FHA VS Conventional loan programs in 2025 for River-Forest, Cook County, Illinois

In 2025, within River-Forest, county of Cook, IL, the Conventional loan limit is established at $647,200, whereas the FHA loan limit for a single-family home is set at $420,680.

Utilize the Lendersa® Conventional loan calculator to assess and compare today's leading rates among Conventional, FHA, and USDA loans. Our advanced mortgage calculator shows the necessities for qualification, such as income, credit, reserves, and documentation. Evaluate Conforming Conventional, USDA, FHA, and VA loans side by side to find the best program for your financial needs in IL.

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Loan limits and down payment requirements for 2025 in River-Forest, Cook County, IL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

The comparison table applies to these zip codes: 60305

Explore Conventional and FHA loan options in River-Forest, IL

Lendersa® is dedicated to quickly finding you the best Conventional, USDA, or FHA loan without hassles. Choose one of three initial approaches to match with lenders and find the right loan programs.

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  • Jewett City Savings Bank
  • 111 Main Street, Jewett City, CT, 06351
  • Jewett City Savings Bank is a community bank providing financial services to consumers & businesses in eastern Connecticut. The Bank currently operates 7 full-service offices along the I-395 corridor in Jewett City, Brooklyn, Dayville, Plainfield, Preston, Putnam & in Pawcatuck. Founded in 1873. Member of the Federal Deposit Insurance Corporation.
  • Woodsville Guaranty Savings Bank
  • 63 Central Street, Woodsville, NH, 03785
  • Woodsville Guaranty Savings Bank is a locally owned and operated community bank, serving the people, businesses, and communities of northern New Hampshire and northeastern Vermont. The bank has nine North Country offices, located in the communities of Woodsville, Piermont, Lisbon, Littleton, Lancaster, Plymouth, and Franconia, New Hampshire.
  • Neighbors Federal Credit Union
  • 12529 Perkins Road, Baton Rouge, LA, 70810
  • Neighbors Federal Credit Union is a not-for-profit financial cooperative operating as an association dedicated to "people helping people."​ A handful of educators started Baton Rouge Teachers in 1954 with a shoe box, a couple hundred dollars and the goal of making financial services available to school system employees in our area.
  • stratford lending group llc
  • 6960 Alcala, Grand Prairie, TX, 75054
  • Our Team is professional, with a sense of family putting our customers at ease, while making strategic decisions. Our expertise in knowing the process by the book, allows your confidence in our experience getting proven results. We at Stratford Group are humbled by your allowing us to assist in your guidance towards your vision becoming a reality.
  • Face-To-Face Mortgage Company
  • 554 Reservoir Street, Holden, MA, 01520
  • Face To Face is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • Texas Trust Credit Union
  • 5850 W Interstate 20, Suite 200, Arlington, TX, 76017
  • Our commitment to service has earned us multiple awards in every community we call home. Employees at Texas Trust have also volunteer over 3, 200 hours a year helping us spread the Texas Trust story and showing our commitment to our community. Because of our employees, Texas Trust was voted as one of the Top 100 Places to Work.
  • DFW Hard Money
  • 6001 W I-20 Frontage Rd, Suite 200, Arlington, TX, 76017
  • DFW Hard Money is a unique hard money lender in the Texas, Oklahoma, Colorado, Missouri, Kansas, and Georgia markets. The founders come from a successful background in rental portfolio ownership, the fix-and-flip space, wholesale shops, and real estate brokerage. Streamlining the process, DFW Hard Money operates with a close team of professionals.
  • First National Bank
  • 729 West 7th Avenue, Spearman, TX, 79081
  • A group of investors led by current CEO/Chairman Bill Pittman founded First National Bank in April, 1985. Since the bank has opened, Bill has repeatedly said, "The only difference between banks is the people. At First National Bank, we strive every day to treat our customers the way we want to be treated.