Explore the differences! FHA VS Conventional loan programs in Taylor-Mill, Kenton County, Kentucky

For 2026, the conventional loan limit in Taylor-Mill, Kenton county, KY is set at $647,200, whereas the FHA limit stands at $420,680 for a single-family home.

Leverage the Lendersa® Conventional loan calculator to assess today's leading rates among Conventional, FHA, and USDA options. Identify the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator compares Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in choosing the program in KY that best suits your financial needs.

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2026 Loan Limits and Down Payment Requirements in Taylor-Mill, Kenton County, KY

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This data applies to zip codes: 41015

Conventional and FHA Loan Options in Taylor-Mill, KY

The goal at Lendersa® is to efficiently secure the best possible Conventional, USDA, or FHA loan without hassle. Start by choosing one of three paths to connect with matching lenders and loan programs.

Results for Lendersa's USDA loan requests


Taylor-Mill Lenders

  • NORTHERN KENTUCKY FEDERAL CREDIT UNION
  • 2805 Alexandria Way, Highland Heights, KY, 41076
  • Lends in Kentucky
  • In 1973, a group of Northern Kentucky University employees decided to create Northern Kentucky Educators’ Federal Credit Union. While we began as a credit union for NKU employees, we soon grew to include over 30 businesses and school districts.
    We are proud of how much we’ve grown over the years, and are excited to see where the future takes.

  • Prost Mortgage Group
  • 3699 Alexandria Pike, Cold Spring, KY, 41076
  • Lends in Kentucky
  • We have over 37 years of combined experience helping people secure mortgage loans for their homes. Our loan programs include FHA, VA, USDA & more so you can be sure you’re choosing the right type of loan when you work with us. Prost Mortgage Group is a mortgage lender helping you make informed and confident decisions when securing a mortgage loan.

  • First Equity Mortgage, Inc.
  • 211 Grandview Drive, Ft Mitchell, KY, 41017
  • Lends in Kentucky
  • First Equity Mortgage has closed more than $5 billion in mortgage loans for thousands of Drees customers. With almost 40 years of new construction lending experience, we truly understand the excitement, anticipation and stress that can be associated with building a home. This knowledge helps us provide you with the friendly customer experience

  • Citizens Federal Savings and Loan Association of Covington
  • 433 Madison Avenue, Covington, KY, 41011
  • Lends in Kentucky
  • Citizens Federal Savings and Loan Association of Covington, KY has been a part of the community since 1886. We are one of the last mutual institutions remaining in Northern Kentucky.

    As a mutual savings and loan each customer has a stake and ownership in our association. As a mutual savings and loan each customer has a stake

  • Kentucky Federal
  • 1050 Scott St, Covington, KY, 41011
  • Lends in Kentucky
  • "Over the years, Cincinnati Federal has continued to expand its footprint in the Cincinnati area through acquisition of other savings institutions such as Delta S & L, McHenry S & L and Fulton #4.
    In the 1980's Cincinnati Federal continued to grow and opened offices in the Miami Heights area and in Anderson Township."

  • D A Griffin Financial, LLC
  • 880 Alexandria Pike, Suite 203, Fort Thomas, KY, 41075
  • Lends in Kentucky
  • D A Griffin Financial, LLC. We are a full service mortgage BROKER company based in Fort Thomas, Kentucky. As a small business we are on top of every transaction at all times. We can help you realize your dream of home ownership or save you money on a refinance. Our mission is to serve our customers with honesty, integrity and competence.