FHA VS Conventional loan programs in 2025 for Palmer, Hampden County, Massachusetts
In 2025, the Conventional loan ceiling in Palmer, situated in Hampden county, MA, is $726,200, whereas the FHA limit for a single-family home is $472,030.
The Lendersa® Conventional loan calculator can be used to evaluate today's best rates for Conventional, FHA, and USDA loans. It helps you assess the necessary income, credit, reserves, and documents for eligibility. Our advanced mortgage calculator allows you to compare Conforming Conventional, USDA, FHA, and VA loans side by side to determine which program in MA best fits your specific financial needs.
Loan Limits and Downpayment Requirements for 2025 in Palmer, Hampden County, MA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
These terms are applicable to the zip codes: 01069, 01080, 01009, 01079
Options for Conventional and FHA Loans in Palmer, MA
Lendersa® strives to quickly and easily help you find the best Conventional, USDA, or FHA loan available. Start with one of three options to match you with the appropriate lenders and loan programs.
Clipper Commercial Capital, LLC is an advisory firm based in greater Boston, providing capital solutions for small and mid-size business nationwide. We work closely with a network of national bank and non-bank financial institutions to offer competitive rates, market knowledge, and specialized lending solutions.
Incorporated in April of 1831 as the Grand Bank, later renamed the National Grand Bank, we officially opened our doors on November 18, 1831. That day we recorded $1, 500 worth of deposits and started our commitment to providing the citizens and businesses of Marblehead with the best service and banking products available.
We have been in business since 1988 and have helped thousands of homeowners purchase their new home, refinance into a lower rate, or get cash for home improvements, investments, business, debt consolidation, and college. Call us and see what the Stepstone Advantage is all about. We will strive to find the right mortgage product for you.
The Milford Bank has a variety of loan programs with competitive rates and quality hometown customer service everyday. Many types of consumer loans can be completed in less than 30 minutes because paperwork is greatly simplified. Our consumer loan programs are available for residents.
575 Underhill Blvd, Suite 216, Southold, NY, 11971
Original Funding is not a lender. We provide a service to prospective borrowers wherein we submit their secure application information to our network of lenders. We do not collect a fee from the applicants. Our mission is to match prospective borrowers with our preferred network of lenders. There is no guarantee that your application
100 Cummings Center, Suite 544H, Beverly, MA, 01915
GoldCoast Mortgage To make certain that you succeed at your real estate goals.To do so we need to learn your objectives. We genuinely enjoy learning about your goals and seeing if we can help We won’t chase, sell, or obligate you. Ever. If your goals lead you to another mortgage lender or bank we will support the decision to pursue that path.
Main Street Mortgage was founded by David Bigley in 1996. David has been helping Connecticut residents finance their homes for over 34 years.David is an active member in the Stratford community as a volunteer for Merton House Soup Kitchen, Fairfield Prep Fathers Club and coach for Sterling House Youth Sports Basketball and Soccer.
St. Anthony of New Bedford Federal Credit Union is your local credit union. We are a federally chartered community credit union. Anyone living, working or having business within Bristol County is eligible to join.St. Anthony of New Bedford Federal Credit Union, a member owned co-operative, is a full service financial institution offering a variety