FHA VS Conventional loan in Peoria-Heights, Peoria County, Illinois

In 2025, the limit for conventional loans in Peoria-Heights, situated in Peoria county, IL, is $647,200. The FHA loan limit for a single-family home is $420,680.

Leverage the Lendersa® Conventional loan calculator to compare today's prime rates across Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation needed for qualification. Use our advanced mortgage calculator to view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program for your financial requirements in IL.

See loan offers from 100 lenders compared

2025 Loan Limits and Down Payment Needs in Peoria-Heights, Peoria, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table is relevant for zip codes: 61616

Options for Conventional and FHA Loans in Peoria-Heights, IL

Lendersa® aims to quickly connect you with the most suitable Conventional, USDA, or FHA loan options without hassle. Choose from three different starting points to match with lenders and loan programs.

Lendersa USDA loan request and matching results


  • Zenith Lending
  • 5185 S. Durango Drive, Unit 2, Suite 101, Las Vegas, NV, 89113
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • All Western Mortgage Inc.89113
  • 8345 W Sunset Rd, Suite 380, Las Vegas, NV, 89113
  • At All Western Mortgage, we leverage our talent and resources to reinvent our industry, continuously striving to be recognized as a leader in the mortgage business. We always aspire to provide superior service combined with innovative loan programs to ensure the greatest value for our customers, creating a “Client for Life”.
  • Sandstone Home Loans
  • 5155 S Durango Dr, Suite 102, Las Vegas, NV, 89113
  • Sandstone Home Loans provides access to home loans for homeowners seeking to consolidate debt, shorten their current loan term, or just lower their current interest rate. As well we work with home buyers, whether they are a first-time home buyer or a seasoned investor. We will work with a customer from the beginning stages.
  • Empire Mortgage
  • 6180 Brent Thurman Way, Suite 200 - A, Las Vegas, NV, 89148
  • At Empire Mortgage, our focus is our clients! We strive to understand your unique situation in order to tailor fit your mortgage options. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
  • Modern Finance LLC
  • 6069 South Fort Apache Road, Suite 130, Las Vegas, NV, 89148
  • Modern Finance Modern Finance is dedicated to providing the best service and consultation for clients trying to obtain or refinance a loan and also Modern Finance L.L.C. is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity
  • iNV Home Loans
  • 9205 W. Russell Rd, Suite 240, Las Vegas, NV, 89148
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Mortgage Box
  • 9435 West Russell Road, Suite 110, Las Vegas, NV, 89148
  • We are a Nevada-based mortgage company passionate about funding your dreams.We've spent more than a decade serving Nevada homeowners and real estate professionals. We work every day to wow our clients by creating the ultimate homebuying experience. Because we are a mortgage broker, we are able to shop multiple lenders.
  • Blackmon Home Loans
  • 8880 W. Sunset Rd., Suite 190, Las Vegas, NV, 89148
  • Blackmon Home Loans offers three decades of experience in the home mortgage business. We understand the local home buying process and what residents of Southern Nevada can expect when trying to purchase or refinance a home. We can help you buy a new house or refinance your mortage in Las Vegas.