FHA VS Conventional loan programs in Ferndale, Anne Arundel County, Maryland
During 2025, the conventional loan limit for the county of Anne Arundel in Ferndale, MD is set at $726,200, with the FHA limit for a single-family home reaching $632,500.
Lendersa® offers a Conventional loan calculator that helps you compare the best rates available today between Conventional, FHA, and USDA loans, assessing necessary income, credit, reserves, and documents for qualification. Our advanced tool displays Conforming Conventional loans alongside USDA, FHA, and VA options, which aids in selecting the most suitable program in MD for your financial requirements.
2025 Loan Limits and Down Payment Requirements for Ferndale, County of Anne Arundel, MD
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$466,400
0%
FHA
$632,500
3.5%
The comparison table is applicable to the following zip codes: 21061
Explore Conventional and FHA Loan Options in Ferndale, MD
Lendersa® aims to quickly and smoothly secure the best possible Conventional, USDA, or FHA loan for you. Begin with one of three starting options that link you to compatible lenders and loan programs.
1525 North Main Street, Suite 100, Bountiful, UT, 84010
Utah Mortgage was formed in 2015, but our experience extends to over 30 years. Our team is growing quickly to support hundreds of new home-buyers each year. As a privately owned, founder-led company, we’re able to cut costs & time spent on the mortgage process. We invest in technology, research, home-owner support and great design.
When Peter T. opened First Madison Valley Bank in 1965, on Main Street of Ennis, Montana, he waited outside the doors of his single-story bank building, with no indoor plumbing, and shook hands with each patron who entered. He intended for that bank to serve as a hub for the rural Montana community he loved.
Rock Canyon Bank is dedicated to providing quality financial solutions in a secure and timely manner while providing the professional and personal attention you deserve. We know you have many choices when it comes to banking services and we invite you to bank with us and feel the difference at Rock Canyon Bank.
Empire Mortgage and Investment, L.C have been serving Utah home and investment property owners since 1998 and have a wealth of experience to counsel you through the lending process. As a broker, we contract with different wholesale lenders to help you obtain the best mortgage terms possible.
First Colony Mortgage Corporation is a full service mortgage banking company serving Utah, Colorado, Idaho, Arizona, Oregon, and Wyoming. First Colony was founded in 1984 by John M. Aldrich and Scott Shelley. Most mortgages are processed, underwritten and closed in house. Since inception First Colony has funded over 50,000 mortgages.
Beam Lending was established with you in mind. We focus our efforts on delivering great customer service and competitive interest rates. Over the years, we have been able to help countless clients finance a place they can call home. We are confident that we can provide a home loan solution for you, no matter your situation.
Education First Credit Union has been dedicated to serving the Ogden Community for over 76 years and we are not about to stop now. Our customer service is our most prided asset shows in the happiness of our members. You could be one of these member too! Come join our Credit Union FAMILY
We are in the business of helping members achieve financial success. We take seriously our role as consultants & educators & work hard to provide the best services and rates. We offer a variety of online & mobile technologies that provide tremendous benefits for members. We operate four branches: Ogden, Roy, North Ogden & Weber State University.
5926 S. Fashion Pointe Dr, Suite 110, South Ogden, UT, 84403
Look no further! You have found Northern Utah’s one-stop resource for all your mortgage financing needs. My philosophy is simple: client-focused. You are top priority throughout the loan process. You are the reason why I am in business. My goal is to give you the right loan at the right rate to meet your financial and equity objectives for life.
