FHA VS Conventional loan programs in 2025 for Laie, Honolulu County, Hawaii

In the year 2025, the limit for a conventional loan in Laie, located in the county of Honolulu, HI, is set at $1,089,300. For an FHA loan meant for a single-family residence, the ceiling is $770,500.

Take advantage of the Lendersa® Conventional loan calculator to contrast today's FHA, USDA, and Conventional rates. Evaluate what income, credit, reserves, and documents you must have to qualify. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, guiding you to choose the most suitable program in HI for your individual financial circumstances.

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Loan limits and down payment details for 2025 in Laie, Honolulu county, HI

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $725,000 0%
FHA $770,500 3.5%

These details apply to the following zip codes: 96762

Explore Conventional and FHA loan offerings in Laie, HI

Lendersa® aims to swiftly and seamlessly secure the best Conventional, USDA, or FHA loan for you. Choose from three initial paths that connect you with appropriate lenders and loan offerings.

Lendersa USDA loan request and matching outcomes


  • Prime Pacific Financial
  • 1001 Dove Street, Suite 100, Newport Beach, CA, 92660
  • Prime Pacific Financial is a successful mortgage brokerage firm. Our offices located in Newport Beach support our staff and are designed to fulfill the needs of our customers with convenience, ambiance and professionalism. Prime Pacific Financial was created around a processing, packaging and customer relationship concept.
  • Pacific Residential Lending Inc
  • 4590 MacArthur Blvd, 5th Floor, Newport Beach, CA, 92660
  • We believe that what’s good for our customer is good for us, too. We are allies for our customers advocating for sensible laws and stronger accountability. Integrity filters all of our decisions. When we act in integrity, we build trust by always making the right choice, regardless of circumstance.
  • Lenderline
  • 23 Corporate Plaza, Suite 150, Newport Beach, CA, 92660
  • "LENDERLINE® is staffed by seasoned veterans of the mortgage industry, many with over 25 years of experience financing a broad range of residential and commercial properties. We excel in providing niche loan products, including full amortization and interest only loans, for residential, multifamily and commercial properties."
  • Perra Mortgage Loans
  • 20151 SW Birch Street, Suite 200, Newport Beach, CA, 92660
  • We specialize in purchase transactions. Unlike a refinance, a purchase transaction has time frames & contractual commitments that unless honored can cause stress, financial penalties, the loss of your dream home & even the loss of your earnest money deposit. You want to make sure to entrust your purchase loan & transaction to an expert in this fiel
  • Newport Center Mortgage
  • 801 Bellis Street, Newport Beach, CA, 92660
  • WE OFFER REAL ESTATE FINANCING FOR HOME LOAN PURCHASE TRANSACTIONS, LOAN REFINANCE AND CASH OUT TRANSACTIONS. CALIFORNIA MORTGAGE LOANS BOTH JUMBO AND CONFORMING LOANS. OUR PROCESS IS FAST, SIMPLE AND EASY. WE ALSO OFFER COMMERICAL FINANCING, INCLUDES- CONSTRUCTION LOANS, APARTMENT LOANS, INCOME PROPERTY LOANS, AND SBA FINANCING.
  • IPL Mortgage
  • 1601 Dove St, Suite 181, Newport Beach, CA, 92660
  • IPL Mortgage is a full service mortgage company licensed by the California Bureau of Real Estate NMLS license #1323733. All of our agents have a minimum of 10 years of experience, ensuring our clients are working with a knowledgeable professional. We take pride in our customer service with a mission to secure the best possible
  • Double A Funding
  • 3501 Jamboree Road, Suite 430, Newport Beach, CA, 92660
  • Double A Funding is a Full-Service Mortgage Brokerage Company. We have flexibility to shop the entire lender market. This can provide borrowers a significant pricing advantages over banks. Double A Funding Provides both COMMERCIAL LOANS and RESIDENTIAL LOANS with other MULTIFAMILY LOANS or Private Money Loans.
  • Back Bay Lending Inc
  • 14 Corporate Plaza, Suite 120, Newport Beach, CA, 92660
  • Back Bay Lending is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Mortgage Finance Group Inc
  • 620 Newport Center Drive, Suite 1100, Newport Beach, CA, 92660
  • We have a wide range of offerings to match your specific needs. We are Professional Mortgage Broker in California. Providing all aspects of Real Estate Finance at industry best competitive rates. Fixed Rate and ARM Loans, Jumbo & Conforming, Interest Only and Non-QM Products available! Arranging competitive financing for all of your real estate fin