FHA VS Conventional loan in Harvey, Cook County, Illinois

For the year 2025, the maximum limit for a Conventional loan in Harvey, within the county of Cook, IL, is $726,200, while the FHA maximum for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today’s leading rates across Conventional, FHA, and USDA loans. Determine the necessary income, creditworthiness, reserves, and paperwork needed to qualify. Our advanced mortgage calculator puts Conforming Conventional, USDA, FHA, and VA loans side by side, helping you decide on the best option tailored to your financial context in IL.

Examine loan offers from a pool of 100 lenders

2025 Loan Maximums and Down Payment Needs in Harvey, County of Cook, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

This comparison table applies to the zip codes: 60426

Exploring Conventional and FHA Loan Offers in Harvey, IL

At Lendersa®, our goal is to connect you swiftly with the best possible loan options, be it Conventional, USDA, or FHA, efficiently and effortlessly. Choose one of the three entry points to pair with lenders and loan programs that meet your needs.

View the results from Lendersa's USDA loan requests


  • PRMG Mortgage
  • 1265 Corona Pointe Court, Suite 301, Corona, CA, 92879
  • 16 year of mortgage experience. I'll return your call, respond to your emails, answer my phone and answer all your questions. If I don't have the answer right away, I'll find it and get back to you quickly. Call me to discuss any residential mortgage needs you may have for FHA, VA, USDA or Conventional loans for single or multi-unit properties.
  • American Inland Realty
  • 400 North Princeland Court, Suite 2-3, Corona, CA, 92879
  • American Inland Realty specializing in mortgage loan servicing. American Inland Realty Provide a superior level of customer relations and service, and ensure compliance. Maintain quality control to ensure all loans run smoothly and efficiently. American Inland Realty Established in 2009.
  • New Venture Home Loans
  • 650 East Parkridge Avenue, Suite 110, Corona, CA, 92879
  • New Venture Capital, we are a highly referred real estate agency because we always put the needs of our clients first. Whatever you need, our team is available to make the home buying or selling process easier for you. Should you need anything notarized, we also have a notary public on-site. We are also bilingual. Hablamos Espanol.
  • Pinpoint Lending
  • 1335 Corona Pointe Court, Corona, CA, 92879
  • Pinpoint Lending is located in Corona, CA. We are an industry leader in providing extraordinary mortgage products & services. Our commitment is to provide and follow the best lending practices and guidelines. We protect each and every borrower in the short- & long-term with mortgage product and solutions to meet their needs.
  • Paramount Residential Mortgage Group - PRMG Inc.
  • 1265 Corona Pointe Court Suite 300, Corona, CA, 92879
  • "Our corporate headquarters is located in beautiful Corona, California, where our employees enjoy the best the southland has to offer. Bordering Orange County, the Inland Empire Corporate location is within proximity to Los Angeles, San Diego and Palm Desert where you can enjoy theater, fine dining and exciting night life."
  • Raybon Mortgage Inc
  • 537 North Euclid Avenue, Suite 100, Ontario, CA, 91762
  • Raybon Mortgage has evolved into a full fletched Real Estate Mortgage entity with excellent service and a dedication to "Holding the Key" to our clients home. Serving the Inland Empire, Los Angeles, Riverside, and San Diego Counties for almost 20 years. We just recently moved into our offices centrally located in Downtown Ontario, California.
  • California Capital Inc
  • 1757 South Euclid Avenue, Ontario, CA, 91762
  • California Capital, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Greystone Loans Inc.
  • 706 North Mountain Avenue, Ontario, CA, 91762
  • Greystone Loans, Inc. can help Buying or refinancing a house can be a huge task. Let us lead you to the loan program that's right for you. We have a team of mortgage experts to walk you through this important financial decision. For assistance in locating the right loan program for you
  • Luna Lending Inc.
  • 3079 Harrison Ave, Suite 10, South Lake Tahoe, CA, 96150
  • Luna Lending is a full service Mortgage Broker. As a Mortgage Broker we have access to wholesale mortgage rates making it possible to provide much better value than Banks. Broker. As a Mortgage Broker we have access to wholesale mortgage rates making it possible to provide much better services
  • Western Highland Mortgage
  • 3170 US Hwy. 50, Suite 10, South Lake Tahoe, CA, 96150
  • Western Highland Mortgage (WHM) provides private, hard money loans in Northern California and Northern Nevada regions. Our philosophy is that we are cheaper than a partner. If the loan doesn’t make sense for you, it doesn’t make sense for us. We can usually perform this analysis for you over the phone, quickly & efficiently.
  • Maximum Mortgage & Real Estate Inc.
  • 18301 Collier Avenue, Suite B, Lake Elsinore, CA, 92530
  • Maximum Mortgage & Real Estate Inc Full Service Real Estate, Mortgage and Property Management firm. We truly enjoy what we do and constantly look for ways to become better. We take pride in serving the community we live in and love the rich history and culture that North San Diego offers.
  • Wolf Real Estate & Loans
  • 13649 Glen Canyon Drive, Corona, CA, 92883
  • Wolf Real Estate & Loans is your digital resource for buying and selling homes in the Corona, Lake Elsinore, Wildomar, Murrieta, Temecula, CA area with real time updates of all properties for sale so you have direct access of everything you need to know including all current market statistics and listings.