FHA VS Conventional loan programs in 2025 for Washington, District of Columbia County, District of Columbia

In 2025, the conventional loan limit for a single-family home situated in Washington, District of Columbia county, DC, is set at $1,089,300, whereas the FHA limit is $1,089,300.

Use the Lendersa® Conventional loan calculator to compare prevailing rates for Conventional, FHA, and USDA loans today, determining the income, credit, reserves, and essential documents for qualification. This advanced mortgage calculator shows side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to aid you in selecting the best program for your specific financial situation in DC.

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Loan Limits and Down Payment Requirements for 2025 in Washington, County of District of Columbia, DC

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

These figures are applicable for zip codes: 20010, 20011, 20012, 20015, 20228, 20520, 20307, 20418, 20319, 20024, 20510, 20593, 20020, 20427, 20540, 20240, 20245, 20204, 20202, 20390, 20006, 20005, 20004, 20003, 20002, 20009, 20008, 20535, 20317, 20405, 20057, 20052, 20053, 20017, 20018, 20565, 20566, 20560, 20260, 20064, 20551, 20553, 20019, 20230, 20373, 20007, 20032, 20036, 20037, 20506, 20001, 20045, 20016, 20013, 20022, 20026, 20027, 20029, 20030, 20033, 20035, 20038, 20039, 20040, 20041, 20042, 20043, 20044, 20047, 20049, 20050, 20055, 20056, 20058, 20059, 20060, 20061, 20062, 20063, 20065, 20066, 20067, 20068, 20069, 20070, 20071, 20073, 20074, 20075, 20076, 20077, 20078, 20080, 20081, 20082, 20090, 20091, 20201, 20203, 20207, 20208, 20210, 20211, 20212, 20213, 20214, 20215, 20216, 20217, 20218, 20219, 20220, 20221, 20222, 20223, 20224, 20226, 20227, 20229, 20232, 20233, 20235, 20237, 20238, 20239, 20241, 20242, 20244, 20250, 20251, 20252, 20254, 20261, 20262, 20265, 20266, 20268, 20270, 20277, 20289, 20299, 20301, 20303, 20306, 20310, 20314, 20318, 20330, 20340, 20350, 20355, 20370, 20372, 20374, 20375, 20376, 20380, 20388, 20389, 20391, 20392, 20393, 20394, 20395, 20398, 20401, 20402, 20403, 20404, 20407, 20408, 20410, 20411, 20412, 20413, 20414, 20415, 20416, 20417, 20419, 20420, 20421, 20422, 20423, 20424, 20425, 20426, 20428, 20429, 20431, 20433, 20434, 20435, 20436, 20437, 20439, 20440, 20441, 20442, 20444, 20447, 20451, 20453, 20456, 20460, 20463, 20468, 20469, 20470, 20472, 20500, 20501, 20502, 20503, 20504, 20505, 20507, 20508, 20509, 20511, 20515, 20521, 20522, 20523, 20524, 20525, 20526, 20527, 20528, 20529, 20530, 20531, 20533, 20534, 20536, 20537, 20538, 20539, 20541, 20542, 20543, 20544, 20546, 20547, 20548, 20549, 20552, 20554, 20555, 20557, 20559, 20570, 20571, 20572, 20573, 20575, 20576, 20577, 20578, 20579, 20580, 20581, 20585, 20586, 20588, 20590, 20591, 20594, 20597, 20598, 20599, 56901, 56902, 56904, 56908, 56915, 56920, 56933, 56935, 56944, 56945, 56950, 56965, 56966, 56967, 56968, 56969, 56970, 56971, 56972, 56998, 56999

Exploring Conventional and FHA Loan Options in Washington, DC

Lendersa® is committed to swiftly connecting you with the most suitable Conventional, USDA, or FHA loan options with minimal hassle. Begin with one of three approaches that facilitate locating matching lenders and loan programs effectively.

