FHA VS Conventional loan programs in 2025 for Lake-Charles, Calcasieu County, Louisiana
During 2025, the conventional loan maximum in Lake-Charles, within Calcasieu county, LA, is noted as $647,200. In contrast, the FHA limit for a single-family residence is $420,680.
Leverage the Lendersa® Conventional loan calculator to explore and compare the top Conventional, FHA, and USDA rates today. Determine the necessary income, credit standing, reserves, and documentation to qualify. This sophisticated mortgage calculator lists Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in making the best choice for your financial situation in LA.
2025 Loan Limits & Down Payment Requirements in Lake-Charles, Calcasieu County, LA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
The above table corresponds to zip codes: 70605, 70607, 70601, 70615, 70602, 70606, 70609, 70612, 70616, 70629
Available Conventional and FHA Loan Options in Lake-Charles, LA
The mission of Lendersa® is to facilitate the fastest and hassle-free access to the best Conventional, USDA, or FHA loans. Choose from three initial steps that lead to matched lenders and loan offerings.
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