FHA VS Conventional loan in Ferndale, Anne Arundel County, Maryland

During 2025, the conventional loan limit for the county of Anne Arundel in Ferndale, MD is set at $726,200, with the FHA limit for a single-family home reaching $632,500.

Lendersa® offers a Conventional loan calculator that helps you compare the best rates available today between Conventional, FHA, and USDA loans, assessing necessary income, credit, reserves, and documents for qualification. Our advanced tool displays Conforming Conventional loans alongside USDA, FHA, and VA options, which aids in selecting the most suitable program in MD for your financial requirements.

Browse loan offers from among 100 lenders

2025 Loan Limits and Down Payment Requirements for Ferndale, County of Anne Arundel, MD

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $466,400 0%
FHA $632,500 3.5%

The comparison table is applicable to the following zip codes: 21061

Explore Conventional and FHA Loan Options in Ferndale, MD

Lendersa® aims to quickly and smoothly secure the best possible Conventional, USDA, or FHA loan for you. Begin with one of three starting options that link you to compatible lenders and loan programs.

Results from Lendersa USDA loan requests and matching


  • Heide International LLC
  • 1200 North Federal Highway, Suite S200, Boca Raton, FL, 33432
  • Heide International Mortgage Financing are passionate about Real Estate Finance and are always looking for innovative structures to meet the demands and goals of our clients. The world of mortgage financing can be confusing and frightening. Banks rarely have to time, education or know how that it takes to walk first time home buyers
  • Choice Mortgage
  • 40 Southeast 5th Street, Suite 502, Boca Raton, FL, 33432
  • Choice Mortgage is a residential wholesale direct lender in Boca Raton. As a direct lender, we work personally with you through every step of the mortgage loan process, from pre-approval to close. We can also approve and finance loans that other banks have to turn down. By specializing only in residential loans, we have the specific expertise
  • Pro-Vision Team Funding Inc
  • 1515 N. Federal Highway, Suite 300-34, Boca Raton, FL, 33432
  • Our mission statement is simple. We want to help you to get to the next level. whether it be in your home or business. We have an uncompromising commitment to work as hard as possible on your behalf. We are willing and able to go beyond the call of duty to ensure you receive quality service.
  • Howard Grace Mortgage
  • 1515 North Federal Highway, Suite 300, Boca Raton, FL, 33432
  • Howard Grace and Associates is a Full Service Mortgage Brokerage Business specializing in a higher level of service. We are proud of the fact that our success has been the result of referrals from satisfied borrowers who have sent us their friends & family through the years. We take the time to listen to borrowers' needs and tailor each mortgage.
  • Express Mortgage Services Florida LLC
  • 484 Ne Wavecrest Ct, Boca Raton, FL, 33432
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • The Newfinity Group
  • 510 NE Wavecrest Way, Boca Raton, FL, 33432
  • At The Newfinity Group, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. We have relationships with many lenders.
  • Insource Funding
  • 433 Plaza Real, Ste 275, Boca Raton, FL, 33432
  • Insource Funding is a nationwide Hard Money lender that was established in 2001 to provide time-sensitive short term Hard Money loans to real estate investors for the purchase, refinance or cash-out of non-owner occupied residential, multi-family, mixed-use, office, retail, warehouse and small balance commercial properties.
  • Mortgage Makers USA, Inc.
  • 433 Plaza Real, Suite 275, Boca Raton, FL, 33432
  • Mortgage Makers USA, Inc. is a full service mortgage brokerage business licensed in the State of Florida since 1998. For the past nineteen years, Mortgage Makers USA, Inc. has been servicing our customers with integrity, honesty and competence. We offer a comprehensive line of mortgage products including conforming and non-conforming home loans.
  • Choice Mortgage
  • 40 SE 5th Street Suite 502, Boca Raton, FL, 33432
  • Since 1995, Choice Mortgage has been providing the best real estate financing programs available. As a licensed lender, we offer a wide variety of services and programs that satisfy the unique needs of each of our clients. We service FL, CA, CO, NH & NC. Our primary goal is to retain your business.