FHA VS Conventional loan programs in 2026 for Shreveport, Caddo County, Louisiana

In 2026, the conventional loan limit in Shreveport, located in the county of Caddo, LA is set at $726,200, while the FHA cap for a single-family home is $472,030.

Take advantage of the Lendersa® Conventional loan calculator to evaluate today's best rates between Conventional, FHA, and USDA options. It helps you determine the income, credit, reserves, and documents required for application. Using our state-of-the-art mortgage calculator, you can compare side by side the Conforming Conventional, USDA, FHA, and VA loans, aiding in your choice of the optimal program for your financial scenario in LA.

View and compare loan offers from 100 distinct lenders

2026 Loan Limits and Downpayment Requirements in Shreveport, Caddo County, LA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The table above is relevant to the following zip codes: 71129

Options for Conventional and FHA Loans in Shreveport, LA

At Lendersa®, our priority is to secure you the most beneficial Conventional, USDA, or FHA loan swiftly and effortlessly. Begin by selecting from three possible routes, each leading to a match with lenders and loan programs suited to your needs.

USDA loan request and matching results with Lendersa


Shreveport Lenders

  • Cross Country Equity, LLC
  • 6007 Financial Plaza, Suite 206, Shreveport, LA, 71129
  • Lends in Louisiana
  • At Cross Country Equity, LLC, the “Mortgage Professionals”, a highly skilled team of financial experts specializing in mortgage loan services. Our company has over 40 years of combined experience in the financial services arena, with expert knowledge in all mortgage products both residential and commercial.

  • WESLA Federal Credit Union
  • 2921 Williamson Way, Shreveport, LA, 71118
  • Lends in Louisiana
  • WESLA Federal Credit Union was founded in 1971 to serve the employees of Western Electric. When massive layoffs by Western Electric began in the 80's, WESLA began expanding its eligibility to include multiple Select Employee Groups. The Caddo Teachers Association Credit Union was among the eight (8) credit unions merged into WESLA.

  • Progressive National Bank
  • 3000 Bert Kouns, Shreveport, LA, 71118
  • Lends in Louisiana
  • Progressive National Bank of Desoto Parish is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple

  • Willis-Knighton Federal Credit Union
  • 8400 Mansfield Road, Shreveport, LA, 71108
  • Lends in Louisiana
  • Willis-Knighton Federal Credit Union was founded to provide employees of Willis-Knighton Hospitals and related organizations with financial resources at favorable rates. Willis-Knighton Federal Credit Union has been to provide the employees of Willis-Knighton Hospitals and related organizations with the best possible financial services.

  • Barksdale Federal Credit Union
  • 9475 Ellerbe Rd, Shreveport, LA, 71106
  • Lends in Louisiana
  • In 1954, Barksdale Federal was established to serve military and civilian personnel at Barksdale Air Force Base in Bossier City. While continuing to proudly serve the men and women, and their families, of Barksdale Air Force Base, we now serve over 1000 companies, associations, and churches.

  • Prime Capital Mortgage Inc
  • 5925 Line Ave, Suite 12, Shreveport, LA, 71106
  • Lends in Louisiana
  • Prime Capital Mortgage Inc. home based in Shreveport, LA. we serve customers in the great states of Texas and Louisiana. We are always flexible enough to cover all of your financial needs, whichever those might be. Regardless of whether you’re about to make a first-time home purchase or are trying to refinance your current loan.

  • TES Regional Healthcare Federal Credit Union
  • 2050 Line Avenue, Shreveport, LA, 71104
  • Lends in Louisiana
  • TES Regional Healthcare Federal Credit Union, owned by the membership, is committed to the healthcare field in eight parishes of Louisiana. Our mission as stewards of the credit union include providing the best possible service and developing products that meet the needs of the membership.

  • Legacy Mortgage Services
  • 6425 Youree Drive, Suite 100, Shreveport, LA, 71105
  • Lends in Louisiana
  • "We started with a very simple idea at Legacy Mortgage – Exceed our customers’ expectations. Legacy Mortgage is a member of the Eustis Family of Companies which allows us to focus on our customer with a strong history of helping homeowners.

    Our company was established with a mission to fulfill two goals that all great organizations have in com

  • Prudent Mortgage LA LLC
  • 7591 Fern Avenue, Suite 1802, Shreveport, LA, 71105
  • Lends in Louisiana
  • There is no bigger investment you will make than purchasing your home. Prudent Mortgage LA primary focus is to administer an unrivaled experience to our clients, facilitating and acquiring financing with a personalized concierge approach. We have created and optimized our systems and work-flow to create and increase efficiency in the loan process.