Explore the differences! FHA VS Conventional loan programs in Gainesville, Hall County, Georgia
In the year 2025, the maximum limit for Conventional loans in Gainesville, within Hall county, GA, is $726,200. Meanwhile, for an FHA loan on a single-family home, the limit is $472,030.
With Lendersa®'s Conventional loan calculator, compare today's top Conventional, FHA, and USDA rates. Learn about Income, credit, reserves, and necessary documents for qualification. This advanced mortgage calculator shows you Conforming Conventional loans, USDA, FHA, and VA side by side, aiding your choice of the best program for your financial situation in GA.
2025 Loan Limits and Down Payment Commitments in Gainesville, Hall county, GA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to zip codes: 30501, 30507, 30504
Options for Conventional and FHA Loans in Gainesville, GA
Lendersa® aims to provide you the easiest, swift approach to secure the best Conventional, USDA, or FHA loans. You can begin with one of three pathways that connect you with the ideal lenders and loan programs.
While we operate based on a community-banking model, our top-level experience plays an important role in how we treat our local-level customers. Regardless of account size or income, we aim to provide sophisticated banking service at Anthem Bank & Trust that's streamlined, backed by experience and demonstrates a proven ability to solve problems.
ISB offers a broad range of transactional services & deposit account options – from Back-To-Basics Checking & Passbook Savings to our signature Money Markets, CDs, & NOW Accounts; from conventional and ROTH IRAs to Education & Health Savings Accounts – all designed with the same goal in mind: to help get you from one “landmark event” to the next.
Our credit union has been a fixture in the Altoona community since 1956. We were founded so members could provide loans and financial services to each other by pooling their funds when traditional financial institutions at that time would not serve them. For more than six decades, we’ve grown
The American Pride Credit Union Community credit union Established in 1932, we are a full service financial institution serving members who live, work worship or attend school in Blair & Bedford Counties in Pennsylvania. We provide low cost auto, home equity, personal, & mortage loans. We offer savings, checking investment & retirement accounts.
Altoona First will continue to be an independent, mutually-owned, relationship-driven community bank. We will passionately focus on relationships to help employees, individuals, families and small businesses succeed. Through an intense focus on serving, we will be a driving force in seeing our local communities prosper.
Here at Reliance Bank, we provide exceptional service to meet our community’s personal and business banking needs in every way we can.
“Together, we’ll find a way” is more than just a slogan. Our team’s passion and love for our people makes us want to help them achieve their dreams.
The Ritter Mortgage Group was founded by Jon Ritter with the goal of helping homebuyers and their realtors with financing their home purchase, while setting our loan originators apart by a level of service that is not often found in our industry.We specialize in finding the right loan to meet your needs .
We opened our full-time offices in Maryland in 1999. We are a small operation committed to providing the best possible lending experience available. All of our mortgage consultants are seasoned professionals with an average of more than 15 years experience. We consider ourselves consultants, not loan officers because we work with you to determine.
MidAtlantic Farm Credit is an agricultural lending cooperative owned by its member‐borrowers. It provides farm loans for land, equipment, livestock and production; crop insurance; and rural home mortgages. The co-op has over 10, 600 members and almost $2.4 billion in loans outstanding. MidAtlantic has branches serving DE, MD, PA VA and WA.