Explore the differences! FHA VS Conventional loan programs in River-Forest, Cook County, Illinois

In 2025, within River-Forest, county of Cook, IL, the Conventional loan limit is established at $647,200, whereas the FHA loan limit for a single-family home is set at $420,680.

Utilize the Lendersa® Conventional loan calculator to assess and compare today's leading rates among Conventional, FHA, and USDA loans. Our advanced mortgage calculator shows the necessities for qualification, such as income, credit, reserves, and documentation. Evaluate Conforming Conventional, USDA, FHA, and VA loans side by side to find the best program for your financial needs in IL.

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Loan limits and down payment requirements for 2025 in River-Forest, Cook County, IL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

The comparison table applies to these zip codes: 60305

Explore Conventional and FHA loan options in River-Forest, IL

Lendersa® is dedicated to quickly finding you the best Conventional, USDA, or FHA loan without hassles. Choose one of three initial approaches to match with lenders and find the right loan programs.

Lendersa USDA loan request and matching results


  • First State Bank of Bigfork
  • 400 Main Avenue, Bigfork, MN, 56628
  • The First State Bank of Bigfork dates back to 1912 when a group of investors consisting of F.P. Sheldon who served as President, S. J. Moran who served as Vice President, A.E. Peterson, Cashier and A. Wedge, Jr. established the business in its original location on the south end of Main Street.
  • First National Bank of Kansas
  • 600 N 4th Street, Burlington, KS, 66839
  • First National Bank of Kansas offers the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally. First National Bank of Kansas takes pride in having served our community since 1902. Our mission is to meet the needs of the market we serve by providing community leadership.
  • Joplin Metro Credit Union
  • 3301 Texas Avenue, Joplin, MO, 64804
  • Joplin Metro Credit Union has been open since 1950. The credit union has assets totaling $46.41 Million and provides banking services to more than 5, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
  • Great Plains Federal Credit Union
  • 2306 S Range Line Road, Joplin, MO, 64804
  • Great Plains Federal Credit Union was formed in June 1950 at its former home office location outside Pittsburg, Kansas at the Jayhawk Plant. The original charter was under the name Spencer Chemical Employees Federal Credit Union and served employees of Spencer Chemical Company of Kansas City, Missouri.
  • The Mortgage House, Inc.
  • 2915 S. Main Street, Joplin, MO, 64804
  • The Mortgage House team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Anstaff Bank
  • 100 First National Avenue, Green Forest, AR, 72638
  • The banking history of Green Forest begins in the year 1901. In that year the Bank of Green Forest was established with W. L. Sneed serving as president of the institution. Growing rapidly the Bank of Green Forest increased its capital to $20, 000.00 from the initial $12, 000.00.
  • The Blue Grass Valley Bank
  • 2583 Blue Grass Valley Road, Blue Grass, VA, 24413
  • With locations in Blue Grass and Monterey, Virginia, we have been serving our neighbors in Highland County, Virginia, and Pendleton County, West Virginia, as well as surrounding counties, since 1915. We take pride in providing our customers with a level of sincerity and service unlike any other.
  • Comtrust Federal Credit Union
  • 1020 Riverfront Parkway, Chattanooga, TN, 37402
  • Comtrust FCU is a strong, well capitalized credit union whose member accounts are federally insured to $250, 000 by the National Credit Union Administration, one of the strongest insurance funds in the country. We take pride in assuring our members that their account information is secure, private and protected with up-to-date technology available.