FHA VS Conventional loan programs in Palmer, Hampden County, Massachusetts

In 2025, the Conventional loan ceiling in Palmer, situated in Hampden county, MA, is $726,200, whereas the FHA limit for a single-family home is $472,030.

The Lendersa® Conventional loan calculator can be used to evaluate today's best rates for Conventional, FHA, and USDA loans. It helps you assess the necessary income, credit, reserves, and documents for eligibility. Our advanced mortgage calculator allows you to compare Conforming Conventional, USDA, FHA, and VA loans side by side to determine which program in MA best fits your specific financial needs.

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Loan Limits and Downpayment Requirements for 2025 in Palmer, Hampden County, MA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

These terms are applicable to the zip codes: 01069, 01080, 01009, 01079

Options for Conventional and FHA Loans in Palmer, MA

Lendersa® strives to quickly and easily help you find the best Conventional, USDA, or FHA loan available. Start with one of three options to match you with the appropriate lenders and loan programs.

Discover USDA loan options and matches with Lendersa


  • Southern Lakes Credit Union
  • 3000 80th Street, Kenosha, WI, 53142
  • It all started in 1935 when a group of 10 individuals pooled their resources to help each other succeed financially by starting a Credit Union. Southern Lakes Credit Union is a member owned financial cooperative. With our Home Office in Kenosha, WI we are a Community Chartered Credit Union serving all individuals living
  • Lakefront Capital LLC
  • 4623 75th S, Suite 4-164, Kenosha, WI, 53142
  • Lakefront Capital was founded by a husband-and-wife team who have a passion for real estate investing and have been investing in real estate since 2012. Lakefront Capital is always focused on the bigger picture and is looking to build long lasting lending relationships with every investor.
  • Gateway Mortgage Corporation
  • 6501 Green Bay Road, Kenosha, WI, 53142
  • In 1983, Gateway Mortgage Corporation was founded as a mortgage broker - originating residential mortgages in Southeastern Wisconsin. Growth throughout the 1980s allowed Gateway to expand to become a full service mortgage banker - underwriting, funding, and servicing the loans it originated.
  • Bank of Brookfield
  • 9136 Washington Avenue, Brookfield, IL, 60513
  • First National Bank of Brookfield, your friendly hometown community bank. For over 30 years, the Village of Brookfield was without a bank. In 1962 a group of ten businessmen founded the First National Bank of Brookfield, located in the Grand Boulevard business district. The bank was established during a period of rapid growth in Brookfield.
  • Epic Mortgage
  • 3728 Prairie Ave, Brookfield, IL, 60513
  • Epic Mortgage. Our mortgage broker in Brookfield, IL, can assist with a wide range of mortgage loans. And instead of handing you a one-size-fits-all mortgage loan, we'll actually work with you and your needs to find the best answer for you. Our owner cares deeply about each client he works with and wants to make your experience with us memorable.
  • First Secure Bank and Trust Co.
  • 10360 South Roberts Road, Palos Hills, IL, 60465
  • First Secure Bank and Trust was founded in Palos Hills, Illinois in 1977 to serve the financial needs of our friends and neighbors. We are still in the neighborhood and continuing with that mission. We are the only “true” locally owned bank in the area. We care about the community because we live here, too.
  • US Financial LTD
  • 636 South Des Plaines River Road, Suite 300, Des Plaines, IL, 60016
  • U.S. Financial is a family-run business specializing in financial consulting services for consumers and small business owners. We can help you pursue your financial goals. Our goal is to accommodate all of your financial needs under one roof. We have experts on staff and at your disposal.
  • FNBC Bank & Trust
  • 620 West Burlington Street, La Grange, IL, 60525
  • FNBC Bank & Trust is a community bank with long standing connections to the communities which we serve. With over $500 million in assets, our banking offices provide a full range of personal and commercial deposit, loan, and trust services. FNBC offers a complete array of financial services with solutions for all financial needs in one place.