FHA VS Conventional loan programs in Lake-Placid, Highlands County, Florida

In 2025, Convetional loan limit in Lake-Placid, county of Highlands, FL is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Lake-Placid, county of Highlands, FL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 33852, 33862

Conventional and FHA loan options in Lake-Placid, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Rush Lending Inc
  • 8410 Northeast 1st Place, Suite 100, Miami, FL, 33138
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Preferred Mortgage
  • 201 N.E. 95th St., Miami, FL, 33138
  • At Preferred Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
  • First Trust Capital
  • 7100 Biscayne Boulevard, Suite 206, Gulf Breeze, FL, 33138
  • "First Trust Capital has been in business for many years. We specialize in residential and commercial loans targeting a broad range of customers. We can fund loans anywhere in the state of Florida. We have access to a number of lenders and offer the most variety in loan programs.Established in 1992.
  • Swiftlend.com Mortgage
  • 771 NE 82nd St, Miami, FL, 33138
  • Swiftlend.com Mortgage is the local mortgage company clients come for cutting edge mortgage rates with great service and knowledge of the local market. We specialize in Condominium Financing, Conventional, FHA and Private mortgages. We’ve been true to this commitment since our inception and continue to provide great.
  • New Home Mortgage Group LLC
  • 782 Northwest 42 Avenue, Suite 330, Miami, FL, 33126
  • At New Home Mortgage Group we get lenders to compete for your business. That means you get to compare multiple quotes from competing lender all in one place, saving you time and money. We are three loan officers who join forces with many years of experiance to vey service our client reducing closing cost
  • Relax Mortgage
  • 777 Nw 72nd Ave, Suite 1097, Miami, FL, 33126
  • Relax Mortgage, Ana Sanz, your Florida home loan expert dedicated to making sure your home purchase or refinance experience is top-notch. Ana erve as the principal Loan Officer/Mortgage Broker for Relax Mortgage, dba: Mortgage R’Us, Corp. as well as to the Real Estate Broker for Straight 2 The Point Realty with over 25 years of experience.
  • DG Pinnacle Funding LLC
  • 782 NW 42th Avenue, Suite 450, Miami, FL, 33126
  • DG Pinnacle Funding LLC is a residential mortgage company based in South Florida, founded in 2008 and re-positioned later in 2013. With over 15 years of experience in the mortgage and real estate industry, our founder Noel Veitia had a personal goal. After working as a loan officer for other companies, many times he felt challenged
  • Ready Mortgage Lenders, LLC
  • 1000 NW 57th Ct, Suite 120, Miami, FL, 33126
  • RML LLC, is a full service direct lender founded in 2013. The executive board has over 70 years of combined experience. Our CEO and President founded the company with a straightforward aspiration To support his staff with the finest tools and technology to accomplish the goal of providing. best product and services to our community
  • American Fidelity Mortgage Inc
  • 8370 West Flagler Street, Suite 145, Miami, FL, 33144
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.