FHA VS Conventional loan programs in 2025 for Fitzgerald, Ben Hill County, Georgia

In the year 2025, the conventional loan ceiling in Fitzgerald, which falls within the jurisdiction of the county of Ben Hill, GA, is defined at $726,200. On the other hand, the FHA limit for a single-family dwelling is assigned as $472,030, ensuring a clear understanding for potential homebuyers in the area.

Leverage the Lendersa® Conventional loan calculator to effectively compare today's top rates among Conventional, FHA, and USDA options. This tool assists in determining the essential income, credit, savings, and documents necessary for qualification. Our sophisticated mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side. This enables you to make an informed decision about which program in GA aligns best with your precise financial circumstances.

Investigate loan offers from 100 different lenders

Details of 2025 Loan Limits and Downpayment Requirements in Fitzgerald, County of Ben Hill, GA

Loan Type Maximum Loan Amount Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table comparison is applicable to zip codes as follows: 31750

Exploring Various Conventional and FHA Loan Options in Fitzgerald, GA

The goal at Lendersa® is simple: to facilitate your acquisition of the most suitable Conventional, USDA, or FHA loan promptly and smoothly. Choose among three initial approaches that link you to compatible lenders and loan products.

Overview of Lendersa USDA loan request and matching outcomes


  • LIBERTY HOME MORTGAGES LLC
  • 303 Perimeter Center North, Suite 300, Atlanta, GA, 30346
  • Liberty Home Mortgages LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage
  • Superior Mortgage Lending LLC
  • 1026 Concord Rd SE, Smyrna, GA, 30080
  • Superior Mortgage Lending, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use “common sense” and will help you obtain the best loan possible. We represent a wide range of “A” rated lenders with first quality rates to private “hardship” lenders
  • ATL Mortgage Brokerage Co
  • 400 Belmont Place SE, Unit 1303, Smyrna, GA, 30080
  • "ATL Mortgage’s sole goals are to remove the fees, delays, and confusion surrouding the process. We exist to partner with you in demystification of the experience: in making the execution of a big decision the simple part. Based in Atlanta (technically, Smyrna), we’re here to make the home loan process a simple one for you.
  • Associated Credit Union
  • 6251 Crooked Creek Road, Peachtree Corners, GA, 30092
  • For over 90 years, Associated Credit Union has been committed to providing exceptional service & a wide variety of competitive products and services to help our members achieve their financial goals and afford life. We operate under a “people first” mindset, which means the needs of our members and the needs of our community are always top of mind.
  • Premier Loan Center Inc
  • 5425 Peachtree Parkway, Peachtree Corners, GA, 30092
  • Premier Loan Center is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage quick, simple and straight forward.
  • Financial Choices Corporation
  • 4090 Amberfield Circle, Norcross, GA, 30092
  • Financial Choices Corporation We now offer (1) FHA/VA loans; (2) Cashout refi without title seasoning period; (3) Conventional loans with 95% LTV and no MI; (4) Full lender pre-approval for purchase with address TBD; (5) 10 mortgage loans per borrower; (6) HomePath loans with NO appraisal and down payment of 3% for owner occupied
  • Right Choice Home Loans LLC
  • 5425 Peachtree Parkway, Peachtree Corners, GA, 30092
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available. The team of mortgage professionals has over 10 years of experience in the industry, and we are dedicated to providing our customer with quality service.
  • TAP MONEY
  • 3800 Holcomb Bridge Road Suite A,, Peachtree Corners, GA, 30092
  • Tap Money is a family-owned business invested in our local community to help homebuyers and homeowners through the homebuying or renovating process. Over the years, we’ve trademarked ourselves in Norcross and more broadly around Atlanta as the residential real estate professionals who provide personalized service to families in the area.
  • BATES MORTGAGE GROUP LLC.
  • 3200 Highlands Parkway SE, Suite 105, Smyrna, GA, 30082
  • Bates Mortgage Group LLC. is a Correspondent Lender licensed in 23 states that provides residential mortgage & Commercial loans for purchase and refinance. We offer all the familiar home loan programs such as Conventional, FHA, VA, Jumbo & USDA loans along with several specialty type mortgage programs.