FHA VS Conventional loan programs in 2026 for Carencro, Lafayette County, Louisiana

In 2026, the Conventional loan limit set for Carencro in Lafayette county, LA is $726,200, while the FHA limit for a single-family home is $472,030.

Utilize Lendersa®'s Conventional loan calculator to evaluate and compare today's best rates among Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you select the optimal program for your financial situation in LA.

Explore offers from 100 different lenders

Loan Limits and Downpayment Requirements for 2026 in Carencro, Lafayette County, LA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 70520

Investigation of Conventional and FHA Loan Options in Carencro, LA

The aim of Lendersa® is to swiftly deliver the best Conventional, USDA, or FHA loan options to you with ease. Opt from three starting points to connect with matching lenders and tailored loan programs.

Result of Lendersa USDA loan requests and matches


Carencro Lenders

  • Bank of Sunset and Trust Company
  • 863 Napoleon Avenue, Sunset, LA, 70584
  • Lends in Louisiana
  • Long gone are the days where your savings account was located under your mattress. You need a bank you can depend on to provide the best and most beneficial financial services for the security of you and your family. Bank of Sunset and Trust Co. is just the financial institution to do so. This Louisiana-based bank, opened more than 100 years ago.

  • IBERIABank
  • 200 West Congress Street, Lafayette, LA, 70501
  • Lends in Louisiana
  • The IBERIABank philosophy is to exceed client satisfaction by delivering unparalleled customer service at every point of contact. We are committed to offering products and services customized to meet your financial needs. We provide a comprehensive financial product line including Retail, Commercial, Private Banking,

  • MORTGAGESOLUTIONS360 LLC
  • 127 Clinton St., Lafayette, LA, 70501
  • Lends in Louisiana
  • MortgageSolutions360 is a mortgage broker designed to make your experience fast and easy. We offer the experience to offer you the information that will help you make the best decisions. With several lenders to choose from, we are able to offer you the lowest rates and best service possible.
    WE MAKE IT EASY.

  • Acadian Federal Credit Union
  • 102 Sunbeam Lane, Lafayette, LA, 70506
  • Lends in Louisiana
  • Acadian Federal Credit Union has been serving our members since 1950, with the help of our member volunteers. We continue to expand our products and services to keep up with technology. We pride ourselves on offering great rates and services to our geographically diverse membership.

  • 705 Federal Credit Union
  • 1455 West Willow Street, Lafayette, LA, 70506
  • Lends in Louisiana
  • 705 Federal Credit Union is opend since 1968. 705 Federal Credit Union is a not-for-profit financial institution. The credit union gives profit made back to those who belong through lower interest rates on loans, fewer fees, and higher dividends on savings accounts. Our members are made up of employees of various businesses within the Acadiana.

  • University of Louisiana Federal Credit Union
  • 805 Bertrand Drive, Lafayette, LA, 70506
  • Lends in Louisiana
  • Chartered in September 1958 University of Louisiana Federal Credit Union was formed by ten employees of Southwestern Louisiana Institute. These employees wanted to create a source of credit for members by pooling their savings to make loans at a low interest rate as well as offer other financial services for the economic well-being of members.

  • Meritus Credit Union
  • 515 Guilbeau Road, Lafayette, LA, 70506
  • Lends in Louisiana
  • Since 1954, MERITUS ® Credit Union (formerly Lafayette Schools Credit Union) has been dedicated to providing the best value in banking. You can count on us for personal service and solutions that fit every stage of your life and financial goals. Our mission is Securing your future by delivering affordable financial solutions,

  • Central Mortgage Services, Inc
  • 209 North Luke Street, Lafayette, LA, 70506
  • Lends in Louisiana
  • Central mortgage service inc founded in 1999 we've weathered many storms and changes in this industry. Constantly adapting, overcoming and adjusting to the ever changing lending programs and guidelines. Now more than ever, you need to deal with a tried and proven industry professional.

  • Investar Bank
  • 4004 Ambassador Caffery Pkwy, Lafayette, LA, 70503
  • Lends in Louisiana
  • Headquartered in Baton Rouge, Investar Bank is a full-service community bank that offers a superior level of products and services to individuals, professionals and small, medium and large businesses. This includes specialty accounts, bill paying services, cash management, electronic transactions and a wide variety of loan services.