FHA VS Conventional loan programs in 2025 for Poydras, St. Bernard County, Louisiana

In 2025, the conventional loan limit in Poydras, situated in the county of St. Bernard, LA, is $726,200, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to assess today's top rates for Conventional, FHA, and USDA loans and determine the income, credit, reserves, and documents needed. This advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA options side-by-side, assisting you in choosing the most applicable program for your financial needs in LA.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Conditions in Poydras, St. Bernard County, LA

Loan Type Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison applies to zip codes: 70085

Review Conventional and FHA Loan Options in Poydras, LA

The aim of Lendersa® is to quickly and easily provide you with the best Conventional, USDA, or FHA loans available. Choose from one of three options to find the right lenders and loan programs suited to your needs.

Lendersa outcomes for USDA loan requests


  • Socotra Capital
  • 251 Alameda Blvd, Coronado, CA, 92118
  • "Socotra Capital is your approachable neighborhood lender with local roots and a national reach. Hard money. That’s all we do, and that’s why we’re the best at it. We know that the first step toward achieving your real estate dreams is securing the necessary finances, and we are ready to help your dreams come to life.
  • Mortgage and Realty Professionals: Home Loans & Mortgage Refinance
  • 4024 Ibis Street, Suite B, San Diego, CA, 92103
  • Chris joined Mortgage and Realty Professionals in 2016 after graduating from the University of San Diego with a Bachelor of Business Administration – BBA, Finance, where he has since distinguished himself as the go to loan specialist amongst friends, family, agents, and past clients.
  • Mission Home Mortgage
  • 3033 5th Avenue, Suite 420, San Diego, CA, 92103
  • We have assembled an experienced and talented team, which quite frankly, gives us an almost unfair advantage over other mortgage companies. Our team continually works to stay fresh in the industry--investing the necessary time to break down each minute step of the mortgage financing process, attending educational events and seminars,
  • Weldon Financial Inc
  • 2665 5th Avenue, Suite 608, San Diego, CA, 92103
  • Weldon Financial is a private real estate lending company that has been filling the needs of borrowers for whom conventional financing is inappropriate or undesired since 1997. Our experience, coupled with a strong, knowledgeable investor core gives us the ability to act quickly and decisively for the benefit of both lenders and borrowers.
  • eMortgageGuys
  • 1419 University Ave, Suite C, San Diego, CA, 92103
  • eMortgageGuys we refuse to follow this “unwritten rule” that clients must jump through hoops to get their dream home or save on their mortgage. Instead, we roll up our sleeves, sit down at the table with each of their clients, and together, shoulder to shoulder, design the most effective solution to suit your unique financial situation.
  • Hansen Loans Inc.
  • 1644 Linwood Street, San Diego, CA, 92103
  • At Hansen Loans Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • XO Mortgage
  • 2720 5th Ave, Suite J, San Diego, CA, 92103
  • We want to get to know you so that one of our seasoned loan officers can offer you the ideal financing solution. We are proud to have helped finance thousands of loans, helping Americans find, keep and afford their dream homes. We take pride in treating our clients with honesty and integrity.
  • The Brooks Bailey Group
  • 108 Orange St, Suite 5, Redlands, CA, 92373
  • The Bailey Group Has Been An Active Top-Producer In The Southern California Real Estate Market Since He Began His Real Estate Career. This Is Because He Focused On What Is Most Important: You, The Client. Brooks Has Had The Frustration Of Seeing Other Agents Not Understand The Huge Responsibility And Honor.