FHA VS Conventional loan programs in 2025 for Eastham, Barnstable County, Massachusetts

In 2025, the Conventional loan limit in Eastham, located in Barnstable county, MA, is $726,200. Meanwhile, the FHA limit for a single-family home is set at $701,500. Understanding these values is important for homebuyers planning their financing.

Utilize the Lendersa® Conventional loan calculator to explore and compare current rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents to qualify. With this advanced mortgage tool, you have side-by-side access to Conforming Conventional, USDA, FHA, and VA loans, helping identify the best program in MA that suits your financial needs.

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Loan Limits and Down Payments for 2025 in Eastham, Barnstable, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $496,800 0%
FHA $701,500 3.5%

The table details apply to zip codes: 02651, 02642

Available Conventional and FHA Loan Options in Eastham, MA

The aim of Lendersa® is to connect you with the most suitable Conventional, USDA, or FHA loans quickly and without hassle. Choose from three starting points that will match you with appropriate lenders and loan programs.

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  • EMG MORTGAGE
  • 3344 Peachtree Rd NE, Suite 2902, Atlanta, GA, 30326
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  • POST CREEK MORTGAGE, LLC
  • 3348 Peachtree Rd NE, Suite 700, Atlanta, GA, 30326
  • Welcome to Post Creek Mortgage, where we specialize in residential mortgages. At Post Creek Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • AHP Capital
  • 755 Commerce Drive, Suite 803, Decatur, GA, 30030
  • AHP Capital Out of the depths of the recession of the mid 2000s and the largest loss of real estate value in US history David Dick and Jim Cantrell formed a new real estate company with a diversified approach to lending and investing. and also Their new company combined construction, property management, sales and lending.
  • Emory Alliance Credit Union
  • 1237 Clairmont Run, Decatur, GA, 30030
  • Emory Alliance Credit Union was chartered in 1968 to serve the employees of Emory University and Emory University Hospital. In the last 40 years, its field of membership has grown to include Emory University students and faculty, Emory Healthcare, Residents or Employees of DeKalb or Fulton County, Georgia, and other Emory-related organizations.
  • BankChampaign
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  • BankChampaign has over 30 years of experience providing financial products and services for personal, commercial and investment customers in the community. We are a true community bank, providing exceptional relationship-based service to each customer. Our staff have unparalleled expertise in commercial banking, investment management
  • U of I Community Credit Union
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  • we began serving hourly wage earners from a janitor room at the U of I Power Plant in October 1932. At the end of that first year, the credit union had 37 members, two borrowers, & $116.97 in assets. By 1935, the credit union moved off campus to Urbana, expanded its charter to include faculty, & was renamed University of Illinois
  • Premier Reverse Mortgage, LLC
  • 1640 Powers Ferry Rd SE, Bldg 28, Suite 300, Marietta, GA, 30067
  • Premier Reverse Mortgage, LLC was founded by Matt Neumeyer, a Certified Senior Advisor, on January 13, 2012. After spending many years in the reverse mortgage industry working for others, Matt decided it was time to form a company around his own ideals. Those ideals are part of the Premier Reverse Mortgage logo.
  • The Family Mortgage Team
  • 1640 Powers Ferry Rd, Building 3, Suite 100, Marietta, GA, 30067
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  • Safe Haven Mortgage Inc
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