FHA VS Conventional loan programs in Round-Lake, Lake County, Illinois

During 2025, in Round-Lake located in Lake county, IL, the conventional loan cap is $647,200, while the FHA limit for a single-family home is $420,680.

With the Lendersa® Conventional loan calculator, you can compare the leading rates for Conventional, FHA, and USDA loans offered today. It helps you assess the necessary income, credit, reserves, and documentation required to qualify. Our sophisticated mortgage calculator lets you view Conforming Conventional loans alongside USDA, FHA, and VA loans, aiding you in selecting the most appropriate program within IL to match your specific financial situation.

Explore and compare loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Round-Lake, Lake, IL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

The table is relevant for these zip codes: 60073

Available Conventional and FHA Loan Options in Round-Lake, IL

At Lendersa®, our aim is to facilitate a quick and uncomplicated process to connect you with the most suitable Conventional, USDA, or FHA loans. You may select from these three methods to engage with compatible lenders and find loan programs matching your needs.

Lendersa USDA loan request and matching results


  • Inland Capital Finance
  • 4097 Trail Creek Road, Riverside, CA, 92505
  • Inland Capital Finance is a Southern California based Wholesale Mortgage Brokerage. At ICF we understand that you are an individual and that every individual is different. Over the years we have had many different clients with varying situations from those with excellent credit scores to those rebuilding their credit scores.
  • Fidelity Bancorp
  • 3400 Inland Empire Blvd, Suite 101, Ontario, CA, 91764
  • Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
  • Encore Mortgage
  • 3333 Concours St, Bldg 4, Suite 4100, Ontario, CA, 91764
  • We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
  • Fire Your Landlord - Fontana - Mortgage
  • 800 N. Haven Avenue, Suite 240, Ontario, CA, 91764
  • Fire Your Landlord® is designed to educate renters about how to qualify and buy a home, while at the same time - linking realtors, lenders and the homebuyer together so we can tell the renter to go and Fire Your Landlor and As a mortgage professional with more than 31 years of experience, Chris Trapani loves helping families realize.
  • Adam Tice, Mortgage Lender NMLS #289398
  • 3595-1 Inland Empire Blvd, Suite 1240, Ontario, CA, 91764
  • Adam Tice You've heard the horror stories...how hard it is to qualify, the mounds of paperwork you have to provide, the difficulties and delays. Not to mention the fighting, shopping, and haggling to get a good rate. I've got great news...I'm here to solve that for you. Go ahead and download my cheat sheet.
  • United Mortgage Fund, Inc.
  • 800 North Haven Avenue, Suite 370, Ontario, CA, 91764
  • United Mortgage Fund was established from employees that worked at other mortgage companies but were fed up with how those companies treated their customers. Our ownership wanted to create a family orientated environment that puts the customers needs first and could act swiftly to all aspects of the mortgage financing experience.
  • FundRite Mortgage, Inc.
  • 3155 Sedona Court, Building C, Suite 2, Ontario, CA, 91764
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Xstream Real Estate Services
  • 3175-E Sedona Court, Ontario, CA, 91764
  • With over 15 years of experience in the mortgage industry. We have extensive knowledge in the various types of programs that are available to any level of home buyer. We work with your financial situation. From first time home buyers or if it is your 3rd or 4th time buying a property we know just the right program for you.