FHA VS Conventional loan programs in Hutchinson, Reno County, Kansas

In the year 2026, the maximum limit for a Conventional loan in Hutchinson, located in the county of Reno, KS, is set at $726,200. On the other hand, for a single-family home, the FHA loan limit is $472,030.

Utilize Lendersa®'s calculator for Conventional loans to contrast today’s Conventional with FHA and USDA rates. Figure out what income, credit score, reserves, and documents you'll need to qualify. Our advanced mortgage calculator enables you to compare Conforming Conventional loans, USDA, FHA, and VA side by side, aiding you in determining which program in KS is most advantageous for your financial needs.

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Loan limits and down payment necessities for 2026 in Hutchinson, the county of Reno, KS

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is relevant for zip codes: 67502

Exploring Conventional and FHA Loan Choices in Hutchinson, KS

The mission of Lendersa® is to secure you the best available Conventional, USDA, or FHA loan swiftly and effortlessly. Begin with any one of three options, each leading to suitable lenders and matching loan programs.

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Hutchinson Lenders

  • Dillon Credit Union
  • 2704 N Lorraine Street, Hutchinson, KS, 67502
  • Lends in Kansas
  • The Dillon Employees Credit Union was founded in 1958 to provide financial services specifically for the employees of the Dillon Companies.The credit union offices were located at the Dillon's Main Office & Warehouse at 2700 East Fourth Street, Hutchinson, KS. In 2009, we expanded our field of membership to the public to better serve the community.

  • Heartland Credit Union
  • 900 E 23rd Ave, Hutchinson, KS, 67502
  • Lends in Kansas
  • Heartland Credit Union was formed April 1, 1948. The Credit Union started life with 14 members and $315.00 in assets. The original place of business was in the home of Clyde and Lela Burk at 528 E. Sherman in Hutchinson. We've grown to many branches throughout Central Kansas, a far cry from our original home in a residence on E. Sherman Avenue.

  • The First National Bank of Hutchinson
  • 1 N. Main Street, Hutchinson, KS, 67501
  • Lends in Kansas
  • First National Bank of Hutchinson is a community bank that offers personal banking, commercial banking and wealth management services. The bank was founded in 1876 and is based in Hutchinson, Kansas. First National Bank of Hutchinson operates as a subsidiary of First Kansas Bancshares, Inc.

  • Members Mortgage Services, LLC
  • 200 East 1st Avenue, Hutchinson, KS, 67501
  • Lends in Kansas
  • Members Mortgage Services connects Credit Unions and their members with competitive mortgage loan products.MMS is owned by a cooperative group of Credit Unions.Together, we are committed to helping our partners & their members with all their home lending needs.Once a home loan is closed, Members Mortgage Services’ support team is easily accessible.

  • First Bank Sterling, KS
  • 128 South Broadway Avenue, Sterling, KS, 67579
  • Lends in Kansas
  • While our name - First Bank - may be relatively new, our roots run deep in Sterling and Rice County. Originally known as Farmers State Bank, the bank opened for business in Sterling on March 24, 1907 with Frank W. Ross as president. The previous November the bank was incorporated by a group of farsighted community business, farmers.

  • Lyons Federal Bank
  • 200 East Avenue South, Lyons, KS, 67554
  • Lends in Kansas
  • Lyons Federal Bank's objective has always been to remain a sound institution for our customers' investment and loan needs. We are proud of the way we are able to meet those needs in a most efficient and friendly way. Lyons Federal Bank is still a locally owned, "hometown" bank with a long history of providing efficient,

  • McPherson Co-op Credit Union
  • 1999 South Main Street, McPherson, KS, 67460
  • Lends in Kansas
  • McPherson Co-Op Credit Union has been a member-owned, not-for-profit financial institution. We have come a long way since the card table in the basement! The mission of MCCU is following the credit union philosophy of “People Helping People” by providing quality financial services to our members.

  • Garden Plain State Bank
  • 525 North Main Street, Garden Plain, KS, 67050
  • Lends in Kansas
  • Garden Plain State Bank was granted a charter by the Kansas Banking Commission in December of 1966. The bank opened in Garden Plain Kansas on December 21, 1966. The bank enjoyed a steady growth since its inception and then made a decision to expand into the Wichita Kansas market.

  • Quantum Credit Union
  • 6300 W 21st North, Wichita, KS, 67205
  • Lends in Kansas
  • At Quantum Credit Union, earnings are returned back to our owners in the form of lower rates, higher interest on deposits, and lower fees. Everyone is an equal owner, with one vote, and can help shape decisions on leadership, new products and more.

    We are a not-for-profit credit cooperative, offering a full line of banking services.