FHA VS Conventional loan in Fort-Lauderdale, Broward County, Florida

For 2025, the limit for Conventional loans in Fort-Lauderdale, part of Broward county, FL, is $647,200, whereas the FHA limit for a single-family home is $460,000.

Utilize the Lendersa® Conventional loan calculator to check today's top rates among Conventional, FHA, and USDA loans. Discover the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, helping you decide on the best program for your financial circumstances in FL.

Explore loan offers from a variety of 100 lenders

Loan Limits and Downpayment Requirements for 2025 in Fort-Lauderdale, Broward, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $460,000 3.5%

This table applies to the zip codes: 33301, 33304, 33305, 33306, 33308, 33309, 33334, 33316, 33315, 33312, 33311, 33320, 33336, 33338, 33339, 33340, 33346, 33348, 33394

Options for Conventional and FHA Loans in Fort-Lauderdale, FL

The goal of Lendersa® is to ensure you quickly access the best Conventional, USDA, or FHA loans without hassle. Choose from three pathways that lead to matching lenders and suitable loan programs.

USDA loan request outcomes via Lendersa


  • Harris County Federal Credit Union
  • 1400 Franklin Street, Houston, TX, 77002
  • Established in 1951, Harris County Federal Credit Union serves over 15, 000 members throughout Harris County. All employees of Harris County, their immediate families and anyone who lives, works, attends school or worships in zip codes 77002, 77003, 77004, 77006, 77011, 77020, 77023 and 77026 is eligible for membership.
  • Allura Financial
  • 410 Pierce St, Suite 103, Houston, TX, 77002
  • Allura Financial is a private money lending company that provides a number of different property financing options to people looking to find a home to rent out for them and their family to live in, for multiple families or large families looking for a house to live in, and for people looking for fix and flip financing to buy a property
  • Wealthstar Mortgage LLC
  • 402 Pierce Street, Suite 110, Houston, TX, 77002
  • Wealthstar Mortgage will provide you with all the information you need in the home buying process, accessible at your fingertips. Come take advantage of all time low mortgage and refinance rates from top lenders. Wealthstar Mortgage can assist you to achieve your ultimate goal – owning your own home.
  • Dv Lux Financial Lending LLC
  • 2000 Crawford Street, Houston, TX, 77002
  • DV LUX Lending LLC serves as an intermediary between borrowers and lenders (banks). Whether a potential borrower is buying a new home or refinancing, LUX Lending will gather loan options from various lenders for the borrower to consider.banks). Whether a potential borrower is buying a new home or refinancing.
  • Advanced Lending Solutions Co. LLC
  • 700 Milam Street, Suite 13010, Houston, TX, 77002
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Urban Mutual
  • 2007 Commerce Street, Suite 200, Houston, CA, 77002
  • Urban Mutual is a boutique Private Equity and Corporate Advisory Investment Firm representing family office and institutional money. Urban Mutual's mandate is to provide innovative and secure, turn-key 100% LTV/LTC funding solutions to the real estate development and construction industry.
  • First Financial Bank
  • 201 North Broadway Street, Greensburg, IN, 47240
  • First Financial Bank has been in the business of client service and success for more than 150 years. With more than 150 banking centers across Ohio, Indiana, Kentucky and Illinois, we combine world-class financial expertise with personal community service that builds lifelong relationships.
  • Somerset Trust Company
  • 151 West Main Street, Somerset, PA, 15501
  • Our mission as an independent community bank has remained unchanged for over 130 years. We are committed to providing excellent service and competitive products as well as maintaining a high profile in the growth and economic development of the markets we serve. We're a team of banking professionals, that happen to be your neighbors and friends.
  • Compare Closing LLC - Houston MORTGAGE BROKER
  • 838 E. 27th Street, Houston, TX, 77009
  • Compare Closing LLC is affiliated with best-in-class Realtors, Mortgage Brokers, and mortgage lenders. If you decide to work with us, we will make sure you get solutions for all your mortgage needs. We will be a common link between the client, realtor, and mortgage broker/mortgage lender and ensure that we are always in touch with our clients.