Lendersa USDA loan request and matching results


  • 1st Bank Yuma
  • 2799 South 4th Avenue, Yuma, AZ, 85364
  • 1st Bank Yuma shall become the premier full service community bank throughout Yuma County. We have adopted an aggressive growth strategy while remaining committed to maintaining the highest quality of individualized personal service in the financial services industry, for our customers.
  • SonAriz Financial
  • 148 W 32nd Street, Yuma, AZ, 85364
  • SonAriz Financial® is a consumer lender that offers personal loans and auto title loans. We were established in 2004 to assist our community keeping in mind their financial needs. Our business is the definition of Family Owned and Operated. We treat our customers like family. In order to better serve our customers
  • AEA Federal Credit Union
  • 1780 S. 1st Avenue, Yuma, AZ, 85364
  • AEA Federal Credit Union is a not-for-profit financial cooperative dedicated to people helping people. Membership at AEA Federal Credit Union means becoming part of a credit union family of more than 33,000 members. For over 79 years, the credit union has served residents of Yuma and La Paz counties in Arizona.
  • Nava Commercial Capital & Real Estate Inc.
  • 578 G Street, Brawley, CA, 92227
  • At Nava Commercial Capital & Real Estate Inc. We are a full-service mortgage company based in Brawley, California. We specialize in Residential Loans, Hard Money, Commercial Loans, and Business Loans. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money
  • Tri-CU Credit Union
  • 3213 W 19th Avenue, Kennewick, WA, 99337
  • TRI•CU Credit Union is a federally chartered credit union that was founded in 1969 by the International Brotherhood of Electrical Workers Local 112. Our name at that time was IBEW #112 Federal Credit Union and our membership was restricted to the electricians and their families. We are a not-for-profit financial cooperative that is tax exempt.
  • Community First Bank WA
  • 8131 W Grandridge Blvd, Kennewick, WA, 99336
  • Community First Bank started twenty years ago with a goal serving our community. We live here, work here and are run by a local board. We offer a full line of lending and business services to small businesses as well as consumer products including investment and trust services.If you want to get to know your banker we look forward to meeting you!
  • Desert Canyon Mortgage Company, LLC
  • 8500 W Gage Blvd, Suite A, Kennewick, WA, 99336
  • Desert Canyon Mortgage different from other lenders in town, besides being one of the few locally owned and operated mortgage brokers, is that our low prices, allows customers to save thousands of dollars in out-of-pocket closing costs compared to our competitors.brokers, is it We have two great locations to serve you"
  • Vision Mortgage
  • 7301 W. Deschutes Ave, Suite A, Kennewick, WA, 99336
  • Vision Mortgage was formed in 1994 by Michael and Gina Alvarez under their corporate name of Northwest Pacific Mortgage Corp. For over 24 years and counting Vision Mortgage has been considered one of Washington’s most experienced, knowledgeable and competitive mortgage brokerages that serve the Pacific Northwest.
  • American Group
  • 1074 E. Cole Rd, Suite 14, Calexico, CA, 92231
  • American Group Realtors has been open for business since 1997. Its professional team of licensed real estate agents, bilingual staff and broker/president, Manny Hernandez, are ready to serve the community at large who is looking to buy or sell in a challenging residential & commercial real estate market,
  • Old West Federal Credit Union
  • 650 West Main Street, John Day, OR, 97845
  • Old West Federal Credit Union strives to offer a wide range of services designed to improve the economic and social well-being of our members. We strive to adapt to the ever-changing financial environment to provide the best service, value, and education to our members. Old West Federal Credit Union was originally chartered in 1957.
  • Sun Community Federal Credit Union
  • 1068 Broadway, El Centro, CA, 92243
  • Sun Community Federal Credit Union was organized on March 9, 1954, as the Imperial Valley U.S. Employees Federal Credit Union, with ten charter members. Over the years, the field of membership was enlarged. In January 1968, the name was changed to Government Agencies Federal Credit Union.