Explore the differences! FHA VS Conventional loan programs in Southwood-Acres, Hartford County, Connecticut

For 2026, the loan limit for a conventional loan in Southwood-Acres, located in Hartford county, CT, is $647,200. On the other hand, the FHA loan limit for a single-family home is $420,680.

Use the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Identify the income, credit, reserves, and paperwork needed for approval. Our mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, making it easier to decide which program in CT fits your financial circumstances best.

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Loan limits and down payment details in Southwood-Acres, Hartford county, CT for 2026

Loan Type Loan Cap Down Payment
Conventional Conforming $647,200 3%
USDA $310,000 0%
FHA $420,680 3.5%

This comparison table applies to the following zip codes: 6082

Explore Conventional and FHA loan options in Southwood-Acres, CT

Lendersa® focuses on helping you swiftly secure the best possible Conventional, USDA, or FHA loan with minimal hassle. Choose one of three starting points that guide you to matched lenders and loan plans.

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Southwood-Acres Lenders

  • Tobacco Valley Teachers Federal Credit Union
  • 182 South Road, Enfield, CT, 06082
  • Lends in Connecticut
  • Tobacco Valley Teachers Federal Credit Union is a member-owned financial institution committed to providing products and services to meet each member's financial needs. We pledge to deliver personalized, competitive and high-quality service. Tobacco Valley Teachers Federal Credit Union represents a pool of money saved by the members.

  • Delano Mortgage Services LLC
  • 480 Enfield Street, Enfield, CT, 06082
  • Lends in Connecticut
  • Established in May 2005, Delano Mortgage is a Licensed Connecticut residential and commercial mortgage provider located in Enfield Connecticut. Our mission is to develop relationships with our clients that will last for generations. Our most important goal is measured by our quality.

  • Pro Mac Real Estate and Lender Services
  • 76 Center Street, Waterbury, CT, 06072
  • Lends in Connecticut
  • Pro-Mac Appraisal Management Services is a Regional Appraisal Management Company that specializes in residential and commercial appraisal/valuations for both lending and non-lending purposes. With over 50 years of combined experience in all facets of real estate transactions, we are well-equipped to assist our clients.

  • Windsor Locks Federal Credit Union
  • 516 Spring Street, Windsor Locks, CT, 06096
  • Lends in Connecticut
  • Windsor Locks Federal Credit Union is a locally based, community chartered federal credit union serving Hartford County. That means anyone who lives, works, worships, or goes to school in any of the towns of Hartford County and their immediate family members are eligible to open an account at the Credit Union.