FHA VS Conventional loan in Capitol-Heights, Prince George's County, Maryland

In the year 2025, the Conventional loan limit for those seeking finance in Capitol-Heights, located in Prince George's County, MD, is marked at $970,800. Comparatively, for a single-family home, the FHA loan limit is established at $970,800.

Utilize the Lendersa® Conventional loan calculator for a comprehensive comparison of the best rates between Conventional, FHA, and USDA loans available today. This tool will also help you identify the necessary income, credit level, reserves, and paperwork required for qualification. Through our sophisticated mortgage calculator, you can evaluate Conforming Conventional loans alongside USDA, FHA, and VA loans, offering a clear comparison to decide the most suitable program in MD based on your unique financial scenario.

Explore and compare loan offers from an extensive network of 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Capitol-Heights, Prince George's County, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

The loan limits and down payment details here apply specifically to these zip codes: 20743, 20731

Explore Conventional and FHA Loan Options in Capitol-Heights, MD

At Lendersa®, our mission is to ensure you secure the optimal Conventional, USDA, or FHA loan quickly and seamlessly, without any complications. Choose from three initial pathways that will direct you to matching lenders and varied loan programs.

Results of Lendersa USDA loan request and matching

Lendersa® is designed to provide a user-friendly interface and detailed insights, simplifying the journey towards securing your home finance. Whether you're purchasing a new home or refinancing existing residential loans, our resources are tailored to present clear options and beneficial pathways. Make use of our expansive resources and the expertise of our dedicated network, empowering you to proceed with confidence in your financial decisions. Our end goal is to support and guide you towards achieving your desired financial results, focusing on your satisfaction and stability.



  • Monument Mortgage Co. Inc
  • 91 Hartwell Ave, Lexington, MA, 02421
  • We provide expert advice on mortgage lending. Whether you are purchasing or refinancing, a primary home or a second mortgage, a condominium or a multi-family, we can handle the transaction. We do what we do best, Mortgages.We are a team of professionals, dedicated to our work and thrilled to help families gain home ownership.
  • Traditional Bank
  • 49 West Main Street, Mount Sterling, KY, 40353
  • Traditional Bank is not new to community banking. Our story begins in 1902 when two banks were formed in Mt. Sterling, KY. In 1988 they merged & that new bank would ultimately become known as Traditional Bank. Since the merger in 1988, all of the bank’s growth has been organic. We have not purchased any banks, but have instead grown.
  • Brian Springmann Home Loans LLC
  • 69 Quarry Circle, Milford, NH, 03055
  • As an independent mortgage broker, Brian has served clients in communities throughout the region for three decades as a trusted residential mortgage professional and advisor. Brian's 40 years of experience in real estate and financial services focused on building a business through personal referrals.
  • Boston Firefighters Credit Union
  • 60 Hallet Street, Dorchester Center, MA, 02124
  • Boston Firefighters Credit Union was established in 1948. Since that time, BFCU has had one goal; to provide high quality services in a warm, friendly atmosphere with the best possible rates while operating in a safe and sound manner consistent with all regulatory rules and regulations
  • East West Mortgage Company
  • 100 Hallet Street, Boston, MA, 02124
  • East West Mortgage was started to help individuals and families manage their home finances and their lives in an efficient, and informed manner. Our technology allows us to save our customers time and money. Our knowledgeable loan officers are dedicated to helping customers understand their options and select the best loan programs available.
  • TrailNorth Federal Credit Union
  • 1178 NYS Route 9N, Ticonderoga, NY, 12883
  • TrailNorth Federal Credit Union has been serving the financial needs of its members since 1954. TrailNorth provides membership. Persons who live, work, worship, or attend school in, or businesses or legal entities located in Essex, Washington, Warren, Clinton and Franklin Counties in New York and Addison County in Vermont.
  • South Shore Bank
  • 1530 Main Street, South Weymouth, MA, 02190
  • South Shore Bank is a full-service mutual bank with approximately $2 billion in assets. As a locally managed mutual bank, we believe the most valuable & enduring success is success that is shared. Together, we work to help our people, clients and communities thrive. With an extensive set of financial products, the Bank serves as a trusted advisor.
  • The First Central National Bank of St. Paris
  • 103 S. Springfield St., Saint Paris, OH, 43072
  • The First Central National Bank is an independent community bank In St. Paris Ohio, serving our community since 1880. Our bank offers a full line of financial products and services ranging from traditional, interest bearing checking and savings accounts to modern day conveniences such as Direct Deposit
  • Rockland Federal Credit Union
  • 241 Union St, Rockland, MA, 02370
  • Our mission is to provide our members with quality, affordable financial services in a responsible, efficient, professional, & convenient manner. Deposits are insured through the National Credit Union Administration & the MA Share Insurance Corporation. Rockland Federal Credit Union is a federally chartered credit union, established in 1922.