Explore the differences! FHA VS Conventional loan programs in Poydras, St. Bernard County, Louisiana

In 2025, the conventional loan limit in Poydras, situated in the county of St. Bernard, LA, is $726,200, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to assess today's top rates for Conventional, FHA, and USDA loans and determine the income, credit, reserves, and documents needed. This advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA options side-by-side, assisting you in choosing the most applicable program for your financial needs in LA.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Conditions in Poydras, St. Bernard County, LA

Loan Type Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison applies to zip codes: 70085

Review Conventional and FHA Loan Options in Poydras, LA

The aim of Lendersa® is to quickly and easily provide you with the best Conventional, USDA, or FHA loans available. Choose from one of three options to find the right lenders and loan programs suited to your needs.

Lendersa outcomes for USDA loan requests


  • Bayside Mortgage Services Inc
  • 3901 Main Street, Grasonville, MD, 21638
  • Bayside Mortgage Services Inc, we've been helping customers acheive the dream of home ownership since 2003. Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process
  • Members First of Maryland Federal Credit Union
  • 1631 Merritt Boulevard, Baltimore, MD, 21222
  • In 1969, a group of workers from Bethlehem Steel organized a cooperative, non-profit Credit Union for employees in order to improve the financial well-being of themselves and their families. Since 1969 Members First has been providing low cost, quality financial services to its members.
  • United Trust Financial LLC
  • 40 South Dundalk Avenue, Suite 201, Dundalk, MD, 21222
  • Our goal is to provide the lowest possible rate for all situations. In this age of technology we still maintain the personal touch and service next to none. United Trust Financial is a mortgage company started in October 2002.if you are looking to refinance or purchase, good or challenged credit please contact us.
  • Neighborhood Mortgage Solutions, LLC
  • 975 North Main St, Suite D, Frankenmuth, MI, 48734
  • Neighborhood Mortgage Solutions is a Credit Union Service Organization (CUSO) providing mortgage services to fellow credit unions. We are credit union owned and were founded in 2008 by three credit union partners in Michigan: Frankenmuth Credit Union, Alpena Alcona Area Credit Union and Team One Credit Union.
  • Trius Lending Partners
  • 1104 Kenilworth Ave Ste 501, Towson, MD, 21204
  • We are the Mid Atlantic’s top rated private lender, expanding from NY to FL. We offer fast flexible reliable loans with common sense underwriting and no appraisal needed. Fix and flip or fix to rent with 100 percent rehab, all property types, 150K to 5MM, closings in 48 hours. New investors welcome. Referral fees paid!
  • Destiny Mortgage Group Inc
  • 606 Bosley Avenue, 1st Floor, Towson, MD, 21204
  • Our clients’ satisfaction is paramount, which is why we’ll do everything we can to ensure that our clients walk away from the transaction happy. This includes: our 1-hour pre-approval process, our commitment to full and complete transparency to all interested parties, and our focus on constant communication, all while offering the lowest rates.
  • Arrive Mortgage LLC
  • 100 West Road, Suite 300, Towson, MD, 21204
  • "At Arrive we are guided by technology in our efforts to improve the mortgage experience. We believe that the journey to home ownership should be simple and enjoyable. Our Mission is to provide a superior mortgage experience so that our customers recommend us, partners enjoy working with us, employees are proud to be a part of the family"
  • Isabella Community Credit Union
  • 2400 South Isabella Road, Mount Pleasant, MI, 48858
  • Isabella Community Credit Union (ICCU) is a not-for-profit financial cooperative providing quality financial products and personal service to its members in the Central Michigan area. Those who live or work in Isabella, Osceola, Clare, Gladwin, Midland, Gratiot, Montcalm and Mecosta counties are eligible to join!