FHA VS Conventional loan in Hopkinton, Middlesex County, Massachusetts

In 2026, the Conventional loan limit for Hopkinton in the county of Middlesex, MA, stands at $828,000, whereas the FHA limit for a single-family home is $828,000.

Use Lendersa®'s Conventional loan calculator to compare the best rates available today between Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator provides side-by-side views of Conforming Conventional, USDA, FHA, and VA loans, helping you choose the most suitable program for your financial situation in MA.

Discover loan offers from over 100 lenders

2026 Loan Limits and Downpayment Requirements in Hopkinton, County of Middlesex, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $828,000 3%
USDA $675,000 0%
FHA $828,000 3.5%

This comparison table applies to the following ZIP codes: 01748

Conventional and FHA Loan Options in Hopkinton, MA

The aim of Lendersa® is to help you acquire the best possible Conventional, USDA, or FHA loan rapidly and without hassle. Select from one of three pathways that lead to matching lenders and loan programs.

USDA loan requests and matching results by Lendersa


Hopkinton Lenders

  • Zenith Mortgage Advisors
  • 74 South St, Hopkinton, MA, 01748
  • Lends in Massachusetts
  • Zenith Mortgage is a full service mortgage broker licensed to do business in MA. We serve our clients before, during, and after each and every transaction. We love to provide first time buyers with a foundation of knowledge so they can move through the process smoothly, and well informed.

  • Prime Rate Home Mortgage, LLC.
  • 34 Hayden Rowe St, Suite 158, Hopkinton, MA, 01748
  • Lends in Massachusetts
  • At Prime Rate Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.

  • ROSS MORTGAGE COMPANY, INC.
  • 115 Flanders Road, Suite 120, Westborough, MA, 01581
  • Lends in Massachusetts
  • Ross Mortgage offers a variety of mortgage loan products, and the company is a Direct Endorsed lender for the Federal Housing Administration and the Veteran’s Administration. As an approved lender, Ross Mortgage has the ability to originate, underwrite and close these government guaranteed mortgage loans in all the states where it holds a license.

  • Metrowest Community Federal Credit Union
  • 200 Concord Street, Framingham, MA, 01702
  • Lends in Massachusetts
  • MetroWest Community FCU is fully committed to helping individuals in our communities manage and achieve their financial goals by offering a wide range of affordable savings and loan products To helping individuals in our communities manage their financial needs by offering a wide range of affordable savings and loan products and To providing produc

  • MortgageWorkshop Inc
  • 24 Union Avenue, Suite 30, Framingham, MA, 01702
  • Lends in Massachusetts
  • At MortgageWorkshop, we feel that our job is to do more than just help you find a loan. By forming strong relationships with many different lenders, we are able to research, compare, and shop your specific application to find you the mortgage product that best fits and alos we are dedicated to providing borrowers and the realtors.

  • New Horizon Mortgage Co. Inc.
  • 165 Main St, Suite109, Medway, MA, 02053
  • Lends in Massachusetts
  • New Horizon Mortgage Company is a Medway, MA based mortgage brokerage company that is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in the region. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.

  • Homefield Credit Union
  • 86 Worcester St, North Grafton, MA, 01536
  • Lends in Massachusetts
  • Homefield Credit Union is a community-based credit union founded in 1966. Originally chartered as Grafton Suburban Credit Union with a field of membership including those in the Greater Grafton area, HCU has grown to include a field of membership encompassing all of Worcester and Middlesex counties.

  • The Mortgage Pros
  • 2 Vernon St., Framingham, MA, 01701
  • Lends in Massachusetts
  • our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • OnTo Mortgage
  • 405 Cochituate Road, Suite 204, Framingham, MA, 01701
  • Lends in Massachusetts
  • OnTo Mortgage is headquartered in Massachusetts and was started by by two top loan originators with over 30 years of experience. Every lender touts great rates, product and service and while we have all of that, we also have a deep care for our clients. We understand that without clients, we have nothing.