Explore the differences! FHA VS Conventional loan programs in Washington, District of Columbia County, District of Columbia
In 2026, the conventional loan limit for a single-family home situated in Washington, District of Columbia county, DC, is set at $1,089,300, whereas the FHA limit is $1,089,300.
Use the Lendersa® Conventional loan calculator to compare prevailing rates for Conventional, FHA, and USDA loans today, determining the income, credit, reserves, and essential documents for qualification. This advanced mortgage calculator shows side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to aid you in selecting the best program for your specific financial situation in DC.
Loan Limits and Down Payment Requirements for 2026 in Washington, County of District of Columbia, DC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$0
0%
FHA
$1,089,300
3.5%
These figures are applicable for zip codes: 20010
Exploring Conventional and FHA Loan Options in Washington, DC
Lendersa® is committed to swiftly connecting you with the most suitable Conventional, USDA, or FHA loan options with minimal hassle. Begin with one of three approaches that facilitate locating matching lenders and loan programs effectively.
"Founded on August 20, 1934, Industrial Bank is the oldest and largest African American owned commercial bank in the metropolitan Washington region.
Since 1934, the bank has delivered essential banking and financial services that have contributed greatly to the growth and development of the Washington, D.C. community.
455 Massachusetts Avenue NW, Unit 328, Washington, DC, 20001
Lends in District of Columbia
314 Capital We specialize in the direct origination of long and short term loans for residential and commercial investment properties. We're a alternative to Hard Money, which means our programs are designed as a lower cost option while helping the investor achieve their goals of building quality and sustainable housing across the nation
1849 C Street NW, Room B038, Washington, DC, 20240
Lends in District of Columbia
Interior Federal Credit Union has been the financial solution serving employees, volunteers, and the families of the Department of Interior since 1935. We provide financial wellness through our commitment to customer service and a dedication to provide world-class products and services from banking, lending, insurance, and investments.
451 7th Street SW, Suite 3241, Washington, DC, 20410
Lends in District of Columbia
HUD Federal Credit Union (HUDFCU) is a not-for-profit financial cooperative headquartered in D.C. with current assets of just under $50 million and over 5, 600 members. Having supported the employees and families of those who work for the common purpose of Housing and Urban Development since 1936.
Welcome to DOLFCU, chartered in 1935 and to provide a full range of financial services to its members. We're a member-owned financial institution, serving employees and retirees of the U.S. Department of Labor and their families and many other eligible organizations. DOLFCU - Convenience. Trust. Security.
13th & C Streets SW, Room 215A, Washington, DC, 20228
Lends in District of Columbia
The EP Federal Credit Union was originally chartered in 1935 by 10 employees of the Bureau of Engraving and Printing for the purpose of 'promoting thrift and providing a source of credit' for the employees there. During the late 1970's and 1980's, the credit union made several charter changes through mergers and expansions to include other organiz
We specialize in helping homeowners protect themselves from foreclosures. We are the experts you need, no matter if you have a conventional mortgage with a bank, a hard money loan, a government backed loan, a problem with an HOA, your land patent is being challenged, or anything in between.
1667 K Street NW, Suite 510, Washington, DC, 20006
Lends in District of Columbia
ColumbiaNational provides its clients with unparalleled analytical and advisory services. We never endorse or facilitate a transaction without conducting a comprehensive analysis of its viability. Once a project’s potential is established, our expert financial advisors design a capital structure to help our clients.
