FHA VS Conventional loan programs in Layhill, Montgomery County, Maryland

This year, 2025, the conventional loan limit for Layhill, within Montgomery county, MD, is $1,089,300. Meanwhile, the FHA limit for a single-family home stands at $1,089,300.

Take advantage of the Lendersa® Conventional loan calculator to evaluate today's best rates for Conventional, FHA, and USDA loans. Determine the needed income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator allows side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you decide which program in MD suits your particular financial needs.

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Loan Limits and Downpayment Requirements for 2025 in Layhill, Montgomery County, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This comparison applies to the following zip codes: 20906

Conventional and FHA Loan Options in Layhill, MD

Lendersa® is committed to finding you the best possible Conventional, USDA, or FHA loan quickly and efficiently. Choose one of three starting strategies that connect you with matched lenders and programs.

Lendersa USDA loan request and matching results


  • UNIFIED LENDING INC.
  • 10808 S River Front Pkwy, Suite 393, South Jordan, UT, 84095
  • Unified Lending is your premier mortgage lender located in the beautiful Wasatch front. If you are looking to purchase a new home or refinance the one that you have, we are here to help! We take great pride at Unified Lending in educating our customers and in keeping them informed during the loan process.
  • Aspen Hills Mortgage, LLC
  • 2651 W South Jordan Parkway, South Jordan, UT, 84095
  • Our mortgage team members will give you the personal service you deserve and treat you with the respect due an esteemed customer.We realize the big commitment you are making in purchasing a house, refinancing, or cashing out your equity. So we make a commitment to you: we will help you qualify, apply and be approved for the perfect mortgage loan.
  • Integrity First Lending
  • 1258 W South Jordan Parkway, Suite 102, South Jordan, UT, 84095
  • Our vision is simple, we are focused on helping loan officers grow their business. Most of the loan officers that join our company have experienced at least one of these common frustrations that have limited their growth. If any of the following frustrations resonate with you, let’s have a conversation soon.
  • EconMortgage
  • 1747 Heritage Lane, Suite B202, Syracuse, UT, 84075
  • Econ Mortgage prides itself on offering low rates, and costs, right out the gate! Compare us with your “guy/gal” and see why even loan officers do their financing through Econ Mortgage! We are a well-established company serving in Salt Lake City. As your premier Utah mortgage broker, we focus on providing you with the lowest rates.
  • Advantage Mortgage Home Loans
  • 2334 S. 600 W, Syracuse, UT, 84075
  • As experienced loan officers we have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is our ultimate goal, and we are committed to providing our customers with mortgage services that exceed their expectations.
  • Bob Kirkman Mortgage Lender
  • 1448 N 2000 W, Suite 2, Clinton, UT, 84015
  • Bob Kirkman believes that excellent service and a reputation for honesty, integrity and reliability are just as important as interest rates and closing costs. Bob’s team is committed to providing our Utah Mortgage clients with the highest quality Utah Home Loans combined with the lowest Utah Mortgage Rates available.
  • The Mortgage Partner, Inc.
  • 1369 West 12600 South, Riverton, UT, 84065
  • The Mortgage Partner has been providing mortgage loans in Utah since 1993. Our Utah based company has over 40 years of combined lending experience. We are a mortgage broker which allows us the opportunity to work with multiple lenders—getting you the best rate possible. As a mortgage broker, we have access to many different lenders that others
  • CloseYour Mortgage Limited Liability Company
  • 1273 West 12600 South, Riverton, UT, 84065
  • CloseYour Mortgage has helped thousands of Utahns save on their upfront mortgage costs and monthly interest payments. Reach out and let our licensed professionals show you the sensible way to finance (or re-finance) your dream home. There are many types of mortgage loans available.
  • Sharp Lending Solutions, LLC
  • 14117 South Light Cahill Cove, Bluffdale, UT, 84065
  • Sharp Lending Solutions was formed out of a need to offer a better solutions for consumers, realtors and builders. William Sharp the owner and founder has spent 12 years as a loan officer, Broker and Principal Lending Manager prior to forming Sharp Lending Solutions. Many companies offer only single solutions, SLS offers a wide variety of lending.
  • Advocate Home Loans Inc.
  • 11774 Whatta View Place, Riverton, UT, 84065
  • Advocate Home Loans, Inc. (NMLS #315362) is committed to giving you the best rate, lowest closing cost, and timely service in the industry today. We want your business today and tomorrow, also from your family, friends, and associates. Our company is based on repeat business and referrals. We do apply the “Golden Rule”.
  • Intermountain Capital LLC
  • 1272 West 12700 South, Suite D, Riverton, UT, 84065
  • Intermountain Capital LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.