FHA VS Conventional loan programs in Fitzgerald, Ben Hill County, Georgia

In the year 2025, the conventional loan ceiling in Fitzgerald, which falls within the jurisdiction of the county of Ben Hill, GA, is defined at $726,200. On the other hand, the FHA limit for a single-family dwelling is assigned as $472,030, ensuring a clear understanding for potential homebuyers in the area.

Leverage the Lendersa® Conventional loan calculator to effectively compare today's top rates among Conventional, FHA, and USDA options. This tool assists in determining the essential income, credit, savings, and documents necessary for qualification. Our sophisticated mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side. This enables you to make an informed decision about which program in GA aligns best with your precise financial circumstances.

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Details of 2025 Loan Limits and Downpayment Requirements in Fitzgerald, County of Ben Hill, GA

Loan Type Maximum Loan Amount Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table comparison is applicable to zip codes as follows: 31750

Exploring Various Conventional and FHA Loan Options in Fitzgerald, GA

The goal at Lendersa® is simple: to facilitate your acquisition of the most suitable Conventional, USDA, or FHA loan promptly and smoothly. Choose among three initial approaches that link you to compatible lenders and loan products.

Overview of Lendersa USDA loan request and matching outcomes


  • Juniata Valley Bank
  • 1762 Butcher Shop Road, Mifflintown, PA, 17059
  • Bank Right at JVB. The Juniata Valley Bank opened for business for the first time on August 5, 1867. Since that time, The Juniata Valley Bank has served Central Pennsylvania and beyond with a commitment to customer service and customer satisfaction. Starting with just one office in Mifflintown, Juniata County,
  • Generations Mortgage
  • 3665 N Investment Dr, Fayetteville, AR, 72703
  • Generations Bank has served Arkansas families and businesses for over 100 years. Established in 1907 in the small, South Arkansas town of Harrell, Generations Bank has expanded into a full-service financial institution serving South and Northwest Arkansas. Our experienced team of bankers are committed to providing convenient, friendly.
  • Simply Home Lending
  • 1450 East Zion Road, Suite 10, Fayetteville, AR, 72703
  • Generations Mortgage specializes in home purchase and refinance loans. We are committed to helping you obtain the ideal mortgage for your unique situation. Our knowledgeable, experienced staff will help you evaluate your options, identify the best-suited loan program and clear the way to a timely closing.
  • First National Bank of Fort Smith
  • 602 Garrison Ave, Fort Smith, AR, 72902
  • Founded more than 140 years ago, The First National Bank of Fort Smith is the oldest national bank in the state of Arkansas. The bank was organized February 29, 1872, as "The National Bank of Western Arkansas."​ In 1888, the name was changed to The First National Bank of Fort Smith.
  • United Bank
  • 2600 S Thompson St, Springdale, AR, 72764
  • United Bank (Arkansas) is a Bank with operations in one state. United Bank (Arkansas) offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA and construction mortgages and For over 40 years, United Bank has been a locally owned community Bank with a geographic focus on Northwest Arkansas.
  • 1st State Mortgage
  • 2100 Drummond Plaza, Bldg 2, Newark, DE, 19711
  • Our Mission is to provide our clients with timely & detailed knowledge, as well as exceptional customer service & communication throughout the entire mortgage process. Our local, friendly & professional team ensures a smooth experience from application to closing. The Mortgage Consultants at 1st State Mortgage are experienced VA home loan experts.
  • Delaware Financial Mortgage
  • 22 Polly Drummond Hill Road, Newark, DE, 19711
  • Delaware Financial Mortgage, we can help. An area expert for over 15 years, we are a full-service mortgage company based in Newark, DE. Whether you are buying a home or refinancing our team of professionals and We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products.
  • Pike Creek Mortgage Services, Inc.
  • 2100 Drummond Plaza, Bldg. 2, Newark, DE, 19711
  • "Pike Creek Mortgage Services, Inc. has a history of providing consistent and dependable service. We are pleased to offer customized, trusted solutions to meet your home buying needs, no matter what the existing market conditions. With over 24 years experience in the mortgage industry, our qualified,"
  • The First National Bank of Arenzville
  • 110 S Charles, Arenzville, IL, 62611
  • The First National Bank of Arenzville has been a strong and stable presence in the West Central Illinois Banking Community since it was first established as the “People’s Bank of Arenzville” in 1882. The bank was privately held until 1908 when it was granted a national charter and officially became “The First National Bank of Arenzville.