FHA VS Conventional loan in Ferndale, Anne Arundel County, Maryland
During 2026, the conventional loan limit for the county of Anne Arundel in Ferndale, MD is set at $726,200, with the FHA limit for a single-family home reaching $632,500.
Lendersa® offers a Conventional loan calculator that helps you compare the best rates available today between Conventional, FHA, and USDA loans, assessing necessary income, credit, reserves, and documents for qualification. Our advanced tool displays Conforming Conventional loans alongside USDA, FHA, and VA options, which aids in selecting the most suitable program in MD for your financial requirements.
2026 Loan Limits and Down Payment Requirements for Ferndale, County of Anne Arundel, MD
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$466,400
0%
FHA
$632,500
3.5%
The comparison table is applicable to the following zip codes: 21061
Explore Conventional and FHA Loan Options in Ferndale, MD
Lendersa® aims to quickly and smoothly secure the best possible Conventional, USDA, or FHA loan for you. Begin with one of three starting options that link you to compatible lenders and loan programs.
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