FHA VS Conventional loan in Bensville, Charles County, Maryland

In 2026, within the county of Charles, Bensville, MD, the Conventional loan limit is $1,089,300, whereas for a single-family home, the FHA limit is $1,089,300.

With Lendersa®'s Conventional loan calculator, you can compare the current best rates for Conventional, FHA, and USDA loans. Determine what income, credit score, reserves, and documents you need to qualify. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, so you can decide which program best fits your financial needs in MD.

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Loan limits and downpayment requirements for 2026 in Bensville, Charles county, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This comparison table applies to zip codes: 20603

Loan options for Conventional and FHA in Bensville, MD

The aim of Lendersa® is to quickly connect you with the best possible Conventional, USDA, or FHA loan, free of hassle. Choose one of three initiation options that will match you with suitable lenders and loan programs.

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Bensville Lenders

  • LBG Lending Services LLC
  • 4333 Charles Crossing Drive, White Plains, MD, 20695
  • Lends in Maryland
  • LBG (Led By God) Lending Servieces is a Christian and Veteran owned company. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.

  • Colonial Mortgage Group
  • 3261 Old Washington Road, Suite 1011, Waldorf, MD, 20602
  • Lends in Maryland
  • Colonial Mortgage Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism

  • U. S. Postal Service Federal Credit Union
  • 7905 Malcolm Road, Suite 311, Clinton, MD, 20735
  • Lends in Maryland
  • U. S. Postal Service Federal Credit Union is a member-owned and operated not-for-profit financial cooperative chartered in 1934 under federal law. USPS FCU provides sound financial support for Postal Workers, Postal Retirees, and Postal Family Members. We encourage our members to make wise financial choices for the well-being of themselves.

  • Your Mortgage Genie LLC
  • 13205 Sunfield Terrace, Fort Washington, MD, 20744
  • Lends in Maryland
  • We are a full-service mortgage company for first-time homebuyers servicing MD, Washington DC, VA, and FL. We specialize in Residential Real Estate Loans with options to UNLOCK YOUR DREAMS.What makes Your Mortgage Genie unique is we strive to meet individual goals by offering customized products and investment tools to service your individual goal

  • Potomac Trust Mortgage Company LLC
  • 10009 Indian Queen Point Road, Fort Washington, MD, 20744
  • Lends in Maryland
  • Potomac Trust Mortgage we are committed to providing customers with the best service and rates available. We are a local company who’s professional staff goes above and beyond to assist our clients with the entire loan process. Our goal is to make the loan process as simple and stress-free as possible.