FHA VS Conventional loan programs in 2025 for Washington, District of Columbia County, District of Columbia

In 2025, Convetional loan limit in Washington, county of District of Columbia, DC is $1,089,300 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in DC is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Washington, county of District of Columbia, DC

Loan Type Loan Limit Down payment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

The comparison table applies to zip codes: 20010, 20011, 20012, 20015, 20228, 20520, 20307, 20418, 20319, 20024, 20510, 20593, 20020, 20427, 20540, 20240, 20245, 20204, 20202, 20390, 20006, 20005, 20004, 20003, 20002, 20009, 20008, 20535, 20317, 20405, 20057, 20052, 20053, 20017, 20018, 20565, 20566, 20560, 20260, 20064, 20551, 20553, 20019, 20230, 20373, 20007, 20032, 20036, 20037, 20506, 20001, 20045, 20016, 20013, 20022, 20026, 20027, 20029, 20030, 20033, 20035, 20038, 20039, 20040, 20041, 20042, 20043, 20044, 20047, 20049, 20050, 20055, 20056, 20058, 20059, 20060, 20061, 20062, 20063, 20065, 20066, 20067, 20068, 20069, 20070, 20071, 20073, 20074, 20075, 20076, 20077, 20078, 20080, 20081, 20082, 20090, 20091, 20201, 20203, 20207, 20208, 20210, 20211, 20212, 20213, 20214, 20215, 20216, 20217, 20218, 20219, 20220, 20221, 20222, 20223, 20224, 20226, 20227, 20229, 20232, 20233, 20235, 20237, 20238, 20239, 20241, 20242, 20244, 20250, 20251, 20252, 20254, 20261, 20262, 20265, 20266, 20268, 20270, 20277, 20289, 20299, 20301, 20303, 20306, 20310, 20314, 20318, 20330, 20340, 20350, 20355, 20370, 20372, 20374, 20375, 20376, 20380, 20388, 20389, 20391, 20392, 20393, 20394, 20395, 20398, 20401, 20402, 20403, 20404, 20407, 20408, 20410, 20411, 20412, 20413, 20414, 20415, 20416, 20417, 20419, 20420, 20421, 20422, 20423, 20424, 20425, 20426, 20428, 20429, 20431, 20433, 20434, 20435, 20436, 20437, 20439, 20440, 20441, 20442, 20444, 20447, 20451, 20453, 20456, 20460, 20463, 20468, 20469, 20470, 20472, 20500, 20501, 20502, 20503, 20504, 20505, 20507, 20508, 20509, 20511, 20515, 20521, 20522, 20523, 20524, 20525, 20526, 20527, 20528, 20529, 20530, 20531, 20533, 20534, 20536, 20537, 20538, 20539, 20541, 20542, 20543, 20544, 20546, 20547, 20548, 20549, 20552, 20554, 20555, 20557, 20559, 20570, 20571, 20572, 20573, 20575, 20576, 20577, 20578, 20579, 20580, 20581, 20585, 20586, 20588, 20590, 20591, 20594, 20597, 20598, 20599, 56901, 56902, 56904, 56908, 56915, 56920, 56933, 56935, 56944, 56945, 56950, 56965, 56966, 56967, 56968, 56969, 56970, 56971, 56972, 56998, 56999

Conventional and FHA loan options in Washington, DC

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • The Stock Exchange Bank, Caldwell, Kansas
  • 103 South Main Street, Caldwell, KS, 67022
  • The Stock Exchange Bank of Caldwell, the oldest banking institution in Caldwell and Sumner County, received its state charter on November 12, 1881 and opened on Christmas Eve, December 24, 1881. The stone building erected to house the bank in 1881 at a cost of $5,000, has undergone several remodeling projects
  • Community Bank
  • 118 N Main Street, Avon, SD, 57315
  • The Community Bank, Avon SD, originally chartered as the Bank of Kingsburg, Kingsburg, SD opened for business May 20, 1914 with $10, 000.00 in capital all being supplied by local citizens and farmers. It was founded by Tom C. Pier who began his banking career as an employee in a Ravinia, SD bank.
  • Dillon Credit Union
  • 2704 N Lorraine Street, Hutchinson, KS, 67502
  • The Dillon Employees Credit Union was founded in 1958 to provide financial services specifically for the employees of the Dillon Companies.The credit union offices were located at the Dillon's Main Office & Warehouse at 2700 East Fourth Street, Hutchinson, KS. In 2009, we expanded our field of membership to the public to better serve the community.
  • Heartland Credit Union
  • 900 E 23rd Ave, Hutchinson, KS, 67502
  • Heartland Credit Union was formed April 1, 1948. The Credit Union started life with 14 members and $315.00 in assets. The original place of business was in the home of Clyde and Lela Burk at 528 E. Sherman in Hutchinson. We've grown to many branches throughout Central Kansas, a far cry from our original home in a residence on E. Sherman Avenue.
  • Fannin Bank
  • 230 East 3rd Street, Bonham, TX, 75418
  • Fannin Bank was organized in November 1921 as the Guaranty State Bank in Windom, Texas. By June 1922 the bank had $158,046 in assets. The name was changed to Fannin Bank in 1976, and in 1987 a branch office was opened in the town of Bonham. The Honey Grove branch opened in 2008 with the headquarters moving to Bonham the same year.
  • Horizon Lending Services
  • 11411 Cedar Glen, Flint, TX, 75762
  • Horizon Lending Services LLC specialize in Texas and California VA home loans and Reverse Mortgages. We take pride in being recognized as a premier mortgage broker offering a wide array of products. We want you to turn the home of your dreams in the reality. Horizon Lending wants to give you the best options so you can make the right decision
  • The First National Bank of Hutchinson
  • 1 N. Main Street, Hutchinson, KS, 67501
  • First National Bank of Hutchinson is a community bank that offers personal banking, commercial banking and wealth management services. The bank was founded in 1876 and is based in Hutchinson, Kansas. First National Bank of Hutchinson operates as a subsidiary of First Kansas Bancshares, Inc.
  • Members Mortgage Services, LLC
  • 200 East 1st Avenue, Hutchinson, KS, 67501
  • Members Mortgage Services connects Credit Unions and their members with competitive mortgage loan products.MMS is owned by a cooperative group of Credit Unions.Together, we are committed to helping our partners & their members with all their home lending needs.Once a home loan is closed, Members Mortgage Services’ support team is easily accessible.
  • The Bank of Tescott
  • 101 E Lincoln Ave, Lincoln, KS, 67455
  • Since establishing business in 1887, the bank has built its reputation on personal service and community promotion. Family owned and locally operated in the communities of Tescott, Lincoln, Salina, and Lindsborg, The Bank of Tescott strives to provide customers with a competitive array of loan and deposit products that aid in their financial succes
  • Guaranty State Bank and Trust Company
  • 201 South Mill Street, Beloit, KS, 67420
  • The Guaranty State Bank & Trust Company had its beginnings during the days following the First World War. During the war times bank charters were easy to come by, and two new banks started business in Beloit. The result was five banks competing for business. We have five locations, Beloit, Jewell, Burr Oak, Esbon, & Smith Center.
  • The First National Bank of Beloit
  • 101 East Main Street, Beloit, KS, 67420
  • As the First National Bank of Beloit, we opened our doors for business on July 29, 1884, at the corner of Main and Mill. Five generations of service later, we are now chartered as a state bank under our new name, First Bank of Beloit. Although our “official” charter date is now August 5, 2019,