FHA VS Conventional loan programs in Sprague, New London County, Connecticut

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<p>As of 2025, the Conventional loan ceiling in Sprague, within New London county, CT, is $726,200, while the FHA limit for a single-family home is $472,030.</p>

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<p>Lendersa® provides a Conventional loan calculator for comparing today's top rates between Conventional, FHA, and USDA options. Determine the required income, credit, reserves, and documents to qualify. This advanced tool allows side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA, assisting you in selecting the best program for your financial needs in CT.</p>
<p><a href="/loans/start">Browse loan offers from over 100 lenders</a></p>

<div class="text-center">
    <h2>2025 Loan Limits and Down Payment Details in Sprague, New London, CT</h2>
    <table class="table table-responsive">
        <tr>
            <td><b>Loan Type</b></td>
            <td><b>Loan Limit</b></td>
            <td><b>Down Payment</b></td>
        </tr>
        <tr>
            <td>Conventional Conforming</td>
            <td>$726,200</td>
            <td>3%</td>
            <td>
        </tr>
        <tr>
            <td>USDA</td>
            <td>$336,500</td>
            <td>0%</td>
            <td>
        </tr>
        <tr>
            <td>FHA</td>
            <td>$472,030</td>
            <td>3.5%</td>
            <td>
        </tr>
    </table>
    <p><i>Notes: The table is relevant for zip codes: 06330, 06350</i></p>
</div>

<h2>Discover Conventional and FHA Loans in Sprague, CT</h2>
<p>At Lendersa®, we aim to secure the best rates for a Conventional, USDA, or FHA loan swiftly and effortlessly. Begin with one of three pathways to find suitable lenders and loan plans.</p>

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           <li><a href="/loans/info/hard-money-lenders-directory">Explore the extensive directory of Conventional lenders</a></li>
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  • 5280lend.com
  • 6775 E Evans Ave, Denver, CO, 80224
  • We provide a non-traditional approach to the way we educate people about using planning, preparation, research and LOGICAL THINKING to execute life's major financial decisions including Home Purchasing and Home Finance, Retirement and Education Expense Planning, Insurance and Estate Planning, Debt Management, Personal Budgeting and more.
  • Universal Lending
  • 6775 E Evans Ave, Denver, CO, 80224
  • Universal Lending Corporation has helped families from every walk of life achieve their dreams of responsible home ownership. Founded by Pete Lansing and based in Denver, Colorado, Universal Lending has grown from a staff of three to over 200 mortgage professionals around the United States.
  • Nathan Mortgage
  • 6825 E Tennessee Ave, Suite 415, Denver, CO, 80224
  • At Nathan Mortgage, our mission is to bring you the best options, be an informative guide and always be your strongest advocate. We strongly believe in contributing to the communities that we hold close to our heart. Both personally and through Nathan Mortgage, Nathan Beauchamp is an active member and donor to the Guys Who Give Arapahoe chapter.
  • Fulcrum Mortgage
  • 9777 Pyramid Court, Suite 100, Englewood, CO, 80224
  • Brent Osland is the founder of the mortgage company and also Brent is an experienced Mortgage Banker with a demonstrated history of working in the financial services industry. Skilled in Construction Loans, Banking, Sales, Credit Analysis, and U.S. FHA Financing. Strong finance professional with a Bachelor of Arts.
  • Unify Home Loan
  • 1709 South Poplar Street, Denver, CO, 80224
  • Unify Home Loan Hundreds of products to meet every need. Limited documentation, low rates, low closing costs. and also Unify Home Loan, we will guide you through the loan process and get you the best product at the best price and Unify Home Loan specilality FHA Loan, va, Reverse Mortgage, conventional loan and more option avalible .
  • Team Lassen
  • 13606 Xavier Lane, Suite E, Broomfield, CO, 80023
  • Team Lassen was started by Sarah Lassen, Charles Souza, and Tim Moore and has been in the business of offering professional real estate services since 1999. Since the company’s inception, Sarah, Charlie, Tim, and the rest of the growing Team have worked together from the common values of integrity, reliability, honesty, and commitment.
  • Colorado VA Home Loans
  • 4600 S Syracuse Street, 9th Floor, Denver, CO, 80237
  • Our mission is to provide anyone who is VA eligible and currently living in Colorado, or planning to relocate here, with the best VA mortgage loans possible. We possess over 20 years of VA mortgage lending experience and have helped hundreds of veterans and active duty personnel achieve their goal of home ownership.
  • Colorado Mortgage Holding
  • 8055 East Tufts Avenue, Suite 250, Denver, CO, 80237
  • Colorado Mortgage Holding We know that each customer has specific needs and we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for. With a variety of loan programs.
  • RE Capital
  • 7979 E Tufts Ave, Suite 213L, Denver, CO, 80237
  • RE Capital providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.
  • Paragon Mortgage Services Inc
  • 4600 South Syracuse Street, 9th Floor, Denver, CO, 80237
  • Paragon Mortgage Services, Inc. (NMLS ID#50139) is a Veteran-owned Mortgage Brokerage with Home Lending services, available in Arizona, California, Colorado, Florida and Utah. Paragon Mortgage Services, Inc. offers a wide variety of mortgage loan products from over 40 Top Banks and Lenders for Residential and Commercial properties.