FHA VS Conventional loan programs in Waipahu, Honolulu County, Hawaii

In 2026, the Conventional loan limit in Waipahu, situated within Honolulu County, HI, stands at $1,089,300. Meanwhile, the FHA limit for a single-family home is $770,500.

Use the Lendersa® Conventional loan calculator to evaluate and contrast today's leading rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator places Conforming Conventional loans beside USDA, FHA, and VA options side by side, assisting in choosing the best program in HI for your financial condition.

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2026 Loan Limits and Down Payment Requirements in Waipahu, Honolulu County, HI

Loan Type Maximum Limit Minimum Down Payment
Conventional Conforming $1,089,300 3%
USDA $725,000 0%
FHA $770,500 3.5%

This comparison table is relevant for zip codes: 96797

Explore Conventional and FHA Loan Options in Waipahu, HI

Lendersa® aims to promptly offer you the best Conventional, USDA, or FHA loans with ease. Choose from three starting paths to connect with matching lenders and suitable loan programs.

Results from Lendersa USDA loan requests


  • AAC Credit Union
  • 177 Wilson Avenue NW, Grand Rapids, MI, 49534
  • AAC Credit Union was built in the furniture industry; a heritage of which we are most proud. Over the years we have grown to include other industries and West Michigan at large. We owe much of our success to loyal members and the hardworking passion passed down from our founders.

  • First Mortgage Group
  • 118 E Moulton St, Decatur, AL, 35601
  • The First Mortgage Group team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • DREAM HOME MORTGAGE LLC
  • 1690 Beltline Road SW, Suite A, Decatur, AL, 35601
  • "Dream Home Mortgage is a locally owned mortgage company offering its services to customers in the entire state of Alabama. Our company helps clients secure mortgages with low rates and minimal out-of-pocket cost.

    We understand the value of one-on-one support for all clients. We've dedicated ourselves to providing unmatched service at every tu

  • F5 Mortgage LLC
  • 1283 Farmington Drive, Traverse City, MI, 49696
  • F5 is refreshing the mortgage process by leveraging technology to ensure ultra-competitive mortgage rates without the hassle of unwanted hard sales tactics. F5 Mortage delivers incredible wholesale mortgage options across Michigan, Georgia, Florida, and Colorado. Backed by almost a decade of professional experience.

  • Chapman Mortgage
  • 8001 S Meridian St, Indianapolis, IN, 46217
  • "Chapman Mortgage has been in business since January 2000. We are a local company on the southside of Indianapolis. We are licensed to serve the entire state of Indiana. Chapman Mortgage offers the following mortgage products: Purchase
    Refinance
    Fixed & ARMs
    Conventional Loans
    FHA Loans
    VA Loans"

  • Haynes Community Federal Credit Union
  • 1801 S Park Road, Kokomo, IN, 46902
  • The Haynes Community Federal Credit Union is a not-for-profit, cooperative financial institution. The purpose of the Credit Union is to promote thrift among members. We were established in 1948 for the employees of Union Carbide Stellite (now Haynes International) and their families. In 2006 we received our Community Charter and are open to anyone

  • Financial Builders Federal Credit Union
  • 2828 South Lafountain Street, Kokomo, IN, 46902
  • Financial Builders was founded in 1964 for Chrysler Employees. The Credit Union elected seven members to become board members from Chrysler who helped run the credit union in a little storefront building with two office personnel.In 1978 we built the beautiful building we have today housing 28 employees and serving members

  • City of Firsts Community FCU
  • 1120 South Main Street, Kokomo, IN, 46902
  • City of Firsts Community Federal Credit Union, formerly known as Kokomo School Employees Federal Credit Union, was established in 1938 by Mr. Charles Franklin. As Kokomo School Employees FCU, we serviced the employees of Kokomo Consolidated School Corp. and its family members. In 2006, City of Firsts FCU received permission from the National Credit