Conventional Loans Vs FHA in South-Bay, FL [in 2026]

For 2026, in South-Bay, which is located in Palm Beach county, FL, the upper limit for Conventional loans is $647,200, while for FHA loans targeting single-family homes, the limit is $460,000.

Leverage the Lendersa® Conventional loan calculator to evaluate today's top rates for Conventional, FHA, and USDA programs. This tool helps determine the income, credit, reserves, and document requirements you need to meet for qualification. Our comprehensive mortgage calculator places Conforming Conventional, USDA, FHA, and VA loans in a side-by-side comparison, assisting you in identifying the best option for your financial situation in FL.

Explore Conventional and FHA Loan Options in South-Bay, FL

The aim of Lendersa® is to facilitate a hassle-free and efficient process in securing the most beneficial Conventional, USDA, or FHA loan for you. Choose from one of three beginnings that lead you to suitable lenders and their loan programs.

(877) 807-9668 Lender's profile and map Reviews North State Bank 6204 Falls OF Neuse Rd, Suite 100, Raleigh, NC, 27609 North State Bank was built on a foundation of integrity, hard work, fairness, teamwork, and consistency. These core values permeate our organization and guide our choices and our decisions We have served the Wake County, North Carolina, area since June of 2000, focusing on the professional market and small to mid-size businesses. In 2006
(919) 539-9800 Lender's profile and map Reviews The Arkell Barnes Mortgage Team 900 Ridgefield Drive, Raleigh, NC, 27609 We’re a primary lender. This means we process, approve, underwrite and close every loan in-house. Right down the hall from your loan officer. No sending your paperwork to other specialists all over the country. Our efficiency can compress the loan process to as few as 7 days, getting you into your home faster.
(919) 647-7531 Lender's profile and map Reviews GoVa Loans 4515 Falls of Neuse Rd, Suite 300, Raleigh, NC, 27609 At GoVA Loans, our mission is to clear the path to homeownership for military members across the country by focusing on financial literacy and providing various tools to help build wealth in real estate. We combine today’s technology with the personal guidance needed during the mortgage process.
(919) 851-0999 Lender's profile and map Reviews The David M. Damare 4098 Barrett Dr., Raleigh, NC, 27609 "David M. Damaré is a mortgage-lending expert with over 16 years of experience. He grew up in New Orleans, LA and graduated from the University of North Carolina at Chapel Hill in 1986. David went on to attend pilot training as a military officer with the United States Air Force. While flying for the North Carolina Air National Guard,"
(800) 868-4262 Lender's profile and map Reviews Coastal Credit Union 1000 St Albans Dr, Raleigh, NC, 27609 Coastal Credit Union has been serving its members since 1967. Being a not-for-profit financial institution, we are committed to providing outstanding customer service with 7AM to 7PM teller hours, products at competitive rates, and best in class mobile banking. Today, with assets totaling $3.4 billion, Coastal serves more than 270, 000 members.
(919) 264-6212 Lender's profile and map Reviews Positive Rate Mortgage LLC 1631 Midtown Place, Suite 129, Raleigh, NC, 27609 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide extremely competitive VA, Conventional, Jumbo and NON QM home loans to our clients. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. We are a veteran owned, full-service mortgage brokerage company.
(919) 833-9761 Lender's profile and map Reviews First Citizens Bank 4300 Six Forks Road, Raleigh, NC, 27609 First Citizens began as the Bank of Smithfield in Johnston County, N.C. From a single office, First Citizens has grown to more than 550 branches in 19 states. First Citizens today is a full-service banking institution with more than 6, 500 employees. Our parent company, First Citizens BancShares, Inc.
(919) 847-2766 Lender's profile and map Reviews Integrated Funding 4098 Barrett Dr., Raleigh, NC, 27609 Integrated Funding, located near the North Hills shopping center in Raleigh, NC, is not your average mortgage company. We serve clients in Raleigh, Cary, Apex, as well as Charlotte, Wilmington and throughout North Carolina, and we offer custom-fitted mortgage and refinancing options to suit our clients’ individual needs.
(919) 890-3055 Lender's profile and map Reviews Residential Mortgage Advisors, LLC 5711 Six Forks Rd, Suite 308, Raleigh, NC, 27609 At Residential Mortgage Advisors, LLC. We are privileged to be a leader in providing home loans for borrowers in the triangle area and throughout North Carolina. Combining cutting edge technology, experienced loan officers and business partners, and the "best interest rates" in the market. We hope to be your lender of choice.
(336) 852-7511 Lender's profile and map Reviews Internal Revenue Employees Federal Credit Union 4905 Koger Boulevard, Suite 2-000, Greensboro, NC, 27407 Internal Revenue Employees Federal Credit Union (IREFCU) was chartered on February 17, 1940 with nine members and total assets of $65. Today there are 1283 members and total assets of $25 million and growing! In order to become a member of IREFCU, you must be currently employed by the IRS with a post duty inNorth or South Carolina.
(336) 907-2061 Lender's profile and map Reviews Encore Commercial Capital Corporation 2302 W Meadowview Dr, Greensboro, NC, 27407 Encore was established in 2011 with a mission to provide commercial real estate loans. In 2016 the company made the decision to offer business loans to SMB"S.The need for non-traditional financing solutions is always in demand, and Encore is here to service those that may or may not be bankable.