FHA VS Conventional loan in Kissimmee, Osceola County, Florida

In 2025, the Conventional loan ceiling for Kissimmee, within Osceola county, FL, stands at $726,200, while the FHA limit for a single-family home is set at $472,030.

Utilize the Lendersa® Conventional loan calculator to contrast the best available rates for Conventional, FHA, and USDA loans today. Assess the required income, creditworthiness, reserves, and necessary documentation for qualification. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in the selection of the program that best meets your financial needs in FL.

Explore a variety of loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements for Kissimmee, Osceola, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison applies to the zip codes: 34741, 34743, 34744, 34746, 34745

Available Conventional and FHA Loan Options in Kissimmee, FL

The mission of Lendersa® is to swiftly and conveniently connect you with the best Conventional, USDA, or FHA loan choices. Begin with one of three available options designed to lead you to compatible lenders and loan products tailored to your needs.

Results of USDA loan requests through Lendersa


  • Covita Lending LLC
  • 1299 Virginia Ave, Columbus, OH, 43212
  • Covita Lending offers a wide range of lending options to meet your financial needs and circumstances. With nearly 25 years in combined experience as top producing loan officers, our assurance is that whether you are a first-time buyer, interested in refinancing your mortgage, or a real estate investor, we’re here to guide you through the process.
  • ATOM Property Group, LLC.
  • 1391 W. Fifth Ave, Suite 210, Columbus, OH, 43212
  • ATOM Property Group, LLC. is truly committed to helping each individual customer. We focus on fast response, integrity and over-delivering on customer service. By putting the customer’s needs first, whether selling or buying a home, we can help you realize your real estate goals.
  • DayMet Credit Union
  • 4988 Wagner Ford Road, Dayton, OH, 45414
  • DayMet Credit Union is a full-service financial institution that exists to help our members achieve financial success. As a credit union, DayMet is a not-for-profit cooperative. Every member is a part-owner and we are governed by a board of directors elected from within our membership.
  • Day Air Credit Union
  • 3434 York Commons Blvd, Dayton, OH, 45414
  • Day Air Credit Union, a not-for-profit, full-service financial institution that serves businesses and residents of the Dayton community in southwest Ohio. In addition to our six full-service locations, credit Union members have access to thousands of surcharge-free ATMs and shared branches nationwide.
  • C & G Mortgage
  • 4165 Little York Rd., Dayton, OH, 45414
  • At C & G Mortgage. We are a full service mortgage company based in Dayton, Lima, Vandalia, Huber Heights, Kettering, Centerville, Troy, Tipp City, New Carlisle, , Ohio. We specialize in FHA loans, First Time Home buyer, in Dayton, Lima, Vandalia, Huber Heights, Kettering, Centerville, Troy, Tipp City, New Carlisle
  • Del-One Federal Credit Union
  • 100 Credit Union Way, Milford, DE, 19963
  • Del-One Federal Credit Union is a not for profit financial institution, providing solutions needed to achieve financial security and independence. Del-One is member-owned and operated through the election of a board of directors. Members are provided with safe, convenient locations throughout Delaware to save at higher deposit rates.
  • First Eagle Federal Credit Union
  • 10451 Mill Run Circle, Suite 300, Owings Mills, MD, 21117
  • First Eagle is a federally-insured credit union serving all U.S. employees of AIG American General, Zurich North America, Medstar Union Memorial Hospital & Medstar National Rehabilitation Network (NRN), several Select Employee Groups, and their families. We have worked to make a better financial life for our members.
  • Novak Financial Inc
  • 20 New Plant Ct, Suite 102, Owings Mills, MD, 21117
  • Novak Financial, Inc. is a private money lender specializing in investor renovation and construction projects. We are currently financing projects in MD, NJ, D.C., VA, DE, PA, and FL.vak Financial, Inc. is a private money lender specializing in investor renovation and construction projects. We are currently financing projects
  • Access 1 Properties
  • 110 Painters Mill Rd, Suite 200, Owings Mills, MD, 21117
  • Access 1 Properties is a real estate solutions company located in Owings Mills, MD. We Specialize in buying, selling & financing homes. We also have a program to assist our clients with the rehab process. We consider ourselves as the go-to experts at finding solutions for people who are in the market to buy, sell or finance their investment propert