FHA VS Conventional loan programs in 2025 for Homewood, Cook County, Illinois

In the year 2025, the conventional loan limit in Homewood, located within Cook County, IL, is set at $726,200. Meanwhile, the FHA lending limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to assess the competitive rates available today, comparing Conventional vs. FHA vs. USDA options. This tool aids in determining the necessary qualifications, such as income, credit score, reserves, and documents required. Our sophisticated mortgage calculator showcases Conforming Conventional loans alongside USDA, FHA, and VA loans, assisting you in selecting the best program in IL tailored to your financial needs.

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2025 Loan Limits and Down Payment Requirements in Homewood, Cook, IL

Loan Type Maximum Loan Limit Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

The details in this comparison table are applicable to the following zip codes: 60430

Explore Conventional and FHA Loan Options in Homewood, IL

Lendersa® is committed to helping you secure the most suitable Conventional, USDA, or FHA loan with speed and efficiency, free of complications. Choose one of three suggested approaches to access matching lenders and loan programs.

Review of USDA loan requests and results by Lendersa


  • First Bristol Federal Credit Union
  • 25 North Street, Bristol, CT, 06010
  • First Bristol Federal Credit Union is a full-service financial institution that was established in 1935. The Credit Union currently offers an array of first mortgages to fit members' needs. Our savings and loan rates are consistently better than most banks. You can handle all of your personal finances at the Credit Union.
  • District 08 FCU
  • 3300 South MacArthur Drive, Alexandria, LA, 71301
  • District 08 State Highway Employees Federal Credit Union, Charter No. 14651 came to it's being after an Organization Certificate was prepared and signed on October 12, 1961 and approval received on the 31st day of October 1961. District 08 Federal Credit Union was chartered under federal law.
  • Southern Heritage Bank LA
  • 701 4th St, Suite B, Alexandria, LA, 71301
  • Southern Heritage Bank is an independently owned community Bank with a concern for meeting the financial needs of the residents of Rapides, Catahoula, and LaSalle parishes. Southern Heritage Bank is currently celebrating 44 years of service to residents of Lasalle, Catahoula and Rapides Parishes!
  • Red River Bank
  • 1412 Centre Court Dr, Suite 101, Alexandria, LA, 71301
  • In 1999, a group of Louisiana community/business leaders founded Red River Bank on the ideals of community banking. Today we've grown to a statewide footprint, and that community commitment is stronger than ever. The origins of Red River Bank can be followed all the way back to the very heart of Louisiana. There, near the banks of the Red Rive
  • Magnolia State Mortgage, LLC
  • 1412 B Peterman Dr, Alexandria, LA, 71301
  • At Magnolia State Mortgage, LLC in Alexandria LA. We understand that situations such as your finances, your goals, are unique and you’re searching for Loan Programs that fit your needs. At Magnolia State Mortgage, meeting those specific needs with the right products and services is our commitment.
  • Collinsville Savings Society
  • 136 Main Street, Canton, CT, 06019
  • We offer a wide variety of services to meet the growing needs of our customers from young and growing families to professionals, seniors and business owners. Whether you are saving for college or need a large construction loan for your business - Collinsville Bank - A Division of Northwest Community Bank is here for you.
  • Sync Funding LLC
  • 2101 Palo Duro Drive, Prosper, TX, 75078
  • Sync Funding is built on a foundation of empowering clients and Sync employees to pave a new more forward thinking company. Gone are the days of paper files, antiquated tedious systems and slim product offerings. We are breaking and remaking the mortgage mold. Get help in finding the perfect mortgage loan for your
  • Eagle Mortgage Company
  • 202 Coleman, Suite 300, Prosper, TX, 75078
  • Eagle Mortgage, we believe in keeping costs low for our clients. In fact, we've built our business around that goal. Because we are a mortgage broker, and because of our knowledge, wisdom and experience, we are able to obtain the best mortgage among the many lenders available to you.