FHA VS Conventional loan programs in Gainesville, Hall County, Georgia

In the year 2025, the maximum limit for Conventional loans in Gainesville, within Hall county, GA, is $726,200. Meanwhile, for an FHA loan on a single-family home, the limit is $472,030.

With Lendersa®'s Conventional loan calculator, compare today's top Conventional, FHA, and USDA rates. Learn about Income, credit, reserves, and necessary documents for qualification. This advanced mortgage calculator shows you Conforming Conventional loans, USDA, FHA, and VA side by side, aiding your choice of the best program for your financial situation in GA.

Compare loan offers from 100 lenders

2025 Loan Limits and Down Payment Commitments in Gainesville, Hall county, GA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 30501, 30507, 30504

Options for Conventional and FHA Loans in Gainesville, GA

Lendersa® aims to provide you the easiest, swift approach to secure the best Conventional, USDA, or FHA loans. You can begin with one of three pathways that connect you with the ideal lenders and loan programs.

Lendersa USDA loan request and matching results


  • Integrity Realty and Finance
  • 257 East Adams Street, Long Beach, CA, 90805
  • I obtained my Real Estate License in 1998 and functioned primarily as a Realtor in various areas of Southern California until 2008 (when the Real Estate market drastically declined). Once that happened, I decided to try my hand as a Mortgage Loan Officer and immediately created a niche in that field.
  • New Horizon Funding
  • 2201 E. Willow St, Suite C, Signal Hill, CA, 90755
  • The New Horizon Home Loans Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.
  • North American Lending Group
  • 2525 Cherry Avenue, Suite 160, Signal Hill, CA, 90755
  • North American Lending Group, we believe knowledge, trust, and experience are the building blocks for working with our clients to navigate through one of life’s most significant investment. Our years of experience and customers are testimonial to our devotion and commitment to being an accessible group with the clients’ needs in mind.
  • Shoreline Funding, Inc.
  • 2700 Cherry Avenue, Signal Hill, CA, 90755
  • We pride ourselves with a high level of customer service & personal relationships. Our clients have used our services repeatedly for their mortgage needs & are always satisfied. Shoreline Funding, Inc. is affiliated with over 100 lenders in order to meet all your mortgage needs. We maintain the standards in loan program knowledge and lender detail.
  • First Cal
  • 1125 E Broadway, Suite 545, Glendale, CA, 91205
  • First Cal began providing loans to new home buyers in 1977, helping to fund explosive economic growth. In time we launched Headlands Mortgage Company to bring innovative loan programs to mortgage brokers. We expanded the operation across the country and, at one point, made loans in 42 states.
  • Los Angeles Federal Credit Union
  • 300 S. Glendale Ave, Glendale, CA, 91205
  • Los Angeles Federal Credit Union (LAFCU), was founded in 1936 by Los Angeles City employees to provide a source for affordable financial services to their fellow workers. Today our 49, 000 members include Los Angeles City employees, retirees and volunteers, "Select Employee Group" employees,
  • Jacob & Jacob Realty & Finance Inc.
  • 225 East Broadway, Suite 201, Glendale, CA, 91205
  • Jacob and Jacob Realty & Finance launched in July 2015 in Glendale, California providing mortgage and real estate services with excellent customer service. We are a committed team of both real estate agents and loan officers with a combined experience of 30 years in our industry.
  • Glencore Lending
  • 220 South. Kenwood Street, Suite 305, Glendale, CA, 91205
  • Glencore Lending we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use “common sense” and will help you obtain the best loan possible. We represent a wide range of “A” rated lenders with first quality rates.
  • Better Loans & Realty
  • 4543 Encinas Dr, Glendale, CA, 91205
  • "Ester Perez and Joseph Perez – (husband and wife) founded Better Loans & Realty in 2005 with a vision of helping individuals build wealth through hard money. With the hope that the more one can accumulate the more one can give. We are a hard money mortage brokerage which acts as a conduit to large REIT, pension and hedge funds. We focus on h