FHA VS Conventional loan programs in Poydras, St. Bernard County, Louisiana

In 2026, the conventional loan limit in Poydras, situated in the county of St. Bernard, LA, is $726,200, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to assess today's top rates for Conventional, FHA, and USDA loans and determine the income, credit, reserves, and documents needed. This advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA options side-by-side, assisting you in choosing the most applicable program for your financial needs in LA.

Explore loan offers from 100 lenders

2026 Loan Limits and Down Payment Conditions in Poydras, St. Bernard County, LA

Loan Type Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison applies to zip codes: 70085

Review Conventional and FHA Loan Options in Poydras, LA

The aim of Lendersa® is to quickly and easily provide you with the best Conventional, USDA, or FHA loans available. Choose from one of three options to find the right lenders and loan programs suited to your needs.

Lendersa outcomes for USDA loan requests


Poydras Lenders

  • Performance Mortgage LLC
  • 1000 East Judge Perez Dr., Chalmette, LA, 70043
  • Lends in Louisiana
  • Performance Mortgage LLC wants to be your FIRST CHOICE in delivering the American dream of homeownership. We want to inspire hope in our customers that they can fulfil their dream of being a homeowner. As your local New Orleans and Chalmette mortgage lender.Our mission at Performance Mortgage LLC is to value our customers.

  • Mortgage Lending Enterprises, LLC
  • 1508 Flamingo Road, Gretna, LA, 70056
  • Lends in Louisiana
  • At Mortgage Lending Enterprises, LLC (MLE) we have a passion for real estate and making all of our clients extremely satisfied! Specializing in residential and commercial lending we can help make investors’ dreams come true. Offering hard money and private lending in over 45 states!

  • Absolute Mortgage & Lending
  • 540 Lapalco Blvd, Gretna, LA, 70056
  • Lends in Louisiana
  • We have built a strong reputation as an outstanding mortgage banking firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. mortgage banking firm, serving the lending needs of real estate professionals, builders. We're a full service mortgage banker with an experienced staff

  • URBAN HOUSING MORTGAGE & REALTY GROUP, LLC
  • 1525 Lapalco Blvd, Suite 19, Harvey, LA, 70058
  • Lends in Louisiana
  • Urban Housing Mortgage is a full service Correspondent Lending Firm offering residential loan products and services. We are currently licensed in the states of Louisiana and Mississippi, with plans in place for further expansion. Since our inception, Urban Housing Mortgage has consistently met the needs of the community with new ideas.

  • NOLA Hard Money Services LLC
  • 325 Manhattan Blvd, Harvey, LA, 70058
  • Lends in Louisiana
  • NOLA Hard Money is led by a group of investors with deep roots in the New Orleans real estate market and active in it for more than 30 years.We have an eye for value and build long-term relationships with our clients. We strongly believe that the best marketing comes from current customers.

  • TAHARRKA ENTERPRISES LLC
  • 5001 COLUMBIA ST, NEW ORLEANS, LA, 70126
  • Lends in Louisiana
  • In addition to conventional commercial financing such as Fannie/Freddie and HUD, we offer creative financing for business owners looking to purchase or get working capital to start or grow a business.
    We offer creative financing for all industries and verticals and everything is negotiable.
    Amounts starting at $1M - $1B.

  • Bank of Louisiana
  • 300 St. Charles Ave., New Orleans, LA, 70130
  • Lends in Louisiana
  • Bank of Louisiana's mission is to provide companies and individuals locally and throughout the United States with banking alternatives which enhance the quality of life by providing the financial resources to address their needs. Bank of Louisiana provides quality services like commercial loans, mortgages and more to the citizens of Pike County.

  • Gulf Coast Bank & Trust Company
  • 200 St. Charles Avenue, New Orleans, LA, 70130
  • Lends in Louisiana
  • Our mission is to combine the values of old fashioned Community Banking that focuses on individualized customer service with innovative, competitive banking products, trust and brokerage services that further emphasizes and strengthens our relationship with our customers. Our philosphy is to do everything we can for every client we have.

  • LHH Mortgage
  • 1551 Magazine Street, New Orleans, LA, 70130
  • Lends in Louisiana
  • "At New Orleans Mortgage Specialists. We offer a full range of mortgage options as well as real estate investment consulting/creditworthiness consultations.
    Our dedicated associates have over 60 years of combined experience assisting homebuyers and investors in the Greater New Orleans, South Louisiana area."