FHA VS Conventional loan programs in Ringgold, Catoosa County, Georgia

For the year 2025, the conventional loan limit in Ringgold, located in the county of Catoosa, GA, stands at $726,200. Meanwhile, for a single-family dwelling, the FHA limit is $472,030.

Utilize Lendersa® Conventional loan calculator to evaluate the current Conventional versus FHA and USDA rates. This tool will help you understand the qualifications concerning income, credit, reserves, and documentation required. Our sophisticated mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side to aid in choosing the most suitable program in GA for your financial needs.

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Loan limits and required downpayment in Ringgold, county of Catoosa, GA for 2025

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison chart pertains to zip codes: 30736

Select Conventional and FHA loans in Ringgold, GA

Lendersa® aims to quickly and efficiently connect you with the best available Conventional, USDA, or FHA loans. Choose from three options to engage lenders and suitable loan programs.

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  • LJI Wealth Management
  • 6569 Carrollton Avenue, Indianapolis, IN, 46220
  • As an Independent firm our focus is solely on helping you. When it comes to investment advice, we are fee-based. We have no incentive to work with a specific mutual fund company – ever. Our clients come from all walks of life. The common thread is they all appreciate objective, professional advice and solutions based on experience.
  • Bank of Anguilla Anguilla
  • 130 Holland Street, Anguilla, MS, 38721
  • Bank of Anguilla’s history dates back to its charter in 1904 when local businessmen and farmers came together out of a desire to create a financial institution focused on the economic well-being of the South Delta of Mississippi. Bank of Anguilla has endured the challenging times of the Flood of 1927 and the Great Depression
  • Midland States Bank
  • 1201 Network Centre Drive, Effingham, IL, 62401
  • Midland States Bancorp, Inc. is a community-based financial holding company headquartered in Effingham, Illinois, and is the sole shareholder of Midland States Bank. As of September 30, 2021, the Company had total assets of approximately $7.09 billion, and its Wealth Management Group had assets under administration of approximately $4.06 billion.
  • Bright Star Mortgage
  • 11043 Palatka Court, Indianapolis, IN, 46236
  • Bright Star Mortgage, our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you & your company from the many loan options that are available today.
  • North Shore Mortgage Company
  • 8250 N 600 W, Suite A, McCordsville, IN, 46055
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  • Carolina Ventures Mortgage LLC
  • 3 Bypass Lane, Chapel Hill, NC, 27517
  • Carolina Home Mortgage is a family-owned mortgage broker you can take advantage of comparing the products of 10 or more lenders without leaving the comfort of your home. Our company does not lend the money, so we are not motivated to push you into a set product or cross sell financial accounts.
  • CIMG Residential Mortgage
  • 1414 Raleigh Rd, Suite 400, Chapel Hill, NC, 27517
  • "At CIMG, giving back to our local community is an integral part of the company culture. You could say it’s part of our DNA. Since 1997, we have put over $1.2 million back into the communities we operate in through sponsorships and other charitable contributions. We see ourselves as a small business with a big responsibility
  • Perfect Circle Credit Union
  • 631 E Main St., Hagerstown, IN, 47346
  • Perfect Circle Credit Union has served working families in Wayne and Henry Counties, helping them meet their financial needs and achieving their goals. Almost ninety years later we are still dedicated to the philosophy of “People Helping People”, and helping our members build better lives.
  • Abbey Credit Union
  • 800 Falls Creek Drive, Vandalia, OH, 45377
  • Abbey Credit Union invites you & your family to join us in establishing a unified, financially sound society. Since 1937, our members have experienced the meaning of belonging to a financial institution that cares about its community.Credit Union invites you & your family to join us in establishing a unified, financially sound society. Since 1937
  • Independent Advantage Mortgage, LLC
  • 1525 E. Franklin Street, Suite 4, Chapel Hill, NC, 27514
  • Independent Advantage Mortgage, LLC. is a full-service mortgage company based in Chapel Hill, North Carolina serving the entire state but mostly in Orange County, Durham County and Wake county. Whether you are buying a home or refinancing you owe it to yourself to see what I can do for you.