FHA VS Conventional loan programs in Wildwood, Sumter County, Florida

In 2025, within the county of Sumter, FL, the Conventional loan limit for Wildwood is established at $726,200. Meanwhile, for a single-family home, the FHA limit is set at $472,030.

Take advantage of the Lendersa® Conventional loan calculator to explore and compare rates for today’s Conventional, FHA, and USDA loans. Evaluate the necessary income, credit standards, reserves, and documentation required to qualify. The advanced mortgage calculator provides a comprehensive view, allowing side-by-side comparisons of Conforming Conventional loans alongside USDA, FHA, and VA loans, helping you make well-informed decisions about the best program for your financial needs in FL.

Analyze and compare loan offers from a diverse set of 100 lenders

2025 Detailed Loan Limits and Downpayment Requirements in Wildwood, County of Sumter, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to the following zip codes: 33514, 34484, 34785

Explore a Variety of Conventional and FHA Loan Options in Wildwood, FL

Lendersa® is dedicated to securing you the best possible loan option, whether Conventional, USDA, or FHA, swiftly and without hassle. Choose from one of three efficient starting points designed to connect you with appropriate lenders and loan programs that match your specific circumstances and requirements.

See results from Lendersa's USDA loan requests and matches


  • Open House Funding
  • 26842 Via Matador, Mission Viejo, CA, 92691
  • Open House Funding, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Nationwide Financial Lending
  • 27281 Las Ramblas, Suite 200, Mission Viejo, CA, 92691
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • DEJ Lending Services
  • 26522 La Alameda, Suite 200, Mission Viejo, CA, 92691
  • Dej Lending is a California-based mortgage brokerage firm that specializes in mortgage loans for homes of all shapes, sizes, and prices. Our main focus is on personalizing your loan to fit your needs. A mortgage is the biggest financial commitment you can make, and our expertise and dedication to customer service will give you complete confidence
  • William Eugene Goocher
  • 26060 Acero, Suite 115, Mission Viejo, CA, 92691
  • SJ&B Mortgage is located in Mission Viejo, California. We pride oursellves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the California. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan.
  • Quantus Realty Solutions
  • 27201 Puerta Real, Suite 300, Mission Viejo, CA, 92691
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Accelerated Funding Government Loans Inc.
  • 26522 La Alameda, Suite 395, Mission Viejo, CA, 92691
  • Accelerated Funding Government Loans Inc founded in 1985 California and Nevada Home Loans and also Accelerated Funding offers FHA, VA, and Conventional Fixed and Adjustable Rate Loans for Purchase and Refinance transactions.FHA, VA, and Conventional Fixed and Adjustable Rate Loans.
  • California Coastal Loans Inc.
  • 26381 Crown Valley Parkway, Suite 230, Mission Viejo, CA, 92691
  • California Coastal Loans is a company on a mission to create an environment of trust, ethics and care for our clients. Our core belief is that if you treat your client exactly the way you would want to be treated, you are building a foundation for a lasting relationship. Founded in 1999
  • American Veteran Mortgage Corporation
  • 27281 Las Ramblas, Suite 200, Mission Viejo, CA, 92691
  • The American Veteran Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • 1st Veteran Mortgage Inc
  • 26626 Portales Lane, Mission Viejo, CA, 92691
  • 1st Veteran Mortgage Inc is the right choice for your full-service real estate financing needs. Our services range from residential, commercial mortgage, realty services and financial consulting. We pride ourselves on truly encompassing what it means to be a full-service mortgage brokerage.
  • Virtue Loan Center
  • 25909 Pala Suite 100, Mission Viejo, CA, 92691
  • Virtue Loan Center Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.