FHA VS Conventional loan programs in 2025 for Homewood, Cook County, Illinois

In 2025, Convetional loan limit in Homewood, county of Cook, IL is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in IL is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Homewood, county of Cook, IL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 60430

Conventional and FHA loan options in Homewood, IL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • TheBestRefi, LLC
  • 9910 Research Drive, Irvine, CA, 92618
  • "TheBestRefi provides some of the most competitive rates and an enjoyable loan process, so you can treat yourself to your best loan yet and also TheBestRefi, we strive to be the lender of choice, by providing some of the most competitive VA, FHA, and Fannie Mae rates available, along with added benefits, for your complete peace of mind"
  • Sea Point Capital
  • 15615 Alton Parkway, Suite 450, Irvine, CA, 92618
  • Seapointe Capital we weave together the goals and desires of our clientele to create custom tailored real estate solutions.We focus on a consultative approach to real estate acquisition / disposition, financing and ownership of all types of real estate. Our mantra: better thinking creates better solutions.
  • Family Home Lending Inc
  • 9831 Irvine Center Drive, Suite 100, Irvine, CA, 92618
  • Family Home Lending is founded by loan consultants who have over 15 years of experience successfully helping families navigate the home lending process. Our staff strives to remove the complexity and make every experience joyful. Utilizing our state of the art technology, we are able to provide borrower's with a portal.
  • RGM Finance
  • 300 Spectrum Center Drive, Suite 400, Irvine, CA, 92618
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Charter Pacific Lending Corp.
  • 9891 Irvine Center Drive, Suite 190, Irvine, CA, 92618
  • Charter Pacific Lending Corp. is a privately owned mortgage company serving the Southern California region since 2002. The founder and top advisor, Babak Moghaddam has been opening doors to home buyers since 1989 and he is dedicated to making home financing a simple, efficient process
  • Total Quality Lending
  • 7700 Irvine Center Drive, Lake Forest, CA, 92618
  • Total Quality Lending mission is to empower our clients to make smarter decisions in Real Estate through providing the combination of service and education through home financing. We work together as one company, putting clients first, focused on finding better ways to meet their needs, demonstrating ownership through initiative.
  • Sefati Service Inc.
  • 200 Spectrum Center Drive, 3rd Floor, Irvine, CA, 92618
  • Sefati Service Inc. We are a full-service mortgage company based in Irvine, California. We are currently licensed in the state of Colorado. Whether you are buying a home or refinancing we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
  • Joseph Martelli Real Estate Investments Inc.
  • 16391 Scientific, Irvine, CA, 92618
  • JMREI is a financial service and real estate advisory company that has helped investors and developers reach their real estate goals for over 40 years. We’ve built a unique business model by helping clients find the finest investments and developments setting them up for lasting success. Since our inception,