Explore the differences! FHA VS Conventional loan programs in Kissimmee, Osceola County, Florida

In 2026, the Conventional loan ceiling for Kissimmee, within Osceola county, FL, stands at $726,200, while the FHA limit for a single-family home is set at $472,030.

Utilize the Lendersa® Conventional loan calculator to contrast the best available rates for Conventional, FHA, and USDA loans today. Assess the required income, creditworthiness, reserves, and necessary documentation for qualification. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in the selection of the program that best meets your financial needs in FL.

Explore a variety of loan offers from 100 lenders

2026 Loan Limits and Downpayment Requirements for Kissimmee, Osceola, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison applies to the zip codes: 34741

Available Conventional and FHA Loan Options in Kissimmee, FL

The mission of Lendersa® is to swiftly and conveniently connect you with the best Conventional, USDA, or FHA loan choices. Begin with one of three available options designed to lead you to compatible lenders and loan products tailored to your needs.

Results of USDA loan requests through Lendersa


Kissimmee Lenders

  • Aero Capital Funding, Inc
  • 109 N. Beaumont Avenue, Kissimmee, FL, 34741
  • Lends in Florida
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • TCH Mortgage
  • 1101 Miranda Lane, Kissimmee, FL, 34741
  • Lends in Florida
  • Hector is a Senior Mortgage Broker with TCH Mortgage. He created TCH Mortgage because he saw the need that hispanics in Central Florida had for a spanish speaking advisor although he has helped many customers from different backgrounds with excellent results. Hector works not only in FHA, Conventional and VA

  • Stewart Capital Lending Inc
  • 111 East Monument Avenue, Suite 338, Kissimmee, FL, 34741
  • Lends in Florida
  • "Stewart Capital Lending is a client-focused financing company specializing in commercial, residential, and private loans.
    Our CEO and chairman, Mr. Glen A. Stewart, has more than 33 years of experience in the financial and real estate industry, including many years spent as an insurance broker, residential home builder,"

  • The Advanced Mortgage Group LLC
  • 3497 West Vine Street, Kissimmee, FL, 34741
  • Lends in Florida
  • The Burnham Financial, has over 30 years of experience in Mortgage Lending. Our passion to help others achieve the dream of home ownership is what drew us to a career in mortgage lending. We understand that each of our clients are different, and we work hard to help them with their immediate and long-term financial goals.

  • Prime Choice Lending LLC
  • 2351 Rapollo Dr, Kissimmee, FL, 34741
  • Lends in Florida
  • We strive to obtain the perfect mortgage program to meet your individual needs. We will make sure you have all the available mortgage options to review so you can make the best decision possible. We know that every client has specific needs, so we strive to meet those needs with a wide array of mortgage products.

  • 1st Option Mortgage LLC
  • 722 Patrick Street, Kissimmee, FL, 34741
  • Lends in Florida
  • We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for home loans that are right for you. Family owned and operated with the knowledge to help get you in the home of your dreams. Mortgage Brokers have access to more competitive interest rates.

  • Banczone
  • 123 S Clyde Ave, Suite 201, Kissimmee, FL, 34741
  • Lends in Florida
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Butler Mortgage
  • 1012 W. Emmett Street, Suite B, Kissimmee, FL, 34741
  • Lends in Florida
  • Butler Mortgage was established in 1994 to serve the residential mortgage lending needs of the people of St. Cloud, Kissimmee, Harmony, Lake Nona and throughout Osceola County. We have had the pleasure and privilege to work with thousands of our neighbors, and have built deep roots as a trusted business in our community.

  • Enotiva Lending Solutions LLC
  • 13538 Village Park Dr, Suite 205, Orlando, FL, 32837
  • Lends in Florida
  • Enotiva Lending Solutions LLC have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.