FHA VS Conventional loan programs in 2026 for Sprague, New London County, Connecticut

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<p>As of 2026, the Conventional loan ceiling in Sprague, within New London county, CT, is $726,200, while the FHA limit for a single-family home is $472,030.</p>

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<p>Lendersa® provides a Conventional loan calculator for comparing today's top rates between Conventional, FHA, and USDA options. Determine the required income, credit, reserves, and documents to qualify. This advanced tool allows side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA, assisting you in selecting the best program for your financial needs in CT.</p>
<p><a href="/loans/start">Browse loan offers from over 100 lenders</a></p>

<div class="text-center">
    <h2>2026 Loan Limits and Down Payment Details in Sprague, New London, CT</h2>
    <table class="table table-responsive">
        <tr>
            <td><b>Loan Type</b></td>
            <td><b>Loan Limit</b></td>
            <td><b>Down Payment</b></td>
        </tr>
        <tr>
            <td>Conventional Conforming</td>
            <td>$726,200</td>
            <td>3%</td>
            <td>
        </tr>
        <tr>
            <td>USDA</td>
            <td>$336,500</td>
            <td>0%</td>
            <td>
        </tr>
        <tr>
            <td>FHA</td>
            <td>$472,030</td>
            <td>3.5%</td>
            <td>
        </tr>
    </table>
    <p><i>Notes: The table is relevant for zip codes: 06330</i></p>
</div>

<h2>Discover Conventional and FHA Loans in Sprague, CT</h2>
<p>At Lendersa®, we aim to secure the best rates for a Conventional, USDA, or FHA loan swiftly and effortlessly. Begin with one of three pathways to find suitable lenders and loan plans.</p>

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  • Cambria Mortgage
  • 251 West Main Street, Albemarle, NC, 28001

  • Cambria Mortgage is a boutique Brokerage with offices in North Carolina and Texas. We market exclusively by referral -- our focus being on exceeding all stakeholder expectations and developing client advocates for our services.With a keen focus on customer care, communications and effective technology

  • Carolina Farm Credit
  • 146 Victory Lane, Statesville, NC, 28625

  • Carolina Farm Credit is a stockholder-owned cooperative providing financing to full and part-time farmers and agricultural-related businesses and also provides financing for the construction and purchase of homes in 54 counties through 29 branch offices. Other financial services available are life insurance, appraisal services, leasing programs

  • HPC Credit Union
  • 1234 W Chisholm Street, Alpena, MI, 49707

  • At H.P.C. Credit Union, we have proudly been serving our members since 1950! Now serving over 8, 000 people in our community.
    We have three full-service locations, two in Alpena, MI and one in West Branch, MI.
    and also H.P.C. Credit Union’s mission is to serve and promote members’ personal financial success and to continue the Credit Union phi

  • Northland Area Federal Credit Union
  • 1161 N. Bagley St., Alpena, MI, 49707

  • In 1957, a small group of people gathered in an office on Wurtsmith Air Force Base to discuss the possibility of starting a credit union. Northland Area FCU offers its members the ability to have up to 100 different accounts.The accounts can be used for a college fund, Christmas savings, checking, vacation, home purchases, retirement, etc.

  • Alpena Community Credit Union
  • 710 W. Miller St., Alpena, MI, 49707

  • Alpena Community Credit Union has been open since 1952. The credit union has assets totaling $24.51 Million and provides banking services to more than 3, 000 members. When you’re a member of Alpena Community Credit Union, you’re not just a customer but part-owner of your credit union.

  • Alpena Alcona Area Credit Union
  • 1100 S Bagley Street, Alpena, MI, 49707

  • Alpena Alcona Area Credit Union as a financial institution, as a leader in our community and as an employer. As an employer, AAACU values its staff and provides competitive wages and benefits to both full and part-time employees. As a leader in the community, we focus on reinvestment, charitable contributions and “people helping people.”

  • The Peoples Savings Bank
  • 10 Monument Square, Urbana, OH, 43078

  • In 1892, the Peoples Savings Bank was granted a charter by the State of Ohio to open for business in Urbana, Ohio. Realizing the importance of the Champaign County community they would serve, it was thus very logical to choose the name: The PEOPLES Savings and Loan Company.

    In 1993, Peoples changed from a state-chartered savings

  • Health Advantage Credit Union
  • 4550 State St, Saginaw, MI, 48603

  • Health Advantage Credit Union offers a wide range of financial services to employees, independent contractors or self-employed persons who regularly work in Healthcare Industry in the State of Michigan.Also, spouses of persons who have died while within the Healthcare Industry; employees of the credit union; retirees from the healthcare industry.

  • The Henry County Bank
  • 122 East Washington Street, Napoleon, OH, 43545

  • The Henry County Bank is more than the buildings that you see here and in the community. We are your neighbors, your friends, and advisors to all of your financial needs. You can rely on us for the service that you have come to expect at The Henry County Bank - and may have missed at other banks and institutions.

  • Citizens Bank of Kentucky
  • 620 Broadway, Paintsville, KY, 41240

  • At Citizens Bank of Kentucky we believe banking is an experience. We recognize you have a choice when it comes to selecting a banking partner.
    To our present customers, we are grateful for your business. Our pledge to you is that we will continually find ways to create more value for your banking relationships.
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