FHA VS Conventional loan programs in Melbourne, Brevard County, Florida

For 2025, the conventional loan limit in Melbourne, in the county of Brevard, FL, is established at $726,200, while for a single-family home, the FHA loan cap is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare the best rates available today, including Conventional, FHA, and USDA options. This tool assists in determining the income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA programs side by side, helping you choose the most suitable program in FL for your financial needs.

Compare loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Melbourne, Brevard, FL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table of information pertains to zip codes: 32901, 32903, 32934, 32935, 32904, 32912, 32919, 32941

Discovering Conventional and FHA Loan Options in Melbourne, FL

The objective of Lendersa® is to connect you with the best possible Conventional, USDA, or FHA loans efficiently and without hassle. Choose one of the three starting options below to find matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Utmost Pro, Inc
  • 6047 Tampa Avenue, Suite 105, Tarzana, CA, 91356
  • Utmost Pro, Inc. Mortgage Division-specializing in residential mortgages.Our consultants know what it takes to get through underwriting quickly. We have relationships with many investors and will find the one that offers rates good for your scenario. No matter your needs we are here to help.
  • Ultimate Home Mortgage Corp.
  • 19626 Ventura Blvd, Suite 221, Tarzana, CA, 91356
  • Ultimate Home Mortgage Corp. goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage program for you and your family from the many options that are available today. We will work continuously on your behalf to help you achieve your dream of homeownership.
  • Palisades Funding Inc
  • 860 Via De La Paz, Suite B-5, Pacific Palisades, CA, 90272
  • Palisades Funding, Inc. provides alternative financing for borrowers who have not been able to achieve financing through traditional methods. We are not bound by a set of specific criteria, which allows us to provide custom crafted solutions for our borrowers and investors to meet their goals.
  • Effective Mortgage Company
  • 8535 Reseda Blvd, Suite 100, Northridge, CA, 91324
  • We are a full service mortgage brokerage with experience in the areas of mortgage lending, real estate and business. Our company has established relationships with a multitude of mortgage investors and Banks to provide the best programs for your individual circumstances. Whether your looking to refinance or purchase we have a loan program for you.
  • Downtown Financial Group - Home Mortgage Loans
  • 19520 Nordhoff St, Suite 7, Northridge, CA, 91324
  • Our vision of home ownership is helping families understand that owning a home IS possible. Whether you are financially prepared now or whether families need to know the steps they need to take to be eligible for a home in the future, our goal is to educate families on what they need to do to own a home.
  • Universal Home Loans
  • 9017 Reseda Boulevard, Suite 204, Northridge, CA, 91324
  • Universal Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.
  • L.A. Mortgage, Inc
  • 9338 Reseda Blvd, Suite 210, Northridge, CA, 91324
  • At LA Mortgage Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
  • Empower Lending Group
  • 16501 Ventura Blvd, Suite 400, Encino, CA, 91354
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
  • Mortgage West
  • 20436 Via Cellini, Porter Ranch, CA, 91326
  • Mortgage West is to create lasting relationships with each and every client and to continue providing excellent service for many years to come. Unlike many of the larger nationwide mortgage companies that are out there, all your information will be kept secure and private. The Mortgage West name is trusted throughout the community.