Explore the differences! FHA VS Conventional loan programs in College-Park, Prince George's County, Maryland

In 2026, the conventional loan limit for College-Park, within the county of Prince George's, MD, is $970,800. Meanwhile, the FHA limit for a single-family home is $970,800.

Leverage the Lendersa® Conventional loan calculator to contrast today's available rates for Conventional, FHA, and USDA loans. Evaluate what income, credit, reserves, and documents are necessary for qualification. Our comprehensive mortgage calculator allows you to compare Conforming Conventional loans with USDA, FHA, and VA side-by-side, aiding you in deciding the best program for your financial needs in MD.

Evaluate loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in College-Park, Prince George's County, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

Note: This table applies to the following zip codes: 20740

Explore Conventional and FHA Loan Options in College-Park, MD

Lendersa® is committed to helping you secure the best Conventional, USDA, or FHA loan quickly and without complication. Start with one of three pathways, each leading to matching lenders and loan programs.

Check results from Lendersa USDA loan requests


College-Park Lenders

  • Fortis Mortgage LLC
  • 7761 Diamondback Drive, College Park, MD, 20742
  • Lends in Maryland
  • Fortis Mortgage is a respected mortgage brokerage company that helps clients in Washington, DC, Maryland and Virginia get the best possible mortgage for their home-buying or refinancing dollars. Guided by the deep industry expertise of our President, Shawn Williams, we collaborate closely with clients to determine their loan eligibility, and work

  • RoundPoint Mortgage Servicing Corporation
  • 6401 Golden Triangle Dr, Suite 150, Greenbelt, MD, 20770
  • Lends in Maryland
  • RoundPoint Mortgage Servicing Corporation was founded in 2007 and is a large, fully integrated, non-bank mortgage lending and servicing company. We are a proud member of the Freedom Mortgage Corporation family of companies. We measure success in many ways—first and foremost by our customers’ satisfaction, in our growth as a company

  • Specialty Lending Group
  • 6305 Ivy Lane Suite 320, Greenbelt, MD, 20770
  • Lends in Maryland
  • SLG is a dynamic and dependable direct private lender that provides financing to real estate entrepreneurs. Established in 2007 to fill the void caused by the contraction of the traditional lending market, and to help real estate professionals capitalize on undervalued and distressed real estate, SLG has grown into one of the most respected and rel

  • Vantage Loans Finance Corp
  • 10610 Rhode Island Avenue, Beltsville, MD, 20705
  • Lends in Maryland
  • Vantage Loans Finance Corp. is a mortgage lender in Beltsville, Maryland that is spearheaded by professionals who have been in the loaning industry for more than 25 years. We believe that homeownership is a privilege that everyone should enjoy. Hence, we work to ensure that all our clients can avail.

  • FedFinancial Federal Credit Union
  • 11233 Lockwood Drive, Silver Spring, MD, 20901
  • Lends in Maryland
  • FedFinancial Federal Credit Union is a financial institution that operates solely for the benefit of its members. The organization offers great deals on savings accounts, checking accounts and share certificates. We also offer low-rate mortgages, auto and personal loans and Platinum Rewards VISA card that pays you a 1.5% Rebate.

  • FedChoice Federal Credit Union
  • 10001 Willowdale Road, Lanham, MD, 20706
  • Lends in Maryland
  • FedChoice Federal Credit Union is home to almost 25, 000 members who look to us for their day-to-day financial needs, future prosperity and retirement security. We serve federal civilian employees, as well as federal government contractors in the Washington D.C., Baltimore, and Philadelphia metro areas, along with their family and household members

  • IBEW 26 Federal Credit Union
  • 4371 Parliament Place, Suite C, Lanham, MD, 20706
  • Lends in Maryland
  • The IBEW 26 FCU is a member-owned financial institution whose purpose is to promote and assist in the financial well-being of members by providing professional, personal, competitive, safe and sound financial services within the financial ability of the credit union. IBEW 26 FCU strives to become the primary financial institution of its members.

  • All Homes Financial LLC
  • 4601 Presidents Drive, Suite 155, Lanham, MD, 20706
  • Lends in Maryland
  • Specializing in Maryland, Washington DC and Licensed by the State Corporation Commission Virginia License# MC5156. Do you need to consolidate debt, need home improvement or just cash? We have helped homeowners receive millions of dollars with our loan programs and easy qualification. Refinance that high second mortgage/equity line of credit,

  • Kerins Associates Inc
  • 13821 Mills Avenue, Silver Spring, MD, 20904
  • Lends in Maryland
  • Kerins Associates goal is to help families meet their personal and financial goals with the lowest monthly mortgage payment. Making dreams come true is what drives me to excel every day. With my many years in the mortgage business I have built relationships with top lenders to provide elite programs and pricing.