FHA VS Conventional loan in Bowie, Prince George's County, Maryland

In 2026, the loan limit for a Conventional loan in Bowie, Prince George's county, MD is $970,800, whereas the FHA limit for a single-family home is $970,800.

Explore the Lendersa® Conventional loan calculator to evaluate today's top rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator places Conforming Conventional, USDA, FHA, and VA loans side-by-side, helping you choose the best program in MD for your specific financial scenario.

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2026 Loan Limits and Downpayment Requirement in Bowie, Prince George's County, MD

Type of Loan Maximum Limit Minimum Downpayment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table is applicable for zip codes: 20720

Explore Conventional and FHA Loan Opportunities in Bowie, MD

The aim of Lendersa® is to swiftly provide the best Conventional, USDA, or FHA loans without the hassle. Begin with one of three pathways that connect you to matching lenders and programs.

Results of USDA loan requests from Lendersa


  • Elements Financial
  • 225 South East Street, Suite 300, Indianapolis, IN, 46202
  • "At Elements, we provide a variety of powerful financial products and services through the safe harbor of a consumer-owned credit union. Yet Elements is not just a credit union.

    We are financial wellness providers who promise to help you achieve financial wellness in life with your own money management plan."

  • Approved Mortgage
  • 5820 N. Canton Center, Suite 125, Canton, MI, 46142
  • Approved Mortgage is the largest and oldest mortgage banker in Central Indiana. We are a full-service direct lender providing a vast array of residential, business and commercial loans. Our residential product line offers conventional, jumbo, FHA, VA and portfolio loans for purchase, refinance, and construction transactions.

  • Classic Mortgage Corporation
  • 104 S Michigan Ave, Vicksburg, MI, 49097
  • Classic Mortgage Corporation is a mortgage broker and lender and we opened our doors in 1994. As an independent mortgage broker, Classic Mortgage Corporation has steadily built a reputation for providing prompt, personal service and a broad array of competitive mortgage products.

  • Haynes Community Federal Credit Union
  • 1801 S Park Road, Kokomo, IN, 46902
  • The Haynes Community Federal Credit Union is a not-for-profit, cooperative financial institution. The purpose of the Credit Union is to promote thrift among members. We were established in 1948 for the employees of Union Carbide Stellite (now Haynes International) and their families. In 2006 we received our Community Charter and are open to anyone

  • Financial Builders Federal Credit Union
  • 2828 South Lafountain Street, Kokomo, IN, 46902
  • Financial Builders was founded in 1964 for Chrysler Employees. The Credit Union elected seven members to become board members from Chrysler who helped run the credit union in a little storefront building with two office personnel.In 1978 we built the beautiful building we have today housing 28 employees and serving members

  • City of Firsts Community FCU
  • 1120 South Main Street, Kokomo, IN, 46902
  • City of Firsts Community Federal Credit Union, formerly known as Kokomo School Employees Federal Credit Union, was established in 1938 by Mr. Charles Franklin. As Kokomo School Employees FCU, we serviced the employees of Kokomo Consolidated School Corp. and its family members. In 2006, City of Firsts FCU received permission from the National Credit

  • Solidarity Community Federal Credit Union
  • 201 Southway Blvd. E, Kokomo, IN, 46902
  • Solidarity was started in 1954 by Delco Electronics employees pooling their funds together to help a co-worker purchase a car. They did this by placing a quarter a week in a cigar box until they had enough saved to buy the car. Thus, they started a not-for-profit cooperative called a "credit union.

  • Mortgage City, Inc.
  • 1202 Appletree Lane, Kokomo, IN, 46902
  • Mortgage City, Inc. has been in business since 1999. In the last 10 years, we have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state is a proud member of the Chamber of Commerce and Local Lenders Association of Kokomo.