In 2026, the Conventional loan limit in Waipahu, situated within Honolulu County, HI, stands at $1,089,300. Meanwhile, the FHA limit for a single-family home is $770,500.
Use the Lendersa® Conventional loan calculator to evaluate and contrast today's leading rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator places Conforming Conventional loans beside USDA, FHA, and VA options side by side, assisting in choosing the best program in HI for your financial condition.
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| Loan Type | Maximum Limit | Minimum Down Payment |
| Conventional Conforming | $1,089,300 | 3% |
| USDA | $725,000 | 0% |
| FHA | $770,500 | 3.5% |
This comparison table is relevant for zip codes: 96797
Lendersa® aims to promptly offer you the best Conventional, USDA, or FHA loans with ease. Choose from three starting paths to connect with matching lenders and suitable loan programs.
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