Explore the differences! FHA VS Conventional loan programs in Eastham, Barnstable County, Massachusetts

In 2025, the Conventional loan limit in Eastham, located in Barnstable county, MA, is $726,200. Meanwhile, the FHA limit for a single-family home is set at $701,500. Understanding these values is important for homebuyers planning their financing.

Utilize the Lendersa® Conventional loan calculator to explore and compare current rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents to qualify. With this advanced mortgage tool, you have side-by-side access to Conforming Conventional, USDA, FHA, and VA loans, helping identify the best program in MA that suits your financial needs.

Explore loan offers from 100 diverse lenders

Loan Limits and Down Payments for 2025 in Eastham, Barnstable, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $496,800 0%
FHA $701,500 3.5%

The table details apply to zip codes: 02651, 02642

Available Conventional and FHA Loan Options in Eastham, MA

The aim of Lendersa® is to connect you with the most suitable Conventional, USDA, or FHA loans quickly and without hassle. Choose from three starting points that will match you with appropriate lenders and loan programs.

Review outcomes of Lendersa USDA loan requests


  • Aroostook County Federal Savings and Loan Association
  • 43 High St, Caribou, ME, 04736
  • At Aroostook Savings & Loan, Your Home Bank. Since 1936, we have been dedicated to serving the people of Aroostook County & our members, who own our mutual Association. The decision to start the mutual savings association was easy at the time. During the depression, people were having a hard time to acquire the financing they needed to buy
  • The County Federal Credit Union
  • 82 Bennett Drive, Caribou, ME, 04736
  • County Federal Credit Union, we promise you; to work in your best interest, simplify your financial life, make it easy to do business with us, and partner with you to achieve financial success. Our asset size is over $411 million, and we are one of the top 10 credit unions in the State of Maine.
  • First Citizens Community Bank
  • 1163 South Main Street, Mansfield, PA, 16933
  • A simple philosophy can lead a company to great rewards. Treat your customers, your employees, and your communities with respect and you will earn their loyalty. Our strategy has never been about selling products, but instead about finding ways to make life more rewarding for our customers and employees.
  • Finger Lakes Federal Credit Union
  • 7 Seneca Street, Geneva, NY, 14456
  • People You Know. Service You Trust. We are dedicated to providing you with loan and deposit products designed with your needs in mind. We're open to the community! If you live, work, worship, volunteer, or attend school in Ontario, Seneca, or Yates County, or if you are a member of an immediate family or household of those within the field of mem
  • USNY Bank
  • 389 Hamilton St, Geneva, NY, 14456
  • USNY Bank is a bank with operations in one state. USNY Bank offers numerous mortgage programs including conventional, FHA and construction mortgages and also USNY Bank is a full-service bank. The Bank accepts deposits, makes loans and provides other services for the public The USNY Bank is located in Geneva with zip code of 14456
  • Hershey Federal Credit Union
  • 232 Hershey Road, Hummelstown, PA, 17036
  • Heritage FCU was formed in 1965, as Warrick Employees FCU, by employees of ALCOA Warrick Operations in Newburgh, IN.Hershey Federal Credit Union is a financial services cooperative, existing to serve our membership and our communities by providing affordable access to credit, offering beneficial financial services, and engaging in our communities.
  • West Branch Valley Federal Credit Union
  • 1640 High Street, Williamsport, PA, 17701
  • AVCO was the first Select Employer Group to belong to the credit union. As the credit union allowed more Select Employer Groups to join, the membership became more diverse and geographically disbursed. In 1995 the credit union changed its name to West Branch Valley Federal Credit Union to be more representative of its membership area.
  • Woodlands Bank
  • 2450 East Third Street, Williamsport, PA, 17701
  • In 1989, a small group of entrepreneurs decided to establish a new community bank in Lycoming County. Many of the existing banks had merged and had grown to a size where personalized service had become only a slogan. These entrepreneurs saw, firsthand, the deteriorating service level of many of the banks in the area.
  • Horizon Federal Credit Union
  • 2849 Reach Road, Williamsport, PA, 17701
  • Horizon Federal Credit Union was founded in 1955 as a credit union for health care professions in the Williamsport area. Horizon’s objective is to be the most trusted financial institution in our community. Our staff will provide exceptional services, products and experiences for our members.