Explore the differences! FHA VS Conventional loan programs in Washington, District of Columbia County, District of Columbia

In 2024, Convetional loan limit in Washington, county of District of Columbia, DC is $1,089,300 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in DC is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Washington, county of District of Columbia, DC

Loan Type Loan Limit Down payment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

The comparison table applies to zip codes: 20010, 20011, 20012, 20015, 20228, 20520, 20307, 20418, 20319, 20024, 20510, 20593, 20020, 20427, 20540, 20240, 20245, 20204, 20202, 20390, 20006, 20005, 20004, 20003, 20002, 20009, 20008, 20535, 20317, 20405, 20057, 20052, 20053, 20017, 20018, 20565, 20566, 20560, 20260, 20064, 20551, 20553, 20019, 20230, 20373, 20007, 20032, 20036, 20037, 20506, 20001, 20045, 20016, 20013, 20022, 20026, 20027, 20029, 20030, 20033, 20035, 20038, 20039, 20040, 20041, 20042, 20043, 20044, 20047, 20049, 20050, 20055, 20056, 20058, 20059, 20060, 20061, 20062, 20063, 20065, 20066, 20067, 20068, 20069, 20070, 20071, 20073, 20074, 20075, 20076, 20077, 20078, 20080, 20081, 20082, 20090, 20091, 20201, 20203, 20207, 20208, 20210, 20211, 20212, 20213, 20214, 20215, 20216, 20217, 20218, 20219, 20220, 20221, 20222, 20223, 20224, 20226, 20227, 20229, 20232, 20233, 20235, 20237, 20238, 20239, 20241, 20242, 20244, 20250, 20251, 20252, 20254, 20261, 20262, 20265, 20266, 20268, 20270, 20277, 20289, 20299, 20301, 20303, 20306, 20310, 20314, 20318, 20330, 20340, 20350, 20355, 20370, 20372, 20374, 20375, 20376, 20380, 20388, 20389, 20391, 20392, 20393, 20394, 20395, 20398, 20401, 20402, 20403, 20404, 20407, 20408, 20410, 20411, 20412, 20413, 20414, 20415, 20416, 20417, 20419, 20420, 20421, 20422, 20423, 20424, 20425, 20426, 20428, 20429, 20431, 20433, 20434, 20435, 20436, 20437, 20439, 20440, 20441, 20442, 20444, 20447, 20451, 20453, 20456, 20460, 20463, 20468, 20469, 20470, 20472, 20500, 20501, 20502, 20503, 20504, 20505, 20507, 20508, 20509, 20511, 20515, 20521, 20522, 20523, 20524, 20525, 20526, 20527, 20528, 20529, 20530, 20531, 20533, 20534, 20536, 20537, 20538, 20539, 20541, 20542, 20543, 20544, 20546, 20547, 20548, 20549, 20552, 20554, 20555, 20557, 20559, 20570, 20571, 20572, 20573, 20575, 20576, 20577, 20578, 20579, 20580, 20581, 20585, 20586, 20588, 20590, 20591, 20594, 20597, 20598, 20599, 56901, 56902, 56904, 56908, 56915, 56920, 56933, 56935, 56944, 56945, 56950, 56965, 56966, 56967, 56968, 56969, 56970, 56971, 56972, 56998, 56999

Conventional and FHA loan options in Washington, DC

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • HIT Mortgage LLC
  • 650 North Sam Houston Parkway East, Suite 231, Houston, TX, 77060
  • HIT Mortgage, a mortgage company with their client’s best interests at heart. Monica Gries, the founder of HIT Mortgage, experienced what it was like to work for a mortgage bank and also mortgage brokers, but neither option fulfilled her personal standard to provide client’s with full transparency
  • Money Man 4 Business
  • 363 N Sam Houston Pkwy E, Suite 1100, Houston, TX, 77060
  • We are an independent sales office that provides loan programs to small and medium size business.Money Man 4 Business can provide valuable working capital to strong, under-served businesses in any industry without the issues usually associated with traditional bank loans. In fact,we have already helped thousands of merchants all across the country.
  • Texas People FCU
  • 4613 Wellesley Avenue, Fort Worth, TX, 76107
  • Texas and Pacific (T&P) Railway Company met to organize and found Fort Worth T&P Federal Credit Union to serve the employees of the Railway. It was the mission of our founders to “make more available to people of small means credit for provident purposes, ” and it established the institution’s firm foundation of people helping people.
  • Fort Worth City Credit Union
  • 2309 Montogomery Street, Fort Worth, TX, 76107
  • Fort Worth City Credit Union are insured by the National Credit Union Administration, which is a U.S. Government Agency. Member accounts are federally insured up to $250, 000, and are backed by the full faith and credit of the United States Government Fort Worth City Credit Union is an Equal Housing Lender.
  • Rand & Associates Incorporated
  • 3901 Alamo Ave, Fort Worth, TX, 76107
  • At Rand & Associates Incorporated, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Merit Mortgage Company
  • 4112 W Vickery Blvd, Fort Worth, TX, 76107
  • Merit Mortgage Company Being a realtor is hard enough! We understand the frustrating rollercoaster ride of a transaction and the lender should be the last thing on your mind. We do our best to free you up to take care of all the other needs of your client while we handle the loan.You have plenty of details on your plate & we are focused on making t
  • Cash Mortgage Services
  • 7016 Williams Drive, Galveston, TX, 77551
  • We specialize in Purchase mortgages, refinances and Reverse Mortgage. We are also very familiar with the uniqueness of coastal properties and Jim Davis, Owner of Cash Mortgage Services, has over 30+ years experience in the Mortgage Industry and also We offer great rates and lightning fast service Conventional Loans Home Equity Loan and more.
  • My Mortgage Ace
  • 1322 Space Park Drive, Suite C105-B, Houston, TX, 77058
  • We are a small team of mortgage professionals, dedicated to finding our clients the best fitting mortgage options available in the market. We are experts in the specialty mortgage space and strive to do the research and find the best financing available for your specific scenario.
  • Southern Coast Mortgage LLC
  • 1918 Port Royal Drive, Houston, TX, 77058
  • Our mission here at Southern Coast Mortgage, LLC, is to serve our customers with Honesty, Integrity and Competence while helping them to secure mortgage financing to purchase or refinance their home. We provide the lowest interest rates and closing costs possible. We have over 45 years of home lending experience.
  • Legend Home Lending
  • 17047 El Camino Real, Suite 150, Houston, TX, 77058
  • Legend Lending is able to leverage the company’s volume of business throughout its various channels to secure competitive pricing and vendor relationships ensuring a better value and higher quality experience for our clients and We offer fast, reliable home financing solutions for most types of residential real estate.
  • Alcon Employees Federal Credit Union
  • 6201 South Freeway, Fort Worth, TX, 76134
  • Alcon Employees Federal Credit Union is a voluntary, cooperative, non-profit savings institution, organized in 1972 for the purpose of encouraging thrift among its members, creating a source of credit at a fair and reasonable rate of interest, and providing an opportunity for its members