FHA VS Conventional loan programs in Bowie, Prince George's County, Maryland

In 2026, the loan limit for a Conventional loan in Bowie, Prince George's county, MD is $970,800, whereas the FHA limit for a single-family home is $970,800.

Explore the Lendersa® Conventional loan calculator to evaluate today's top rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator places Conforming Conventional, USDA, FHA, and VA loans side-by-side, helping you choose the best program in MD for your specific financial scenario.

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2026 Loan Limits and Downpayment Requirement in Bowie, Prince George's County, MD

Type of Loan Maximum Limit Minimum Downpayment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table is applicable for zip codes: 20720

Explore Conventional and FHA Loan Opportunities in Bowie, MD

The aim of Lendersa® is to swiftly provide the best Conventional, USDA, or FHA loans without the hassle. Begin with one of three pathways that connect you to matching lenders and programs.

Results of USDA loan requests from Lendersa


Bowie Lenders

  • Navigator Mortgage Brokers
  • 16701 Melford Blvd, Suite 459, Bowie, MD, 20715
  • Lends in Maryland
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • FedChoice Federal Credit Union
  • 10001 Willowdale Road, Lanham, MD, 20706
  • Lends in Maryland
  • FedChoice Federal Credit Union is home to almost 25, 000 members who look to us for their day-to-day financial needs, future prosperity and retirement security. We serve federal civilian employees, as well as federal government contractors in the Washington D.C., Baltimore, and Philadelphia metro areas, along with their family and household members

  • IBEW 26 Federal Credit Union
  • 4371 Parliament Place, Suite C, Lanham, MD, 20706
  • Lends in Maryland
  • The IBEW 26 FCU is a member-owned financial institution whose purpose is to promote and assist in the financial well-being of members by providing professional, personal, competitive, safe and sound financial services within the financial ability of the credit union. IBEW 26 FCU strives to become the primary financial institution of its members.

  • All Homes Financial LLC
  • 4601 Presidents Drive, Suite 155, Lanham, MD, 20706
  • Lends in Maryland
  • Specializing in Maryland, Washington DC and Licensed by the State Corporation Commission Virginia License# MC5156. Do you need to consolidate debt, need home improvement or just cash? We have helped homeowners receive millions of dollars with our loan programs and easy qualification. Refinance that high second mortgage/equity line of credit,

  • RoundPoint Mortgage Servicing Corporation
  • 6401 Golden Triangle Dr, Suite 150, Greenbelt, MD, 20770
  • Lends in Maryland
  • RoundPoint Mortgage Servicing Corporation was founded in 2007 and is a large, fully integrated, non-bank mortgage lending and servicing company. We are a proud member of the Freedom Mortgage Corporation family of companies. We measure success in many ways—first and foremost by our customers’ satisfaction, in our growth as a company

  • Specialty Lending Group
  • 6305 Ivy Lane Suite 320, Greenbelt, MD, 20770
  • Lends in Maryland
  • SLG is a dynamic and dependable direct private lender that provides financing to real estate entrepreneurs. Established in 2007 to fill the void caused by the contraction of the traditional lending market, and to help real estate professionals capitalize on undervalued and distressed real estate, SLG has grown into one of the most respected and rel

  • Prince George's Community Federal Credit Union
  • 15201 Hall Road, Bowie, MD, 20721
  • Lends in Maryland
  • Prince George’s Community FCU is one of Prince George's County best kept secrets. Founded in 1967 to provide financial services to Prince George’s County employees, this organization has grown to a community-based institution serving over 16, 000 members. We are currently over $160 million in assets and welcome anyone who lives, works.

  • The Mortgage Mall Inc
  • 804 Jennings Mill Drive, Bowie, MD, 20721
  • Lends in Maryland
  • The Mortgage Mall, Inc. was established with the vision of our clients enjoying the benefits of having a broad array of mortgages and lending services under one roof. The business model ensures that each financial professional can engage in an open dialogue to access the exact needs of each client

  • Americasa Home Loans
  • 2191 Defense Hwy, Suite 304, Crofton, MD, 21114
  • Lends in Maryland
  • Massimo Credit a Direct Lender. Whether for a first-time home buyer, a growing family or an established homeowner looking for an investment or vacation property, We offers a wide range of financing options to meet home buyer needs. Our experienced and knowledgeable loan officers will review each home buyer’s personal financial position.