FHA VS Conventional loan in Simsbury-Center, Hartford County, Connecticut

In 2025, the county of Hartford in Simsbury-Center, CT has a conventional loan limit of $647,200, while the FHA loan limit for a single-family house is $420,680.

Leverage the Lendersa® Conventional loan calculator to evaluate today's best rates between Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and required documentation. Our advanced mortgage calculator presents Conforming, USDA, FHA, and VA loans for easy comparison, making it simpler to identify the most suitable option in CT based on your financial situation.

Compare loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Simsbury-Center, Hartford County, CT

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $310,000 0%
FHA $420,680 3.5%

Note: This comparison table applies to these zip codes: 6070

Conventional and FHA Loan Options in Simsbury-Center, CT

Lendersa® endeavors to swiftly and seamlessly provide you with the best loan options among Conventional, USDA, and FHA choices. Select any of the three available starting points to find matching lenders and programs.

Results from USDA loan requests and matches by Lendersa


  • BIRCH MORTGAGE LLC
  • 45 N Broad Street, Ridgewood, NJ, 07450
  • Birch Mortgage LLC Provides Mortgage, Home Loans, Home Financing, Re-Finance, Home Purchase, Jumbo Mortgage, Lender, Real Estate And Financing To The Ridgewood, NJ Area. Protecting your private information is our priority. This Statement of Privacy applies to the www.birchmortgage.com and Birch Mortgage LLC and governs data collection and usage.
  • Watertown Savings Bank
  • 60 Main Street, Watertown, MA, 02472
  • Our mission is to be a safe and secure, independent mutual bank committed to being a leader in delivering superior personal service, quality products, and banking convenience to customers and local communities and Watertown Savings Bank wants to continue to help those it serves--customers, non-profit organizations, communities.
  • Watertown Municipal Credit Union
  • 149 Main Street, Watertown, MA, 02472
  • The Mission of the Watertown Municipal Credit Union is to serve the employees of Watertown and their families by offering high quality financial products and services. The Watertown Municipal Credit Union shall protect its member’s financial assets through a conservative management style that pays high rates on shares and charges reasonable interes
  • Greater Alliance Federal Credit Union
  • 40 West Century Road, Paramus, NJ, 07652
  • Our Mission is To provide the highest quality financial services, through commitment to excellence and financial strength, exceeding the expectations of our members and employees. Our Vision is Commitment to making a positive difference in the financial lives of our members and in the community we serve. We want to be the financial institution.
  • Westport Federal Credit Union
  • 655 State Road, Westport, MA, 02790
  • In 1949, Antone Costa moved to the town of Westport. He enrolled in Business school and began to study Accounting, Cost Accounting, and Business Law for the next three years. Around that time he realized that Westport did not have a banking facility. Upon consulting the President of St. Mathieu’s Credit Union, he began to assemble a group.
  • Olive Tree Mortgage Solutions, Inc
  • 70 Leo M. Birmingham Pkwy, Brighton, MA, 02135
  • Olive Tree was designed to put your needs first. With us you will get a low rate, cutting edge technology & commitment and dedication throughout the loan process. Olive Tree Mortgage, your local Independent mortgage experts create the speed (quick) & pricing (lower rates and fees) only competition among the best lenders in the country can provide.
  • Alpha Mortgage & Financial Services Inc
  • 142 Main Street, Suite 219, Nashua, NH, 03060
  • Alpha Mortgage & Financial Services, Inc. and her staff have 25 + years experience in Finance, Real Estate, and helping borrowers acquire homeownership. Efstathia's mission is to serve her customers with honesty, integrity and competence and Her goal is to provide Residential & Commercial Financing to her clients.
  • Mortgage Professionals Corp
  • 12 Merrick Avenue, Merrick, NY, 11566
  • Our Company, Mortgage Professionals Corp. was started in 1991 and over the years, we have helped thousands of clients to obtain a mortgage both on purchases as well as refinances. Since we are Mortgage Brokers we have a database of several lenders, Bankers, Investors and private lenders and we cater in helping all types of clients.