FHA VS Conventional loan programs in 2025 for Washington, District of Columbia County, District of Columbia

In 2025, Convetional loan limit in Washington, county of District of Columbia, DC is $1,089,300 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in DC is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Washington, county of District of Columbia, DC

Loan Type Loan Limit Down payment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

The comparison table applies to zip codes: 20010, 20011, 20012, 20015, 20228, 20520, 20307, 20418, 20319, 20024, 20510, 20593, 20020, 20427, 20540, 20240, 20245, 20204, 20202, 20390, 20006, 20005, 20004, 20003, 20002, 20009, 20008, 20535, 20317, 20405, 20057, 20052, 20053, 20017, 20018, 20565, 20566, 20560, 20260, 20064, 20551, 20553, 20019, 20230, 20373, 20007, 20032, 20036, 20037, 20506, 20001, 20045, 20016, 20013, 20022, 20026, 20027, 20029, 20030, 20033, 20035, 20038, 20039, 20040, 20041, 20042, 20043, 20044, 20047, 20049, 20050, 20055, 20056, 20058, 20059, 20060, 20061, 20062, 20063, 20065, 20066, 20067, 20068, 20069, 20070, 20071, 20073, 20074, 20075, 20076, 20077, 20078, 20080, 20081, 20082, 20090, 20091, 20201, 20203, 20207, 20208, 20210, 20211, 20212, 20213, 20214, 20215, 20216, 20217, 20218, 20219, 20220, 20221, 20222, 20223, 20224, 20226, 20227, 20229, 20232, 20233, 20235, 20237, 20238, 20239, 20241, 20242, 20244, 20250, 20251, 20252, 20254, 20261, 20262, 20265, 20266, 20268, 20270, 20277, 20289, 20299, 20301, 20303, 20306, 20310, 20314, 20318, 20330, 20340, 20350, 20355, 20370, 20372, 20374, 20375, 20376, 20380, 20388, 20389, 20391, 20392, 20393, 20394, 20395, 20398, 20401, 20402, 20403, 20404, 20407, 20408, 20410, 20411, 20412, 20413, 20414, 20415, 20416, 20417, 20419, 20420, 20421, 20422, 20423, 20424, 20425, 20426, 20428, 20429, 20431, 20433, 20434, 20435, 20436, 20437, 20439, 20440, 20441, 20442, 20444, 20447, 20451, 20453, 20456, 20460, 20463, 20468, 20469, 20470, 20472, 20500, 20501, 20502, 20503, 20504, 20505, 20507, 20508, 20509, 20511, 20515, 20521, 20522, 20523, 20524, 20525, 20526, 20527, 20528, 20529, 20530, 20531, 20533, 20534, 20536, 20537, 20538, 20539, 20541, 20542, 20543, 20544, 20546, 20547, 20548, 20549, 20552, 20554, 20555, 20557, 20559, 20570, 20571, 20572, 20573, 20575, 20576, 20577, 20578, 20579, 20580, 20581, 20585, 20586, 20588, 20590, 20591, 20594, 20597, 20598, 20599, 56901, 56902, 56904, 56908, 56915, 56920, 56933, 56935, 56944, 56945, 56950, 56965, 56966, 56967, 56968, 56969, 56970, 56971, 56972, 56998, 56999

Conventional and FHA loan options in Washington, DC

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Precision Mortgage, LLC
  • 932 Hungerford Drive, Unit 20B, Rockville, MD, 20850
  • At Precision Mortgage, we value your time, so we have streamlined our application process for you. Apply for and upload your mortgage documents through our online portal, allowing us to match you with the best available loan product! We can place all types of mortgages including purchases.
  • The Mortgage Link Inc
  • 3 Research Place, Suite 103, Rockville, MD, 20850
  • we love mortgages and we love helping our clients achieve their goals. Your successes are our successes. Much like a suit, we know that one size does not fit all. Our job is to provide you with high quality loan programs that are tailored to fit your specific needs, with some of the most competitive rates in the nation.
  • Apex Home Loans, Inc
  • 2400 Research Boulevard, Suite 400, Rockville, MD, 20850
  • Apex Home Loans, Inc. is a local mortgage lender headquartered in Montgomery County, MD. Apex focuses on delivering superior customer experiences and takes pride in helping people achieve their dream of owning a home. We’re like you: fellow homeowners, active community members, and family-focused individuals.
  • Greenbriar Lending
  • 9710 Traville Gateway Dr # 295, Rockville, MD, 20850
  • Greenbriar Lending, LLC. has rapidly become one of the most respected private lenders in the industry. Our mission is to provide our customers with the capital and knowledge to insure profitability on all of their real estate transactions. We are self-funded and provide our clients with swift and flexible commercial financing options. We focus on
  • Money One Federal Credit Union
  • 9800 Technology Way, Largo, MD, 20774
  • Money One Federal Credit Union is a not-for-profit, full service financial institution. We were formed in 1951 to promote wise financial responsibility and provide a source of low-cost credit. Money One is member owned and operated. Our only reason for existence is to help people do better financially.
  • Mortgage Experts
  • 9500 Medical Center Drive, Suite 102, Upper Marlboro, MD, 20774
  • The Mortgage Experts Team is your premier mortgage team located in Largo, Maryland. We pride ourselves on offering some of the lowest rates nationwide and make the loan process easy, straightforward and fast for borrowers seeking a mortgage in the Largo area. Whether you are first time home buyer, purchasing your dream home, refinancing.
  • Andrew Whearty Mortgage Lender
  • 500 Prince Georges Blvd, Upper Marlboro, MD, 20774
  • At NASA Federal Credit Union, we have great people creating and building a world-class organization in an ever-changing world. Our success as an organization is based on the vision, mission and values that guide us in how we do business every single day. Empowering people to achieve a brighter financial future is OUR MISSION.
  • First Funding Inc
  • 9701 Apollo Drive, Suite 495, Largo, MD, 20774
  • "Incorporated in 1997, the home loan experts at First Funding, Inc. have been serving clients since 1990 and continues building strong relationships with some of the best lending institutions nationwide. First Funding, Inc. provides access to the most flexible lending solutions that not only meet the financial needs of its clients
  • Metro Mortgage LLC
  • 7830 Backlick Road, Suite 401, Springfield, VA, 22150
  • At Metro Mortgage LLC, we treat your loan application a dream and work hard to make that dream come true. Our team examines your income, assets and liabilities to formulate a perfect solution for you. Irrespective of your credit score or financial situation our team will help you to make a guided decision for your dream homes.
  • Commonwealth Mortgage Inc
  • 6800 Backlick Road, Suite 201, Springfield, VA, 22150
  • Founded in 2012, Commonwealth Mortgage is your mortgage Company CM’s Mission is to develop strong relationship and deliver exceptional, reliable, next generation mortgage loan and refinance solutions and professional quality services for our client to won comfort, satistifed, and secure future
  • U. S. Postal Service Federal Credit Union
  • 7905 Malcolm Road, Suite 311, Clinton, MD, 20735
  • U. S. Postal Service Federal Credit Union is a member-owned and operated not-for-profit financial cooperative chartered in 1934 under federal law. USPS FCU provides sound financial support for Postal Workers, Postal Retirees, and Postal Family Members. We encourage our members to make wise financial choices for the well-being of themselves.