FHA VS Conventional loan in Holyoke, Hampden County, Massachusetts

In 2025, the Conventional loan limit in Holyoke, which is part of Hampden county, MA, is $726,200. In contrast, the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® Conventional loan calculator to examine and compare today's most competitive rates for Conventional, FHA, and USDA loans. This tool allows you to evaluate the required income, credit score, reserves, and necessary documentation to qualify. Using our advanced mortgage calculator, you can review Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in selecting the best program to fit your financial requirements in MA.

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2025 Loan Limits and Down Payment Requirements in Holyoke, County of Hampden, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The table above applies to these zip codes: 01040, 01041

Available Conventional and FHA Loan Options in Holyoke, MA

The goal of Lendersa® is to efficiently secure the best Conventional, USDA, or FHA loan for you, minimizing hassle. Choose between three initial pathways that direct you to the right lenders and loan programs.

Lendersa USDA loan request and matching results


  • We Fund LA
  • 680 E Colorado Blvd, Horsham, CA, 91101
  • The We Fund LA team is a group of locally based mortgage professionals who have worked tirelessly to reimagine and modernize the mortgage experience. Our expansive menu of loan products allow us to serve almost any client. Our commitment to service excellence led to us being recognized by Scotsman Guide and Mortgage
  • Barb Spitzock - EPiQ Lending Mortgage Loan
  • 123 N. Lake Ave, Suite 102, Pasadena, CA, 91101
  • At EPIQ Lending, our goal is to guide you through the mortgage process and get you into a home, not just any home but the one that you envisioned under the right financial terms. We iron out the details and formulate solutions to provide you tailor-made financing options. Our methods aren't conventional.
  • Paradace Corporation
  • 680 East Colorado Boulevard, Suite 180, Pasadena, CA, 91101
  • PARADACE offers real estate & loans services. We lend money. We buy, build, & sell houses. We provide construction & remodeling services. PARADACE Luxury Real Estate and Loans was establish to serve the well-to-do and influential customers. Established in 2008. David Sun Owner at Paradace Corporation.
  • Kennedy Capital Corporation
  • 553 South Marengo Avenue, Pasadena, CA, 91101
  • Kennedy Capital Corporation is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios
  • Lazerus Properties
  • 530 S. Lake Ave, Suite 203, Pasadena, CA, 91101
  • Lazerus Properties and Capital is a full-service Real Estate Company dedicated to guiding you in your 30 Year Fixed Rates from 1.99% / 2.210% APR*, Lazerus Properties is a full-service Real Estate Brokerage dedicated to simplifying your Real Estate Purchases, Sales and Lending transactions.
  • Trulending Mortgage Corporation
  • 70 South Lake Avenue, 10th Floor, Pasadena, CA, 91101
  • Trulending Mortgage, a direct lender and full-service home loan solutions company. Founded on a commitment to promote our clients’ long-term financial goals with the highest level of service, integrity and expertise available in the industry. When you’re purchasing a home, there’s a lot going on: emotions, anxiety, excitement, worry, and countless.
  • Axium Mortgage Inc.
  • 225 South Lake Avenue, Suite 300, Pasadena, CA, 91101
  • Axium Mortgage provides financing for residential purchases or refinancing of your existing home loan. Axium Mortgage offers a wide variety of mortgage programs: 15-year, 30-year fixed rate mortgages and or adjustable rate loan options; We strive to provide the best possible financing solutions, based on our clients individual needs.
  • Rate One Financial, Inc.
  • 696 East Colorado Boulevard, Suite 205, Pasadena, CA, 91101
  • Rate One Financial, Inc mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Oak Tree Home Loans and Finance, Inc.
  • 790 East Colorado Boulevard, 9th Floor, Pasadena, CA, 91101
  • We believe homeownership strengthens our communities, cities, and country. We understand buying a house is one of the biggest financial decisions in one’s life. We are committed to providing you with white glove service and guiding you throughout the entire loan process from start to finish