Conventional Vs. FHA Lending requirements Rochester, IN in 2025

In 2025, Convetional loan limit in Rochester, county of Fulton, IN is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in IN is best for your particular financial situation.

Conventional and FHA loan options in Rochester, IN

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results

(217) 476-3325 216 miles Lender's profile and map Reviews West Central Bank 400 East Buchanan Street, Ashland, IL, 62612 West Central Bank proudly continues its tradition as a Community Bank. Officers, board members, and staff are very active in local civic, economic development, fraternal and religious organizations; they are a vital part of the communities that we serve. West Central Bank operates branches in Ashland, Beardstown, Rushville, and Springfield.
(920) 921-1123 216 miles Lender's profile and map Reviews Fond du Lac Credit Union 91 N Pioneer Road, Fond Du Lac, WI, 54935 Fond du Lac Credit Union is committed to providing our members the best financial solutions possible. We strive to be the most responsive and value-providing financial institution for the communities we serve. Fond du Lac Credit Union is open for membership to anyone that lives or works in Fond du Lac or Dodge County.
(608) 798-2400 216 miles Lender's profile and map Reviews State Bank of Cross Plains 108 North Main Street, Verona, WI, 53593 State Bank of Cross Plains is the largest independent community bank serving Dane, Green, and Rock County, Wisconsin. We offer a full range of personal and business financial services, including consumer, real estate, and business lending, as well as wealth management and financial advisory services.
(608) 572-7222 216 miles Lender's profile and map Reviews Stampfli Mortgage, LLC 303 S. Main Street, Verona, WI, 53593 "Stampfli Mortgage specializes in Wisconsin FHA, VA and USDA mortgages, as well as reverse, conventional and jumbo home loans for the state of WI. The ""Stampfli Mortgage Difference"" is all about great products, integrity and expertise. Our expert Mortgage Advisors work closely with multiple wholesale lenders."
(563) 243-4121 216 miles Lender's profile and map Reviews 1st Gateway Credit Union 2603 Camanche Industrial Park Rd, Highway 67 N, Camanche, IA, 52730 Whether you are working to make your current house your dream or you are hunting for a new home, 1st Gateway Credit Union is in your corner. Once you're a member of the 1st Gateway Credit Union, you also become an owner, with lifetime rights to a wide range of special services and benefits only found at the credit union.
(440) 365-7342 217 miles Lender's profile and map Reviews Community Star Credit Union 832 Cleveland St, Elyria, OH, 44035 The credit union was founded on January 25, 1938 under the name B-W Employees Federal Credit Union by Bendix-Westinghouse Automotive Air Brake Company employees and executives. Based on their experiences with Westinghouse Credit Union, they were inspired to found a new credit union after the business merged with Bendix in 1937.
(844) 288-5617 217 miles Lender's profile and map Reviews Settlers Bank 4021 Meridian Drive, Windsor, WI, 53598 Settlers bank is an independent bank infused with an entrepreneurial spirit. At Settlers you work with people who started the business, and own the bank. This means you get timely decisions, simple solutions, and superior service.business, and own and Both Tom and Dave had successful and well-established banking careers, yet both believed that bank
(740) 289-5060 217 miles Lender's profile and map Reviews Atomic Credit Union 711 Beaver Creek Road, Piketon, OH, 45661 Atomic Credit Union is currently offering great rates with a variety of personal and business services, including checking and savings accounts, auto loans, mortgages and much more. Bank online or at any of our convenient locations in Athens, Beaver, Chillicothe, Jackson, Logan, Lucasville, Minford, Oak Hill, Piketon, Portsmouth, Waverly, Wellston,
(618) 548-9200 217 miles Lender's profile and map Reviews Iuka State Bank 205 West Main Street, Salem, IL, 62881 Established in 1910 we are a community bank located in Southern Illinois, locally owned and managed by people you can trust. The luka State Bank offers the integrity and stability of a Five Star rated financial institution — the highest rating awarded by Bauer Financial Rating Service and proof that we rank among the strongest banks in the country.