FHA VS Conventional loan programs in 2025 for Round-Lake, Lake County, Illinois

During 2025, in Round-Lake located in Lake county, IL, the conventional loan cap is $647,200, while the FHA limit for a single-family home is $420,680.

With the Lendersa® Conventional loan calculator, you can compare the leading rates for Conventional, FHA, and USDA loans offered today. It helps you assess the necessary income, credit, reserves, and documentation required to qualify. Our sophisticated mortgage calculator lets you view Conforming Conventional loans alongside USDA, FHA, and VA loans, aiding you in selecting the most appropriate program within IL to match your specific financial situation.

Explore and compare loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Round-Lake, Lake, IL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

The table is relevant for these zip codes: 60073

Available Conventional and FHA Loan Options in Round-Lake, IL

At Lendersa®, our aim is to facilitate a quick and uncomplicated process to connect you with the most suitable Conventional, USDA, or FHA loans. You may select from these three methods to engage with compatible lenders and find loan programs matching your needs.

Lendersa USDA loan request and matching results


  • Credit Union of Texas
  • 900 W Bethany Dr, Suite 100, Allen, TX, 75013
  • Experience more of everything. More service. More value. More solutions to your financial needs. That’s what we are here for. Actually, it’s the only reason we are here. We are interested in what’s going on with you above all else, & our employees are empowered to help you get where you are going, wherever that financial highway needs to take you.
  • Lexco Lending LLC
  • 935 West Exchange Parkway, Suite 200, Allen, TX, 75013
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide digital home loans to our clients while providing them with the lowest interest rates and closing costs at industry leading turn times. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • East Capital Funding LLC
  • 700 Central Expy S, Suite 400, Allen, TX, 75013
  • East Capital Funding LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • American Mortgage Company
  • 1002 Raintree Circle, Suite 100, Allen, TX, 75013
  • The American Mortgage Company was founded in 1999 by Mr. Gregory D. Park and has continued to grow and thrive ever since. Proudly serving the greater North Texas area. we offering this: Home Mortgages, Refinancing, Credit Checks, VA loans, FHA loans, Home Mortgage consultations, Mortgage Plan Analysis.
  • Texas Best Home Loans LLC
  • 924 Colorado Dr., Allen, TX, 75013
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products and best of all quality service and individual attention. We've been helping customers afford the home of their dreams and we love what we do. We are home loan experts, let us know if you have questions.
  • Mortgage X-Change
  • 400 W Bethany Dr, Suite 130, Allen, TX, 75013
  • MortgageX-Change.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently,
  • Horizon Home Mortgage, LLC
  • 34 Bloomfield Ave, Windsor, CT, 06095
  • We are committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. We will work with you one-on-one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. We will work with you to come up with a plan
  • Leading Edge Investments Group
  • 230 East Main Street, Unit 11, Branford, CT, 06405
  • Judith Acampora founded Leading Edge Investment Group, LLC in 2013 and provides financial coordination of financial affairs and oversees all compliance in underwriting. Leading Edge Investment Group is a commercial brokerage offering short term and long term financing on various Real Estate property types.