FHA VS Conventional loan programs in 2025 for Kankakee, Kankakee County, Illinois

For 2025, the Conventional loan ceiling in Kankakee, Kankakee county, IL is known to be $726,200. Simultaneously, the FHA limits for single-family houses stand at $472,030.

Utilize Lendersa's® Conventional loan calculator to weigh today's best Conventional, FHA, and USDA rates. It helps in assessing the necessary income, credit, reserves, and paperwork for qualification. The advanced mortgage calculator lets you compare Conforming Conventional loans side by side with USDA, FHA, and VA options, guiding which program suits your financial needs in IL.

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Loan limits and down payment requirements for 2025 in Kankakee, Kankakee, IL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable to zip codes: 60901

Explore Conventional and FHA loan avenues in Kankakee, IL

At Lendersa®, the aim is to swiftly secure the optimal Conventional, USDA, or FHA loan without complexity. Start with one of the three pathways leading to matched lenders and loan options.

Results of Lendersa's USDA loan requests and matches


  • Reynolds, Darren
  • 2549 Eastbluff Drive, Suite 408, Newport Beach, CA, 92660
  • Title Properties provides California homeowners access to personalized brokerage services and comprehensive support throughout your real estate sales process, all for a 1.9% listing fee. Get industry leading value and service without the high expense of a traditional full service agent or broker. Get the REALTOR® benefit without the REALTOR® price!
  • Century Mortgage
  • 14 Corporate Place, Suite 120, Newport Beach, CA, 92660
  • Century Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
  • Sol Terra Estates & Lending Inc.
  • 23 Corporate Place, Suite 150B, Newport Beach, CA, 92660
  • Sol Terra Estates and Lending Inc. is a small boutique office created and run by extremely passionate and qualified individuals who have extensive high end corporate sales backgrounds and are top rated professionals in the Real Estate and Lending industries. We provide our clients with the best in Real Estate Sales, Marketing, Investing and Lending
  • Coastal Capital Funding Inc
  • 1300 Bristol Street North, Suite 100, Newport Beach, CA, 92660
  • Coastal Capital Funding is a residential mortgage practice with a track record of closing on time and providing AMAZING communicating to our clients. Steve Berger has been a licensed mortgage professional in multiple states since 2003. He is the Founder and CEO for Coastal Capital Funding
  • Fast Direct Lending
  • 4100 Campus Drive, Suite 210, Newport Beach, CA, 92660
  • We take pride in providing you with excellent service and appreciate the opportunity to assist you with your Mortgage Needs. Fast Direct Lending, a professional mortgage company specializing in residential mortgages.At Fast Direct Lending, we will find a loan that fits each borrower.
  • Five Fifty Financial
  • 2549 Eastbluff Drive, Suite 208, Newport Beach, CA, 92660
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Ameriflex Mortgage
  • 4570 Campus Drive, Suite 8, Newport Beach, CA, 92660
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Pacific Coast Lending
  • 4570 Campus Drive, Suite 5, Newport Beach, CA, 92660
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • K Pacific Group
  • 1300 Quail Street, Suite 275, Newport Beach, CA, 92660
  • Established in Newport Beach, our presence is expanding throughout California. Our goal is to provide each client with personalized, honest and ethical service through numerous quality control systems. By utilizing proven strategies that take into account the borrower's current and future financial goals,
  • Utah Funding
  • 20101 South West Birch Street, Suite 150H, Newport Beach, CA, 92660
  • Utah Funding opened its doors in May 2004. We tailor every loan to fit each clients needs individually. Sifting through many lenders, we are able to search through 100's of loan programs, to provide the best programs and rates available. We understand the big commitment you are making in buying a home