FHA VS Conventional loan programs in 2025 for Holyoke, Hampden County, Massachusetts

In 2025, the Conventional loan limit in Holyoke, which is part of Hampden county, MA, is $726,200. In contrast, the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® Conventional loan calculator to examine and compare today's most competitive rates for Conventional, FHA, and USDA loans. This tool allows you to evaluate the required income, credit score, reserves, and necessary documentation to qualify. Using our advanced mortgage calculator, you can review Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in selecting the best program to fit your financial requirements in MA.

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2025 Loan Limits and Down Payment Requirements in Holyoke, County of Hampden, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The table above applies to these zip codes: 01040, 01041

Available Conventional and FHA Loan Options in Holyoke, MA

The goal of Lendersa® is to efficiently secure the best Conventional, USDA, or FHA loan for you, minimizing hassle. Choose between three initial pathways that direct you to the right lenders and loan programs.

Lendersa USDA loan request and matching results


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