FHA VS Conventional loan programs in 2025 for Sycamore, DeKalb County, Illinois

For 2025, the maximum Conventional loan amount in Sycamore, located in DeKalb county, IL, is given as $726,200. Meanwhile, the FHA loan limit stands at $472,030 for a single-family residence.

Make use of the Lendersa® Conventional loan calculator to evaluate the current best rates between Conventional, FHA, and USDA loans. You’ll also learn about the necessary income, credit score, reserves, and documents required to qualify. Our sophisticated mortgage calculator allows you to compare Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in choosing the most suitable option in IL based on your financial requirements.

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Loan limits and down payment requirements in Sycamore, DeKalb county, IL for 2025

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table relates to zip codes: 60178

Available Conventional and FHA Loans in Sycamore, IL

The aim of Lendersa® is to quickly and seamlessly provide you with the best possible option between Conventional, USDA, and FHA loans. Choose from three paths to connect with suitable lenders and loan programs.

USDA loan request results with Lendersa


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  • Nauset Mortgage
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  • Austin Mortgage Lending
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  • Five County Credit Union
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  • Our Mission is Delivering true convenience through extended hours, modern & traditional banking services and trusted solutions. Five County Credit Union was founded by the employees of Bath Iron Works in 1956 and was then known as the "BIW Employees Federal Credit Union". In 1993, the credit union converted to a state charter.
  • Bath Savings Institution
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  • Churchill Mortgage Corporation
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  • Churchill Mortgage is a full-service and financially sound leader in the mortgage industry. We love working with real estate agents, buyers and sellers. The Churchill Mortgage team wants to help you plan a smarter mortgage plan, specifically designed to help you meet your unique needs now and into the future.
  • American Home Mortgage Group
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  • American Home Mortgage Group is a trusted mortgage source in Flagler Beach, Florida since 2003. In today’s changing real estate market, it is more important now than ever to have a trusted mortgage consultant. Our team has the knowledge to analyze each individual’s goals and objectives and tailor the best mortgage solution to meet those needs.
  • Park Place Finance LLC
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  • Put our speed, responsive service, and simple hard money loan products to work for you. Our loan officers can help you in your next fix-and-flip, rental property, ground-up construction, and refinance with close rates as quick as 5 days! If you have a viable exit strategy that is short-term—within 12 months of the funding of the loan—Park Pla
  • My Nice Mortgage
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  • Dream Home Funding
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  • 1ST QUEST MORTGAGE
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