Explore the differences! FHA VS Conventional loan programs in Lake-Charles, Calcasieu County, Louisiana

During 2025, the conventional loan maximum in Lake-Charles, within Calcasieu county, LA, is noted as $647,200. In contrast, the FHA limit for a single-family residence is $420,680.

Leverage the Lendersa® Conventional loan calculator to explore and compare the top Conventional, FHA, and USDA rates today. Determine the necessary income, credit standing, reserves, and documentation to qualify. This sophisticated mortgage calculator lists Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in making the best choice for your financial situation in LA.

See and compare offers from over 100 lenders

2025 Loan Limits & Down Payment Requirements in Lake-Charles, Calcasieu County, LA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The above table corresponds to zip codes: 70605, 70607, 70601, 70615, 70602, 70606, 70609, 70612, 70616, 70629

Available Conventional and FHA Loan Options in Lake-Charles, LA

The mission of Lendersa® is to facilitate the fastest and hassle-free access to the best Conventional, USDA, or FHA loans. Choose from three initial steps that lead to matched lenders and loan offerings.

Results of Lendersa USDA loan request


  • Minnesota Bank & Trust
  • 7701 France Avenue South, Edina, MN, 55435
  • We offer our employees unlimited opportunities for career development, growth and the ability to contribute to the vitality of your community. Our clients choose to bank with us because of our robust product offerings, high-touch service, and commitment and impact in our communities.
  • BendOver BackWard Broker
  • 510 W 77th St, Suite 380, Edina, MN, 55435
  • Dionna Ward handles your home financing with friendliness and finesse to get you moving forWARD with a mortgage or refinance. She brings her own personal touch to servicing her clients, which puts you at ease and gives you that much-needed assurance that she’s got your back during the entire process. She brokers your home loan with care.
  • Metropolitan Financial Mortgage Company
  • 4445 West 77th Street, Suite 210, Edina, MN, 55435
  • MetroFMC works hard to establish great working relationships with a wide variety of banks to enable you to have access to some of the lowest mortgage rates available. We pride ourselves on the training and knowledge we get directly from the banks that will provide you with your loan
  • Tradition Mortgage
  • 7601 France Ave S, Suite 170, Minneapolis, MN, 55435
  • The Tradition name represents a continual awareness and respect for the excellence of real estate development, real estate investment and real estate finance services. Tradition Companies is committed to the highest standards of quality, craftsmanship, community involvement and most importantly, a dedication to the customer.
  • Edge Home Finance Corporation
  • 4510 W 77th St, Suite 380, Edina, MN, 55435
  • "At Edge Home Finance Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We work with many wholesale lenders that provide a wide variety of products such as Conventional, FHA, VA and HARP 2.0."
  • Rainbow Mortgage Inc.
  • 3300 Edinborough Way, Suite 550, Edina, MN, 55435
  • "Rainbow Mortgage Inc. is owned and operated by local mortgage advisors Gale and David Jamison. Prior to starting Rainbow Mortgage Inc., David worked for a Fortune 500 company as a Sales Manager/Senior Underwriter in a division that closed over 1000 loans per month. David worked as an Alternative Loan Specialist with Wells Fargo."
  • Kvikstad Mortgage Solutions Inc
  • 2462 Hampshire Court, Mendota Heights, MN, 55120
  • Kvikstad Mortgage Solutions the company in 2004 to provide a better and more personalized option for my clients. As an independent, small business I have very little overhead, so I am able to pass those savings on to my clients. I do not have to charge the same high fees and rates as the banks and other big companies.
  • Gabriel Financial Group Inc
  • 1171 Northland Drive, Suite 100, Mendota Heights, MN, 55120
  • Gabriel Financial Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools