We are committed to reinvesting profits in the communities we serve, because our first priority has always been—and always will be—you.
  • Northern Lights Credit Union
  • 1004 Memorial Drive, Saint Johnsbury, VT, 05819
  • Northern Lights Credit Union is more than just a bank. As a full-service financial institution, NLCU offers all the consumer financial products you'd expect from a larger financial institution. Our priority is to provide low-fee or no-fee services with higher yields on savings and lower rates on loans.