Explore the differences! FHA VS Conventional loan programs in Kissimmee, Osceola County, Florida

In 2025, the Conventional loan ceiling for Kissimmee, within Osceola county, FL, stands at $726,200, while the FHA limit for a single-family home is set at $472,030.

Utilize the Lendersa® Conventional loan calculator to contrast the best available rates for Conventional, FHA, and USDA loans today. Assess the required income, creditworthiness, reserves, and necessary documentation for qualification. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in the selection of the program that best meets your financial needs in FL.

Explore a variety of loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements for Kissimmee, Osceola, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison applies to the zip codes: 34741, 34743, 34744, 34746, 34745

Available Conventional and FHA Loan Options in Kissimmee, FL

The mission of Lendersa® is to swiftly and conveniently connect you with the best Conventional, USDA, or FHA loan choices. Begin with one of three available options designed to lead you to compatible lenders and loan products tailored to your needs.

Results of USDA loan requests through Lendersa


  • Minnesota Valley Federal Credit Union
  • 1640 Adams Street, Mankato, MN, 56001
  • Minnesota Valley Federal Credit Union was established in 1934 as a member-owned, not for profit financial cooperative. Members enjoy convenience and service that simply is not available at most financial institutions. Membership is open to anyone living, working or attending school in Blue Earth, Nicollet, Le Sueur and Waseca Counties.
  • MinnStar Bank
  • 201 Poplar Street, Mankato, MN, 56001
  • MinnStar Bank is dedicated to providing customers with quality financial services in an efficient and caring manner. We are committed to enriching the communities we serve and offer professional bankers with unparalleled years of experience in personal banking, business banking, agribusiness banking and real estate banking.
  • North Star Mortgage LLC
  • 1720 Adams Street, Suite 100, Mankato, MN, 56001
  • At North Star Mortgage. We are located in Mankato Minnesota. We’ve been helping people purchase or refinance home mortgages for 27 YEARS! We use a wide range of mortgage loans to help our clients find the best loan option. Hopefully, this website will help you understand the different loan options and the process.
  • Profinium
  • 100 Warren St, Suite 100, Mankato, MN, 56001
  • Profinium, Inc., is a locally-owned community bank with four locations in Southern Minnesota, including Fairmont, Truman, Owatonna, and in downtown Mankato in the Profinium Place office tower. The organization has served Southern Minnesota since 1875, providing banking, mortgage, insurance, trusts and investment services.
  • PrimeSource Funding
  • 1751 N Victory Drive, Suite 500, Mankato, MN, 56001
  • At PrimeSource Funding we are committed to providing you with the best mortgage experience available. Our mortgage loan experts are here to help you every stage of the loan process. Whether you're a first-time home buyer, looking to refinance to a lower rate, need financing for cash-out to complete some home improvements
  • Santa Fe Federal Credit Union
  • 7600 Hillside Road, Amarillo, TX, 79119
  • Santa Fe Federal Credit Union is a full-service credit union that is designed to meet all of your financial needs. Our roots are serving the BNSF railroad, but we have now made it possible for YOU to be a member too. From (really) free checking accounts to high interest rates on savings accounts and low interest on loans.
  • Spirit Mortgage
  • 4501 First United Bank Parkway, Amarillo, TX, 79119
  • Roots run deep in West Texas for First United Bank. In fact, all our roots are right here. Since beginning in 1907 as The First State Bank of Dimmitt to First United Bank today, our business model has always been focused on West Texas communities, the people who live and work here and their distinct financial needs.
  • Pamela Madore Mortgage
  • 3955 South Soncy, Amarillo, TX, 79119
  • Pamela Madore has had more than 30 years experience in the Real Estate and Mortgage Industry. Pamela Madore is a Keller Williams Global Property Specialist and is able to market your property throughout the world. She has lived in Maine, Florida and now Texas and has experience is the sales of recreational property, multi-family properties.
  • Prime bank
  • 37 1st Ave NW, Le Mars, IA, 51031
  • Primebank has been an integral part of the growth and development of the communities it serves. In 1891, the bank was founded with the name German State Bank. Security Bank, founded in 1889, was sold to German State Bank that same year. While still the same banking institution, our bank has changed its name several times.