FHA VS Conventional loan in College-Park, Prince George's County, Maryland

In 2025, the conventional loan limit for College-Park, within the county of Prince George's, MD, is $970,800. Meanwhile, the FHA limit for a single-family home is $970,800.

Leverage the Lendersa® Conventional loan calculator to contrast today's available rates for Conventional, FHA, and USDA loans. Evaluate what income, credit, reserves, and documents are necessary for qualification. Our comprehensive mortgage calculator allows you to compare Conforming Conventional loans with USDA, FHA, and VA side-by-side, aiding you in deciding the best program for your financial needs in MD.

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2025 Loan Limits and Down Payment Requirements in College-Park, Prince George's County, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

Note: This table applies to the following zip codes: 20740, 20742, 20741

Explore Conventional and FHA Loan Options in College-Park, MD

Lendersa® is committed to helping you secure the best Conventional, USDA, or FHA loan quickly and without complication. Start with one of three pathways, each leading to matching lenders and loan programs.

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  • Medford Mortgage LLC
  • 32 S. Main Street, Medford, NJ, 8055
  • "Medford Mortgage was founded with the purpose of helping both existing and prospective homeowners receive the right mortgage. Our company MISSION is simple: Develop a low cost structure that enables us to consistently deliver industry leading rates to our target customers. Our comprehensive network of lenders allows us to find the loan progr
  • Trend America Mortgage Inc
  • 13005 Trina Drive, Philadelphia, PA, 19116
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Investment Savings Bank
  • 900 S. 16th Street, Altoona, PA, 16602
  • ISB offers a broad range of transactional services & deposit account options – from Back-To-Basics Checking & Passbook Savings to our signature Money Markets, CDs, & NOW Accounts; from conventional and ROTH IRAs to Education & Health Savings Accounts – all designed with the same goal in mind: to help get you from one “landmark event” to the next.
  • ARC Federal Credit Union
  • 1919 7th Avenue, Altoona, PA, 16602
  • Our credit union has been a fixture in the Altoona community since 1956. We were founded so members could provide loans and financial services to each other by pooling their funds when traditional financial institutions at that time would not serve them. For more than six decades, we’ve grown
  • American Pride Credit Union
  • 1431 Valley View Boulevard, Altoona, PA, 16602
  • The American Pride Credit Union Community credit union Established in 1932, we are a full service financial institution serving members who live, work worship or attend school in Blair & Bedford Counties in Pennsylvania. We provide low cost auto, home equity, personal, & mortage loans. We offer savings, checking investment & retirement accounts.
  • Altoona First Savings Bank Altoona
  • 203 N. Logan Blvd., Altoona, PA, 16602
  • Altoona First will continue to be an independent, mutually-owned, relationship-driven community bank. We will passionately focus on relationships to help employees, individuals, families and small businesses succeed. Through an intense focus on serving, we will be a driving force in seeing our local communities prosper.
  • Reliance Bank
  • 401 S. Logan Boulevard, Altoona, PA, 16602
  • Here at Reliance Bank, we provide exceptional service to meet our community’s personal and business banking needs in every way we can. “Together, we’ll find a way” is more than just a slogan. Our team’s passion and love for our people makes us want to help them achieve their dreams.
  • Freedom Credit Union
  • 626 Jacksonville Road, Suite 250, Warminster, PA, 18974
  • Community-based Freedom Credit Union located in the Greater Philadelphia area, chartered in 1934, is a full-service financial institution that offers a banking alternative to consumers. Anyone who lives, works, worships, performs volunteer service, or attends school in Bucks, Chester, Delaware, Montgomery.
  • Global Mortgage Network Inc
  • 626 Jacksonville Road, Suite 230, Warminster, PA, 18974
  • At Global Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration
  • INDEPENDENCE HOME MORTGAGE CORP.
  • 720 Johnsville Blvd, Suite 1205B, Warminster, PA, 18974
  • Independence Home Mortgage Corp. is a residential mortgage company dedicated to the American Dream of home ownership. We are a customer focused mortgage brokerage firm who strives to build lasting relationships by providing personalized mortgage solutions and unsurpassed service.