FHA VS Conventional loan in Wildwood, Sumter County, Florida

In 2025, within the county of Sumter, FL, the Conventional loan limit for Wildwood is established at $726,200. Meanwhile, for a single-family home, the FHA limit is set at $472,030.

Take advantage of the Lendersa® Conventional loan calculator to explore and compare rates for today’s Conventional, FHA, and USDA loans. Evaluate the necessary income, credit standards, reserves, and documentation required to qualify. The advanced mortgage calculator provides a comprehensive view, allowing side-by-side comparisons of Conforming Conventional loans alongside USDA, FHA, and VA loans, helping you make well-informed decisions about the best program for your financial needs in FL.

Analyze and compare loan offers from a diverse set of 100 lenders

2025 Detailed Loan Limits and Downpayment Requirements in Wildwood, County of Sumter, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to the following zip codes: 33514, 34484, 34785

Explore a Variety of Conventional and FHA Loan Options in Wildwood, FL

Lendersa® is dedicated to securing you the best possible loan option, whether Conventional, USDA, or FHA, swiftly and without hassle. Choose from one of three efficient starting points designed to connect you with appropriate lenders and loan programs that match your specific circumstances and requirements.

See results from Lendersa's USDA loan requests and matches


  • Simply Financial Inc
  • 5632 West Lawrence Avenue, Chicago, IL, 60630
  • Simply Financial Inc are mortgage brokers and experts in locating the best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history.
  • Anderson State Bank
  • 111 West Highway Street, Oneida, IL, 61467
  • Anderson State Bank’s operation spans three centuries of service to Knox and Henry counties. The Bank was opened in 1876 by A.B. Anderson. In 1917 the bank became incorporated under the name of Anderson State Bank. Andrew B. Anderson came to Knox County in May 1852. A native of Scotland, Andrew first stopped in Victoria
  • Priority Mortgage Lending LLC
  • 6401 Citation Dr, Suite C, Clarkston, MI, 48346
  • Priority Mortgage Lending mission is to be the home financing partner that you trust to serve your family, friends and community. Our commitment is to give you a foundation that will show you our dedication and promise to you give you the best experience in home buying or the refinancing process.
  • Advantage Mortgage Company
  • 6978 Dixie Highway, Suite B, Clarkston, MI, 48346
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Solution One Capital Corp
  • 707 Westchester Avenue, Suite 209, White Plains, NY, 10604
  • Solution One Capital Corp. Helping to bring people and homes together! Our goal as experienced mortgage brokers is to explore the many financial options available to you, and to work together to find the best one. Whether you are buying your first home, second home or refinancing your current mortgage
  • RealFi Home Funding Corp
  • 707 Westchester Avenue, Suite 305, White Plains, NY, 10604
  • We are redefining the mortgage process from the ground up by combining an innovative approach with an experienced management team. We combine state-of-the-art technology with in-house expertise creating a seamless, transparent process that transforms mortgage lending from beginning to end.
  • ABS Based Solution
  • 1133 Westchester Avenue, West Harrison, NY, 10604
  • Asset Based Solution (ABS), LLC focuses on real estate and asset-based lending. We are the leading Hard Money Lender in New York & Florida, also lending in Connecticut, Maryland, New Jersey, and Pennsylvania. Our mission is to empower real estate investors, beginners or experienced, to seize opportunities they cannot finance themselves. We under
  • JP Financial Group Inc
  • 7601 West Montrose Avenue, Suite 1, Norridge, IL, 60706
  • JP Financial Group provide high quality service and a great experience. Customers can expect to be served with honesty, integrity and most importantly, competence. JP Financial Group, Inc. is a seasoned and professional mortgage broker company, which specializes in residential housing as well as commercial properties.
  • The Falls City National Bank
  • 100 S Front Street, Falls City, TX, 78113
  • The Falls City National Bank was chartered March 23, 1907. On May 6, 1907 Falls City National Bank officially opened for business. Alterations and additions were made to the building in 1924. Expansion and renovation more than doubling the size was completed in 1980. Another additional expansion was completed in March 1982.
  • B Naman Consulting Inc
  • 245 Saw Mill River Road, Suite 106B, Hawthorne, NY, 10532
  • Bruce J. Naman Serving the area for over 25 years, I'm committed to helping you find the right mortgage product for your needs. I understand that every borrower is different, and offer a variety of products to meet your individual requirements, with my expertise, I get the hard deals done. I make the process of securing a mortgage simple.