FHA VS Conventional loan programs in 2025 for Wildwood, Sumter County, Florida
In 2025, within the county of Sumter, FL, the Conventional loan limit for Wildwood is established at $726,200. Meanwhile, for a single-family home, the FHA limit is set at $472,030.
Take advantage of the Lendersa® Conventional loan calculator to explore and compare rates for today’s Conventional, FHA, and USDA loans. Evaluate the necessary income, credit standards, reserves, and documentation required to qualify. The advanced mortgage calculator provides a comprehensive view, allowing side-by-side comparisons of Conforming Conventional loans alongside USDA, FHA, and VA loans, helping you make well-informed decisions about the best program for your financial needs in FL.
2025 Detailed Loan Limits and Downpayment Requirements in Wildwood, County of Sumter, FL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is applicable to the following zip codes: 33514, 34484, 34785
Explore a Variety of Conventional and FHA Loan Options in Wildwood, FL
Lendersa® is dedicated to securing you the best possible loan option, whether Conventional, USDA, or FHA, swiftly and without hassle. Choose from one of three efficient starting points designed to connect you with appropriate lenders and loan programs that match your specific circumstances and requirements.
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We are Brokers. Not married to 1 specific bank or product line. We work with wholesale lenders nationwide. The general public doesn't have access to these lenders. You must be a wholesale broker. Lucky for you, we are. We consistently get clients the best mortgages available. We are committed to making getting a mortgage easy.
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